...TESTIMONY OF US. P1RG . 6 June 1991 * Page 8 worthiness, credit standing, credit capacity, characteristic, general reputation, personal characteristics or mode...establishing the consumer's eligibility for (1) credit... 15 USC 1681(d) The credit bureaus are increasingly extracting data from credit reports to enhance marketing...

...credit standing, credit capacity, characteristic, general reputation, personal characteristics or »ode of living which is used or expected to be used or...establishing the consumer's eligibility for (1) credit... 15 USC 1681(d) The credit bureaus are increasingly extracting data fron credit reports to enhance marketing...

...to a person's credit worthiness, or as the act provides:" The term "consumer [credit] report" means any written, oral or other communication of any information...consumer reporting agency bearing on a consumer's credit TESTIMONY OF US. PIRG . 6 June 1991 . Page 8 worthiness, credit standing, credit capacity, characteristic,...

...report at issue in this matter was a "consumer report" within the FCRA: The term "consumer report" means any written, oral, or other communication of any information...reporting agency bearing on a consumer's credit worthiness ... which is used or expected to be used or collected in whole or in part for the purpose of serving...

...because of information obtained from a person other than a consumer reporting agency bearing upon the consumer's credit worthiness, credit standing, credit...reputation, personal characteristics, or mode of living, the user of such information shall, within a reasonable period of time, upon the consumer's written...

..."Consumer report", a written, oral or other communication of information bearing on a natural person's credit worthiness, credit standing, credit capacity,...mode of living which is used or expected to be used in connection with an insurance transaction. "Consumer reporting agency", any person who: (1) regularly...

...because of information obtained from a person other than a consumer reporting agency bearing upon the consumer's credit worthiness, credit standing, credit...reputation, personal characteristics, or mode of living, the user of such information shall, within a reasonable period of time, upon the consumer's written...

...because of information obtained from a person other than a consumer reporting agency which bears on the consumer's credit worthiness, credit standing, credit...reputation, personal characteristics or mode of living, as well as a statement informing the consumer that he or she has the right to receive such information...

..."consumer report" is any communication, by a "consumer reporting agency." of any information that bears on a consumer's credit* worthiness, credit standing,...reputation, personal characteristics, or mode of living that is collected or used (or expected to be used) as a in factor establishing the consumer's eligibility...

...consumer reports to anyone who does not have a permissible purpose. FCRA defines "consumer report" as: "any written, oral, or other communication of any...factor in establishing the consumer's eligibility for (A) credit or insurance to be used primarily for personal, family, or household purposes; (B) employment...