...COMMERCE COMMISSION DOES NOT PASS UPON THE MERITS OF THE SECURITIES FROM AN INVESTMENT STANDPOINT, NOR HAS THE COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF THIS CIRCULAR. Tkr Debentures are offered by the several Underwriters when, at and if issued by the Company...

...expected that an active market for the shares will develop. (See "Description of PEFCO's Common Stock".) THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED...REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. The proceeds to the Corporation of this initial offering, before deducting expenses payable by the Corporation...

...expected that an active market for the shares wffl develop. (See "Description of PEFCO's Common Stock".) THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED...REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. The proceeds to the Corporation of this initial offering, before deducting expenses payable by the Corporation...

...less an 1(M4% per annum. A sinking fund begins in 1976. See "Description of First Preferred Stock." THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED...REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. 1) Plus accrued dividends from date of delivery to the Underwriters which is expected to be September...

...of First Preferred Stock." THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE >K 1 RITIES AND EXCHANGE COMMISSION, NOR HAS THE COMMISSION PASSED...REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. (1) Plus accrued dividends from date of delivery to the Underwriters which is expected to be September...

...THE SECURITIES OF CITIZENS AND SOUTHERN HOLDING COMPANY OFFERED IN CONNECTION WITH THE REORGANIZATION HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES...COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF CITIZENS AND SOUTHERN HOLDING COMPANY'S PROSPECTUS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL...

...during 1981 . db? reference to ihe resmrww i March 1912 Proiy Sttfemeni This Report on Form 10-K has not been approved or disapproved by the Securities...Commission passed upon the accuracy or adequacy of this Form 10-K, Ponioni of the 1981 Annual Report to (he Corporation's stockholders are not required by...

...SUCCESSORS IN INTEREST; «ad TO ALL HOLDERS OF COMMON STOCK OFf AUGUST 25, 199S: [AS OF THIS TRANSACTION HAS NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES AND EXCHANGE COMMISSION NOR HAS THE SEC PASSED UPON THE FAIRNESS OR MERITS OF SUCH TRANSACTION NOR UPON THE ACCURACY OR ADEQUACY OF THE...

...CORPORATION OR THE TENNESSEE COMMISSIONERS OF BANKING OR INSURANCE NOR HAVE ANY OF THESE AUTHORITIES PASSED UPON THE ACCURACY OR ADEQUACY OF THIS PROSPECTUS....REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. Price (1) Proceeds to Bank (2) Per Share $ 100.00 $ 96.00 Total $10,000,000.00 $ 9,600,000.00 (1) Plus...

...preferred stock will be non•oting aad will be subject to resale restrictions as hereinafter set forth. THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY' THE SECURITIES AND EXCHANGE COMMISSION OR THE FEDERAL DEPOSIT ' INSURANCE CORPORATION OR THE TENNESSEE COMMISSIONERS OF BANKING OR INSURANCE...