MITTEN BANKING, AND TNANCIAL SIM GACH, Owe, vreumat ENRY 3 ONZALEZ KKN KRNSEN 193 COMMITTEE ON BANKING AND FINANCIAL SERVICES JIM LEACH, Iowa, Chairman BILL MCCOLLUM, Florida HENRY B. GONZALEZ, Texas, MARGE ROUKEMA, New Jersey JOHN J. LAFALCE, New York DOUG BEREUTER, Nebraska BRUCE F. VENTO, Minnesota THOMAS RIDGE, Pennsylvania CHARLES E. SCHUMER, New York TOBY ROTH, Wisconsin BARNEY FRANK, Massachusetts RICHARD H. BAKER, Louisiana PAUL E. KANJORSKI, Pennsylvania RICK LAZIO, New York JOSEPH P. KENNEDY II, Massachusetts SPENCER BACHUS, Alabama FLOYD H. FLAKE, New York MICHAEL N. CASTLE, Delaware KWEISI MFUME, Maryland PETER T. KING, New York MAXINE WATERS, California EDWARD R. ROYCE, California BILL ORTON, Utah FRANK D. LUCAS, Oklahoma CAROLYN B. MALONEY, New York LUIS V. GUTIERREZ, Ilinois LUCILLE ROYBAL-ALLARD, California THOMAS M. BARRETT, Wisconsin SONNY BONO, California NYDIA M. VELÁZQUEZ, New York ALBERT RUSSELL WYNN, Maryland MELVIN L. WATT, North Carolina MAURICE D. HINCHEY, New York FRANK A. CREMEANS, Ohio GARY L. AKERMAN, New York JON D. FOX, Pennsylvania KEN BENTSEN, Texas BERNARD SANDERS, Vermont (II) LETTER OF TRANSMITTAL MAY 1995. Dear Colleagues: Transmitted herewith is a Committee Print entitled "Compilation of Basic Banking Laws”. The document brings together in one publication the major statutes affecting insured depository institutions and their customers. I would like to commend Mr. Jim Wert, Assistant Counsel in the Office of the Legislative Counsel of the House of Representatives, for his superb work in preparing and editing the material in this expanded compilation. He and his associates and staff in the Legislative Counsel's Office, working with the staff of this Committee, undertook a mammoth project in attempting to compile the multitudinous and diverse statutes affecting banking. This document is an excellent work product and should prove to be an extremely useful tool. Sincerely, JIM LEACH, Chairman. (III) Notes to the Reader 1. Any material contained within brackets ( ) is not part of the text of the law but is inserted as an aid to the reader. 2. Citations have been included to enable the reader to locate the same material in the United States Code (U.S.C.). These citations are not a part of the text of the law in which they appear. (IV) CONTENTS Alternative Mortgage Transaction Parity Act of 1982 Bank Holding Company Act of 1956 Community Development Credit Union Revolving Loan Fund Transfer Act Community Reinvestment Act of 1977 Competitive Equality Banking Act of 1987 105 109 117 121 Truth In Lending Act Fair Credit Reporting Act Equal Credit Opportunity Act Fair Debt Collection Practices Act Electronic Fund Transfer Act Depository Institution Management Interlocks Act Expedited Funds Availability Act Federal Credit Union Act Federal Deposit Insurance Act Federal Deposit Insurance Corporation Improvement Act of 1991 Federal Home Loan Bank Act Federal Reserve Act .... Financial Institutions Reform, Recovery, and Enforcement Act of 1989 Home Owners' Loan Act. International Banking Act of 1978 International Lending Supervision Act of 1983 National Bank Consolidation and Merger Act National Bank Receivership Act Reigle Community Development and Regulatory Improvement Act of 1994 Reigle-Neal Interstate Banking and Branching Efficiency Act of 1994 Right To Financial Privacy Act of 1978 Resolution Trust Corporation Funding Act of 1991 Resolution Trust Corporation Refinancing, Restructuring, and Improvement Act of 1991 Subtitle IV of Title 31, United States Code Title LXII of the Revised Statutes of the United States Truth In Savings Act 123 187 198 207 217 233 24 263 361 623 633 765 865 899 981 1007 1019 1027 1033 1093 1103 1125 1129 1135 1183 1231 (V) |