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WRIGHT PATMAN, Texas, Chairman
WILLIAM A. BARRETT, Pennsylvania WILLIAM B. WIDNALL, New Jersey
LEONOR K. (MRS. JOHN B.) SULLIVAN, FLORENCE P. DWYER, New Jersey
Missouri

ALBERT W. JOHNSON, Pennsylvania
HENRY S. REUSS, Wisconsin

J. WILLIAM STANTON, Ohio
THOMAS L. ASHLEY, Ohio

BENJAMIN B. BLACKBURN, Georgia
WILLIAM S. MOORHEAD, Pennsylvania GARRY BROWN, Michigan
ROBERT G. STEPHENS, JR., Georgia LAWRENCE G. WILLIAMS, Pennsylvania
FERNAND J. ST GERMAIN, Rhode Island CHALMERS P. WYLIE, Ohio
HENRY B. GONZALEZ, Texas

MARGARET M. HECKLER, Massachusetts
JOSEPH G. MINISH, New Jersey

PHILIP M. CRANE, Illinois RICHARD T. HANNA, California

JOHN H. ROUSSELOT, California TOM S. GETTYS, South Carolina

STEWART B. MCKINNEY, Connecticut FRANK ANNUNZIO, Illinois

NORMAN F. LENT, New York THOMAS M. REES, California

BILL ARCHER, Texas
CHARLES H. GRIFFIN, Mississippi

BILL FRENZEL, Minnesota
JAMES M. HANLEY, New York
FRANK J. BRASCO, New York
BILL CHAPPELL, JR., Florida
EDWARD I. KOCH, New York
WILLIAM R. COTTER, Connecticut
PARREN J. MITCHELL, Maryland
WILLIAM P. CURLIN, JR., Kentucky

PAUL NELSON, Clerk and Staf Director
CURTIS A. PRINS, Chief Investigator

BENET D, GELLMAN, Counsel
Joseph C. LEWIS, Professional Staj Member

STUART D. HALPERT, Counsel
ORMAN S. FINK, Minority Staf Member

(II)

72 1

EA 25 auf

CONTENTS

Hearings held on

June 8, 1972
June 9, 1972
June 12, 1972.-

June 13, 1972-
Text of subcommittee draft bill.

Page

1 425 459 611

2

459

399

579 568

468

364

533

571

284 425 508

STATEMENTS
Abourezk, Hon. James, a Representative in Congress from the State of

South Dakota.-
Cochran, Clay L., executive director, Rural Housing Alliance; accom-

panied by George Rucker and Philip Brown.-
Brady, George M., Jr., president, National Corporation for Housing

Partnerships
Dolbeare, Miss Cushing N., on behalf of Americans for Democratic Action.
Edson, Charles, member, American Bar Association Special Committee

on Residential Real Estate Transactions..
Frey, Hon. Louis, Jr., a Representative in Congress from the State of

Florida
Gunther, John, executive director, U.S. Conference of Mayors and the

National League of Cities.---
Hinds, E. G., executive director, Urban Renewal and Community Develop-

ment Agency, Frankfort, Ky--
Jackson, Philip C., Jr., president, Mortgage Bankers Association; accom-

panied by Lee B. Holmes, legislative counsel, and Dr. Oliver Jones,

executive vice president
Keith, Nathaniel s., president, National Housing Conference.
McCrudden, Carmel, chairman, Homeowners of Philadelphia-
Millman, Richard M., counsel for Housing to the National Council of

Senior Citizens; accompanied by Frank Zelenka of American Association
of Homes for the Aged, and Laurence Lane of the American Association
of Retired Persons.
Nangle, John J., Washington counsel for the National Association of

Independent Insurers.
Pickle, Hon. J. J., a Representative in Congress from the State of Texas..
Pollard, Joseph M., legislative consultant, on behalf of the county of

Los Angeles; accompanied by John Murphy, legislative representative,

National Association of Counties ..
Purcell, Francis, presiding supervisor of the township of Hempstead,

Nassau County, Long Island, N.Y..
Ratagick, Marie, on behalf of the National Welfare Rights Organization;

accompanied by Stephen Altman, legal intern..
Roessner, G. G., president, City Federal Savings & Loan Association,

Elizabeth, N.J., on behalf of the National League of Insured Savings

Associations..
Romney, Hon. George, Secretary of Housing and Urban Development;

accompanied by Nathaniel Eiseman, budget officer; Norman Watson,
Assistant Secretary for Housing Management; David M well, gener
counsel; Eugene Gulledge, Assistant Secretary for Housing Production
and Mortgage Credit and FHA Commissioner; and George K. Bernstein,
Administrator of the Office of Interstate Land Sales and Administrator

of the Federal Insurance Administration.
Schmidt, James G., on behalf of the American Land Title Association..

