But I Bank some requirement for greater cooperation is very much moded in too many places they simply are not talking to each other, they do not exchange on coordinate. Only when a crisis exists do you And the in getting together.

Mr STANTON. Thank you very much.

My Moon so presiding. I will now yield to the ranking minority minder of the committee, the distinguished gentleman from New

dey, M Widmall.

M WIN ALL. Thank you.

M Mods I certainly want to join in welcoming you here before The subcommittee today. While I came in a little bit late, as you were fratifying caught up by reading your testimony and I understand

The major thrust of it.

I believe probably the point that you have made, by pinpointing with iom on the housing allowance program and the nature of it at This time, is one that is substantially correct. There is no commitment #yot, wo don't clearly understand what the administration itself wants, and meanwhile there is a hiatus that is quite harmful to the entire building program for low income people.

I know very well the commitment that your own organization has bad for many, many years, not just in the housing field but in other aircon behalf of the patien ar low-income group and middle-income groups and all the others that you represent. So, I am sure that your lens ære ter Nonest, very earnest, and should re

à action in a forward direction.

ons in connection with will place high value on

vania and I hope you will continue and build on it. I am sure the people are grateful for all your advice, dedication, and hard work.

Governor, it is a policy of this committee to make everybody feel at home and we would like you and your associates to feel relaxed; lean back as though you are looking at one of your favorite programs in your living room.

If you wish to speak extemporaneously, you may do so. If you wish to put your statement in the record in full, that may be done. Governor, before you start, I would like you to introduce your associates for the record.

STATEMENT OF HON. MILTON J. SHAPP, GOVERNOR OF THE STATE OF PENNSYLVANIA; ACCOMPANIED BY WILLIAM WILCOX, SECRETARY, PENNSYLVANIA DEPARTMENT OF COMMUNITY AFFAIRS; AND RICHARD W. LINCOLN, SPECIAL ASSISTANT, NATIONAL GOVERNORS' CONFERENCE

Governor SHAPP. There are two associates with me today. One is the Secretary of the Community Affairs of the Commonwealth of Pennsylvania, Bill Wilcox, and the other associate is Richard Lincoln, who with the National Governors' Conference. Some of my remarks are ny personal remarks and the official remarks of the State, and some of Our remarks are jointly shared by the National Governors Conference, and I would assume by almost all of the other Governors in the country. I greatly appreciate your comments, and I appreciate also the opportunity of appearing before this subcommittee to express my views on this very important subject of housing, because unless we have deent housing for all of our citizens we are not really fulfilling the greatness that we could have here in America.

I appreciate the opportunity to appear before you today to testify on H.R. 10036, the proposed Housing and Urban Development Act of 1973. The need for comprehensive legislation in this area is crucial, and I commend this subcommittee for moving ahead with consideration of this proposal.

The events occurring since the national administration's cruel, abrupt, and unjustified imposition of the moratorium on federally subsidized housing programs last January have shown beyond a doubt that it is up to Congress to take the initiative in developing programs to house our low- and moderate-income citizens.

This is so because the Nixon administration, in my view, has shown tself to be completely incapable of addressing a domestic priority as vital as all others: Decent housing for all Americans.

Mr. Chairman, before I offer my comments on H.R. 10036, I would like to make some brief comments on the administration's proposals. The President, as I mentioned a moment ago, imposed a moratorium on federally assisted housing programs in January, contending that the existing programs hadn't worked and that new approaches were needed. The administration assured the Nation that, if it would only wait patiently for a few months, all the problems of housing our low- and moderate-income families would be solved.

I

might note here that we in Pennsylvania were not content to "wait." The Commonwealth of Pennsylvania initiated a suit in Federal court last spring, contending that the moratorium was an illegal

24-033 074 - pt. 1 35

A BILL TO ESTABLISH A PROGRAM OF COMMUNITY DEVEL-
OPMENT AND HOUSING BLOCK GRANTS, TO CONSOLIDATE,
SIMPLIFY, AND IMPROVE LAWS RELATING TO HOUSING
AND URBAN DEVELOPMENT ACTIVITIES, AND FOR OTHER

PURPOSES

H.R. 7277

A BILL TO PROVIDE FEDERAL REVENUES TO STATE AND
LOCAL GOVERNMENTS AND AFFORD THEM DISCRETION IN
CARRYING OUT COMMUNITY DEVELOPMENT

H.R. 10688

ACTIVITIES

A BILL TO SIMPLIFY LAWS RELATING TO HOUSING AND
HOUSING ASSISTANCE

H.R. 10689

A BILL TO PROVIDE FOR THE GUARANTEE OF PRIVATE
MORTGAGE INSURANCE

PART 1

OCTOBER 9, 10, 11, 12, 16, AND 17, 1973

Printed for the use of the Committee on Banking and Currency

24-038 O

U.S. GOVERNMENT PRINTING OFFICE

WASHINGTON: 1973

COMMITTEE ON BANKING AND CURRENCY

WRIGHT PATMAN, Texas, Chairman