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HEARINGS

BEFORE THE

COMMITTEE ON BANKING AND CURRENCY

HOUSE OF REPRESENTATIVES

EIGHTY-FOURTH CONGRESS

FIRST SESSION

ON

H. R. 5827

(SUPERSEDED BY S. 2126)

MAY 23, 24, 25, 26; June 2, 3, 6, 7, 8, 9, and 10, 1955

Printed for the use of the Committee on Banking and Currency

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COMMITTEE ON BANKING AND CURRENCY

BRENT SPENCE, Kentucky, Chairman PAUL BROWN, Georgia

JESSE P. WOLCOTT, Michigan WRIGHT PATMAN, Texas

RALPH A. GAMBLE, New York ALBERT RAINS, Alabama

HENRY O. TALLE, Iowa ABRAHAM J. MULTER, New York

CLARENCE E. KILBURN, New York HUGH J. ADDONIZIO, New Jersey

GORDON L. MCDONOUGH, California WILLIAM A. BARRETT, Pennsylvania WILLIAM B. WIDNALL, New Jersey BARRATT O'HARA, Illinois

JACKSON E. BETTS, Ohio VERA BUCHANAN, Pennsylvania

WALTER M. MUMMA, Pennsylvania LEONOR K. SULLIVAN, Missouri

WILLIAM E. MCVEY, Illinois L. H. FOUNTAIN, North Carolina

EDGAR W. HIESTAND, California HENRY S. REUSS, Wisconsin

DONALD W. NICHOLSON, Massachusetts MARTHA W. GRIFFITHS, Michigan

OLIVER P. BOLTON, Ohio
THOMAS L. ASHLEY, Ohio

PERKINS BASS, New Hampshire
CHARLES A. VANIK, Ohio
IRWIN D. DAVIDSON, New York
JOHN J. BELL, Texas

WILLIAM J. HALLAHAN, Clerk
ORMAN S. FINK, Professional Staff
JOHN E. BARRIERE, Professional Staff

II

CONTENTS

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Page

H. R. 5827. A bill to extend and clarify laws relating to the provision and

improvement of housing, the elimination and prevention of slums, and

the conservation and development of urban communities.

1

Statement of

American Association of Social Workers.

617

Anderson, Dr. Hurst R., president, American University, representing

American Council of Education and the Association of American

Colleges.

278

Baldwin, Hon. John F., a Representative in Congress from the State

of California

580

Bartlett, Hon. E. L., a Delegate to United States Congress from the
Territory of Alaska.-

626
Bennett, Hon. Charles E., a Representative in Congress from the
State of Florida.

612

Bubb, Henry A., chairman, legislative committee, United States

Savings & Loan League..

199

Buchanan, Hon. Vera, a Representative in Congress from the State of

Pennsylvania.

608

Campbell, Wallace J., director, Washington office, Cooperative League

of the United States of America.

251

Clark, Hon. Joseph S., Jr., mayor, city of Philadelphia, Pa--

149

Colburn, Fern M., secretary, Social Education and Action Committee,

National Federation of Settlements and Neighborhood Centers,

New York, N. Y..

618

Cole, Hon. Albert M., Administrator, Housing and Home Finance

Agency, accompanied by Norman F. Mason, Commissioner, Federal

Housing Administration..

5, 67

Du Laurence Henry, chairman, legislative committee, National

Apartment Owners Association, Inc.-

527

Evans, John, chairman, Aeronautics Committee, American Legion -- 146

Fischer, Ben, director, CIO Housing Committee.-

564, 565

Fleischut, Gerrard P., representing Mobile Homes Dealers National

Association --

247

Floete, Hon. Franklin G., Assistant Secretary of Defense for Property

and Installations..

115, 541

Friedel, Hon. Samuel N., a Representative in Congress from the State
of Maryland

613
Garmatz, Hon. Edward A., a Representative in Congress from the
State of Maryland.

614
Hadley, Eleanor M., Washington representative, American Associa-
tion of Social Workers..

352

Heitmann, Fred W., Jr., vice president, Northwest National Bank

of Chicago.

263

Hoffmann, Frank N., chairman, housing subcommittee of the legis-

lative committee of the CIO.

