MICHIGAN. Act applies to the State, counties etc. and to employers who file acceptance with Industrial Board. All other employers deprived of the three common law defenses except as against employees electing not to be subject to Act. Act does not apply to domestic servants or farm laborers or to persons casually employed and not in course of employer's usual business. Compensation: 1. During first three weeks medical and hospital services and medicines. 2. In case of death, (a) To persons wholly dependent, weekly payments equal to half of average weekly wages, not less than $4 nor more than $10 for 300 weeks. (b) To persons partly dependent same proportion of the above that the amount contributed by the deceased bore to his whole earnings. (c) If no dependents, expenses of last sickness and burial, not exceeding $200. 3. In case of total incapacity weekly compensation equal to one half of average weekly wages, not less than $4 nor more than $10 for 500 weeks, not exceeding $4000. 4. In case of partial incapacity, weekly compensation equal to one half of difference between average weekly wages before and after injury, not more than $10 per week for 300 weeks. For loss of a limb and other specific mutilations half of average weekly wages for terms varying from 7 to 200 weeks, subject to maximum and minimum limitations as above. In case of death before expiration of term for weekly payments, dependents receive difference between full death benefit and amounts already paid for disability. Payments begin on 15th day after injury, but if disability continues for 8 weeks then from date of injury. Unless employer has actual knowledge of injury notice must be given within three months. Claim must be made within six months, or within six months after death or removal of incapacity. No agreement by employee to waive rights valid. Payments not assignable or liable for debts. Agreements for settlement subject to approval of Accident Board. Disputed claims referred to arbitration subject to appeal to the Board. Decisions of the Board may be filed in Circuit Court and judgment entered thereon. Employer may by furnishing proofs of solvency to Board agree to make payment directly to employees, or may insure his liability in an Employer's Liability Company or Insurance Association. Provision is made for Accident Fund in nature of mutual insurance by five or more employers of 3000 employees under supervision of Commissioner of Insurance.

MINNESOTA. - Employer not electing provisions of Act deprived of three common law defenses except as to wilful negligence of employee. Act does not apply to domestic servants, farm laborers or persons casually employed and not in usual business of employer. Employer and employee presumed to accept Act unless notice is given. No liability for injuries self-inflicted or caused by intoxication. Compensation:-1. Medical, surgical and hospital services for 90 days, not exceeding $100, or, on application to Court, $200. 2. In case of death, to widow 35% of monthly wages, and for one minor child 5%, for two or three children 15% and for four or more 25% in addition. On re-marriage, widow without children one half of compensation unpaid; if children, her share goes to them. For dependent orphan 40% of monthly wages, and 10% additional for each orphan in excess of two- not exceeding 60%. For dependent husband and no child 25% of monthly wages. If no widow, children or husband, to one dependent parent 25% of monthly wages, or to two such 35%. If none, to dependent brother, sister or grandparent, 25%; if more than one dependent relation 35%. - Partial dependents in proportion to proportionate amount of earnings contributed by deceased. If no

dependents expenses of last sickness and burial not exceeding $100. Death compensation not less than $6 per week, nor more than $10 or full amount of wages if less than $6, for 300 weeks. 3. For permanent total disability, one half of wages, not less than $6 nor more than $10, or full amount if less than $6, for 400 weeks. 4. For permanent partial disability - for certain specified mutilations one half daily wages for from 7 to 200 weeks; in other cases, half of difference between wages before injury and earning capacity afterwards, not exceeding 300 weeks. 5. For temporary total disability half of wages, not less than $6 or more than $10 for 300 weeks. 6. For temporary partial disability half of difference between wages before and after injury. In case of death, disability payments deducted from death benefit. No payments for two weeks, nor until after notice unless employer has actual knowledge or notice within 14 days, but notice may be given later unless employer is prejudiced by delay. If no knowledge or notice in 90 days no compensation payable. Disputed claims decided by district court on complaint. Employer may insure liability and claim may be made directly upon insurer.

NEBRASKA.- Both employer and employee presumed to accept provisions of Act unless notice is given to contrary. Employer not accepting deprived of three common law defenses except wilful negligence or intoxication of employee. · Act does not apply to employers of domestic servants or farm laborers, or of less than five regular employees, or of persons casually employed and not in regular business of employer, nor to persons working on employer's materials at their own homes or on premises not under employer's control. Liability covers only violence to physical structure of body and disease or infection_resulting therefrom; but not occupational disease or contagious or infectious disease contracted during employment, or death due to natural causes. Compensation:- 1. For death, (a) To persons wholly dependent half of wages, not less than $5 nor more than $10, or whole wages less than $5 for 350 weeks. 2. To partial dependents, portion of above in proportion to share of earnings contributed to such dependent by deceased. (c) In any case expenses of last sickness and burial not exceeding $100. Disability payments made before death deducted from death benefit. 2. For total disability, — for first 300 weeks, half of wages, not less than $5 nor more than $10, or full amount if less than $5. After 300 weeks, for remainder of life, 40% of wages, not less than $4 nor more than $8 or full wages if less than $4. 3. For partial disability, half of difference between wages at time of accident and earning power thereafter, not more than $10, for 300 weeks. Special compensation for losses of certain parts of body half wages for from 125 to 215 weeks, not less than $5 nor more than $10 or full wages less than $5. No compensation for two weeks unless disability continues eight weeks, then from date of injury. No agreement of employee to waive rights valid. Notice as soon as practicable, and claim within six months, or six months after death or removal of incapacity. Want of notice no bar if employer has knowledge of accident. Disputed claims referred to district court. Claim barred unless proceedings commenced within one year. Employer's liability may be insured in liability insurance