564

Houser, Mrs. Jency Price, representing housing designed for perma-

nent occupancy by single persons-,

355

Investment Bankers Association of America, municipal securities

committee..

298

Jones, Hon. Robert E., a representative in Congress from the State

of Alabama

590

Kaul, Ralph, representing the Trailer Coach Association.

243

Leader, Governor George M., State of Pennsylvania -

151

Lovre, Hon. Harold 0., a Representative in Congress from the State

of South Dakota.

611

Lucas, Hon. Scott W., representing the Mobile Homes Manufac-
turers Association.

217
McAllister, Walter W., Chairman, Home Loan Bank Board.

68

Statement of—Continued

Pago

Mead, Hon. Donald H., mayor, city of Syracuse, N. Y., representing

the American Municipal Association.

192

Miller, Hon. George P., a Representative in Congress from the State
of California --

579

Mills, Walter B., Jr., president, National Association of Housing

and Redevelopment Officials---

303

Mitchell, Clarence, director, Washington bureau, National Association
for the Advancement of Colored People.--

546
Morrison, W. Franklin, representing National Savings and Loan

League accompanied by Harold D. Braman, executive manager--- 367

Moses, Robert, chairman, committee on slum clearance, city of

New York.

348

Murdock, Dana, representing the city of Richmond, Calif_

586

Nichols, C. N., managing director, NERSICA, Inc., New York,

N. Y..

291

Northup, H. R., executive vice president, National Retail Lumber

Dealers Association...

351

O'Grady, Rt. Rev. Msgr. John, secretary, National Conference of
Catholic Charities

335

O'Hara, Hon. Barratt, a Representative in Congress from the State of

Illinois.

599

Olson, C. H., assistant legislative director, American Legion.

145

Packard, Arthur J., president, Packard Hotels Co., Mount Vernon,

Ohio..

450

Robbins, Ira S., president, National Housing Conference, Inc., ac-
companied by Dr. William L. C. Wheaton.-

321

Rouse, James W., president, James W. Rouse & Co., Baltimore, Md.,

accompanied by Samuel Neal, counsel

438

Scott,

Kenneth L., Director, Agriculture Credit Service, accompanied
by R. B. McLeaish, Administrator, Farmers Home Administration. 126

Scott, Robert E., representing The Chamber of Commerce of the

United States.

456

Seidman, Bert, acting secretary, housing committee, American Fed-
eration of Labor..

183

Slusser, Charles E., Public Housing Commissioner..

49

Smith, Earl W., president, National Association of Home Builders,

accompanied by George Goodyear and Herbert Coulton..

494

Sorrell, W. Byron, Mobile Homes Dealers National Association.. 247

Spiczak, George, vice president, Home Savings & Loan Association.- 264

Staal, Ben J., treasurer, Holland Furnace Co., Holland, Mich.-

287

Vanik, Hon. 'Charles A., a Representative in Congress from the State

of Ohio..

607

Viner, Arthur, executive director, Voluntary Home Mortgage Credit. 101

Westland, Hon. Jack, a Representative in Congress from the State of

Washington

609

Wilcox, Arthur P., chairman, Realtors Washington committee, Na-

tional Association of Real Estate Boards, accompanied by John C.
Williamson

375, 415
Wilson, Ed, secretary, Mobile Homes Manufacturers Association.---

220
Additional data submitted to the committee by-
American Federation of Labor:

Resolution on housing, adopted at 73d convention, Los Angeles,
Calif., 1954..

189

American Municipal Association:

Appendix A. Proposed amendment to section 221 (a) of the

National Housing Act of 1949, as amended.

195

Appendix B. Section 110 (c) of the Housing Act of 1949, as

amended..

195

Appendix C. Proposed amendments to sections 220 and 221 of

the National Housing Act increasing mortgage insurance limits

for nonprofit corporations to 100 percent of value of cost----- 195

Bell, Hon. John J. (telegrams):

C. N. Burt Co., Dallas, Tex...

622

Central Investment Co., Dallas, Tex..

623

College and University Finance Associates, San Antonio, Tex.. 623

Columbian Securities Corp., Dallas, Tex..

623

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