company.

NEVADA. — All employers presumed to accept Act unless notice is given to the contrary, and notice must be renewed annually. Employer not accepting Act deprived of three common law defenses.

Act does not apply to employer of less than two employees in same general employment, nor to employer of domestic servants or farm laborers. If employee rejects the Act, above defenses open to employer. Compensation: - I. In case of death, (a) To dependents one half of average monthly earnings, not less than $20 nor more than $60 for not more than 100 months, not exceeding $5000, and burial expenses not exceeding $125.-If no dependents, burial expenses only. 2. For complete disability, half of average monthly wages, not less than $20, nor more than $60 for 100 months, not exceeding $5000. 3. For partial disability, one half difference between wages earned before injury and earning power afterward, not more than $40 per month for 60 months. Specific payments of half of monthly wages for periods varying from 2 to 45 months for losses of specified parts of the body, subject to minimum of $20 and maximum of $60 per month. Compensation begins at end of two weeks, but if disability lasts eight weeks is reckoned from date of injury. Payments not assignable or liable for debt. On re-marriage of widow she receives lump sum of twelve times monthly allowance, not exceeding $300 and allowance is made to children under 16, not less than $10 nor more than $35 per month. Industrial Commission has jurisdiction over operation of Act. Employer must report every accident to Commission. Claim for compensation must be made within one year. State Insurance Fund formed by assessment of premiums upon all employers according to schedule in the Act. All claims paid from this fund.

State

NEW HAMPSHIRE. Act applies only to workmen engaged in manual or mechanical labor in certain dangerous employments, viz. steam or electric railroads; mills, factories etc. where machinery is operated by steam or other mechanical power and where five or more persons are employed; electric wires or apparatus; use of gunpowder or other explosive or steam boiler, provided injury is occasioned by explosion; quarries, mines and foundries. No compensation for injury not disabling workman for more than two weeks, or caused by his intoxication, violation of law, or serious or wilful misconduct. Employer who files with Commissioner of Labor acceptance of Act and satisfies him of ability to comply with its provisions, or gives security, is not deprived of common law defenses, but is liable for wilful failure to comply with statutory requirements. Injured employee may elect between action for damages or compensation under Act, but resort to one excludes the other. Compensation: -— I. In case of death; (a) To persons wholly dependent, 150 times average weekly earnings; (b) To persons partially dependent, such portion of above death benefit as amount contributed to such dependents by deceased bears to his whole earnings. (c) If no dependents, expenses of medical atendance and burial, not exceeding $100. 2. In case of total or partial incapacity for work, weekly payment, commencing two weeks after injury, during such incapacity, not exceeding one half of average weekly earnings, measured by difference between wages before injury and earning ability afterwards, and not exceeding $10 per week for 300 weeks. No compensation until notice is given. Notice must be given as soon as practicable, before workman has voluntarily left employer's service and during disability, and claim within six months; but want of notice no bar to claim unless employer prejudiced thereby. Disputed claims referred by petition in equity to superior court.

NEW JERSEY.- All employers and their employees presumed to accept provisions of the Act unless notice is given to the contrary. May withdraw on 60 days notice. No compensation where injury is intentionally self-inflicted or caused by intoxication of employee. Employers not accepting provisions of Act deprived of three common law defenses. Compensation:- 1. During first two weeks medical and hospital services and medicines $50. 2. In case of death, (a) Expenses of last sickness and burial, cost of burial not to exceed $100. (b) For one actual dependent 35% of wages, and 5% for each additional one up to five; for six or more 60%; to be distributed according to order of judge of Court of Common Pleas. Children paid only while under 18 unless physically or mentally incapacitated. Death benefits not less than $5 nor more than $10 per week, for 300 weeks, but full wages if less than $5. Compensation not payable to alien dependents not residents of U. S. 3. For total permanent disability 50% of wages, not less than $5 nor more than $10 or full wages if less than $5 during disability, not exceeding 400 weeks. For partial permanent disability compensation based on extent of disability subject to maximum and minimum as above; for certain bodily mutilations 50% of wages for from 5 to 200 weeks. 5. For temporary disability 50% of wages subject to maximum and minimum as above for not more than 300 weeks. Total number of weekly payments not to exceed 400 in any case. Unless employer has actual knowledge of accident or notice within 14 days, no compensation due till notice given or knowledge obtained. If notice or knowledge within 30 days, failure to give earlier notice no bar except to extent that employer is prejudiced thereby. If no notice given or knowledge obtained within 90 days no compensation allowed. Question of liability and compensation determined by petition to Court of Common Pleas. Claim barred unless within one year parties have agreed on compensation or petition filed in court. Award may be reviewed after one year if incapacity of injured employee has increased or diminished. Periodical payments may by special leave of court be commuted into lump sum and employer may at any time after award pay whole amount of future instalments to savings bank, etc., in trust for employee and be relieved of further liability. No agreement to waive rights to compensation under Act is valid.

NEW YORK. Act applies only to 42 groups of "hazardous occupations," including practically all industries in the State, excepting agriculture, domestic service and occupations not conducted for pecuniary gain. Employees of State, counties, etc., not included. No compensation for accident due to wilful intention of employee to injure himself or another, or to intoxication. Compensation provided in Act exclusive remedy except that if employer fails to secure payments by insurance or otherwise employee may elect between compensation and damages at law, and in latter case employer deprived of three common law defenses. Compensation:- 1. Medical, nursing and hospital services, medicines, etc., for 60 days; no other compensation for two weeks. 2. In case of death, (a) Funeral expenses $100. (b) To surviving wife or dependent husband 30% of average weekly wages during widowhood or dependent widowerhood, and 10% additional for each child while under 18, not exceeding in all 66%%. On re-marriage two years' compensation. (c) If no surviving wife or dependent husband 15% for each child while under 18, not exceeding 66%%. If whole 66%% is not absorbed by above payments, balance to grandchildren, brothers and sisters, 15% each while under 18,

and parents and grandparents 15% each during dependency. Limit of wages for computing death benefit $100 per month. 3. For total permanent disability, 66%% of average weekly wages, during disability. 4. For total temporary disability 66%% during continuance of same not exceeding $3500. 5. For partial permanent disability 66%% of average weekly loss of wages, and for certain specified mutulations same percentage for periods of from 15 to 312 weeks. 6. For partial temporary disability 66% of average weekly loss of wages during continuance of same, not exceeding $3500. Notice of injury must be given to State Workmen's Compensation Commission and to employer within 10 days, or in case of death within 30 days thereafter. Failure to give notice bars claim unless excused. Claim barred unless made within one year. Decision of Commission on question of fact final. No agreement of employee to pay part of liability premium or to waive right to compensation valid. Employer must secure compensation to employees by insuring in State fund, or in approved Stock or mutual company, filing copy of policy with Commission, or by furnishing satisfactory proof of ability to pay compensation, and must post notice of fact about place of business. Employer insuring in State fund relieved of all liability. State insurance fund formed from premiums assessed on basis of pay roll upon employers at rates fixed for different groups by Commission. Provision also for Employers' Mutual Liability Companies of 40 or more employers, having 2500 employees.

em

OHIO.- Act obligatory upon the State, counties, etc., and on all other employers of five or more workmen in same business or establishment, but not including persons employed casually and not in usual course of employer's business. Every employer required to contribute to State Insurance Fund annual premium, in proportion to amount of wages paid by him, at rate fixed by State Liability Board of Awards for business in which he is engaged; except that employers who agree to abide by rules of Board and are of sufficient financial ability to make compensation certain may maintain benefit funds or departments either alone or jointly with other employers and pay directly to injured employees, in which case benefits must be equal to those in Act. Employer complying with foregoing provisions not liable to action for damages provided notice be given to employees, except that for wilful injury by employer or agent employee may elect between compensation under Act, and action for damages, but in latter case defenses of contributory negligence and negligence of fellow ployee will be open to employer. Employer not complying not entitled to benefits of Act, and deprived of three common law defenses. Compensation:-1. In case of death within two years: (a) To persons wholly dependent, 66%% of average weekly wages for six years, not less than $1500 nor more than $3750. (b) To persons partly dependent, same benefit for such portion of six years as Board may determine. 2. In case of permanent total disability 66% of average weekly wages for life, not less than $5 nor more than $12 per week, but whole wages if less than $5. 3. For partial disability 66%% of impairment of earning capacity during continuance thereof, not exceeding $12 per week or $3750. For certain specified mutilations, 66%% of weekly wages for from 10 to 200 weeks, subject to maximum limitation as above. 4. For temporary disability 66%% of weekly wages while disability is total, not less than $5 nor more than $12 per week, but whole wage if less than $5, for not more than 6 years or $3750. In addition to above, medical, nursing and hospital services and