393

433 445

430

501

563

290 Page 384

(III)

612 574 mobile home fires..

Spellman, Gladys N., member, County Council of Prince Georges County

and first vice president, National Association of Counties; accompanied
by Joseph M. Pollard, legislative consultant for Los Angeles County;
and John C. Murphy, legislative representative, National Association of

Counties.
Swertfeger, Jack member, executive committee of the State Bar of Georgia;

accompanied by Paul Stickler, president, Florida Lawyers Title Guar-
anty Fund; Fletcher Rush, general counsel and former trustee of the
Florida Lawyers Title Guaranty Fund; Stanley Balbach, chairman of
the Illinois Fund and president of the National Fund; and Earnest
Ramsey of Georgia, chairman of the Real Property Law Section of the

State Bar
Walsh, Albert A., president National Association of Housing and Re-

development Officials.
Waranch, Stanley, president, National Association of Homebuilders;

accompanied by Carl A. S. Coan, Jr., staff vice president and legislative
counsel; and Burton Wood, deputy legislative counsel..
Wylie, Rose, national chairwoman, National Tenant's Organization,

Inc
Zeiser, Hon. Bruce, Member of the Massachusetts State House of Repre-

sentatives on behalf of the New England Land Title Association
(NELTA)---

473

539

272

558

306

460

461

574

568

658 678 695

400

402 420

ADDITIONAL INFORMATION SUBMITTED FOR THE RECORD
Abourezk, Hon. James:

Prepared statement..
Suggested amendments to title V of the Housing Act of 1949 (as

amended)
American Land Title Association, statement on behalf by James G.

Schmidt, member of the executive committee.
Americans for Democratic Action, statement on behalf of Miss Cushing N.

Dolbeare, member of the National Executive Committee..
Bernstein, George K., Administrator, Federal Insurance Administration,
HUD, response to questions of:

Hon. Frank Annunzio..
Hon. William A. Barrett.

Hon. Fernand J. St Germain..
Cochron, Clay L.:

Prepared statement.
Suggested amendments to title V of the Housing Act of 1949 with

comments by Farmers Home Administration and rebuttal from

National Rural Housing Coalition.

Response to question of Hon. William P. Curlin, Jr.
County of Los Angeles, Calif., statement on behalf by Joseph M. Pollard,

legislative consultant..
DuVal, Dr. Merlin K., Assistant Secretary for Health and Scientific Affairs,

Department of Health, Education, and Welfare, statement on the

Lead-Based Paint Poisoning Prevention Act.
Edson, Charles L.:

Prepared statement..
Resolution adopted by board of governors of the American Bar

Association, May 19, 1972.
Frey, Hon. Louis, Jr.:
Prepared statement.
Attached exhibits:

A. Shipment of new mobile homes to dealers, 1966–70

(table)
B. States recognizing ANSI Standard A119.1 for mobile

homes as of December 1971 (illustration).
C. Statistics on mobile home fires by the State Fire Marshall,

State of Oregon..
D. Percentage analysis of fires by known cause, country-

wide 1966–71, comparison.
E. Illustrations showing faulty construction that caused

430

619

471

472

367

372

373

374

376

377 Page
380

381
382

383

Frey, Hon. Louis, Jr.—Continued
Prepared Statement-Continued
Attached exhibits-Continued

F. Correspondence from firemen in Giborton, Fla., on de-

ficiencies in fire safety characteristics of mobile homes--
G. Letter from George P. Cressman, Director, National

Weather Service.
H. Hurricane Celia, August 1970, Corpus Christi, Tex.

I. Listing of 77 mobile home complaints received from a

Better Business Bureau over a 3-4 month period..
J. Letter from the National Association of Independent

Insurers, Chicago, Ill., dated May 12, 1972.-

Gunther, John, prepared statement-

Hinds, E. G., prepared statement.

Jackson, Philip C., Jr.:

Letter to Chairman Wright Patman, dated June 15, 1972.--

Prepared statement.

Response to questions of:

Hon. Frank Annunzio.

Hon. Garry Brown.

Hon. William P. Curlin, Jr.

Hon. Margaret M. Heckler

Hon. Parren J. Mitchell..

Keith, Nathaniel S., position paper and recommended amendments of the

National Housing Conference to the proposed 1972 Housing Act----

Millman, Richard M., prepared statement-

Mortgage Bankers Association, statement on behalf by Phillip C. Jackson,

Jr., president

Nangle, John J.:

Prepared statement...

Response to questions of:

Hon. William A. Barrett.

Hon. William B. Widnall_

National Association of Counties, statement on behalf by Gladys N.

Spellman, first vice president.-

National Association of Homebuilders, statement on behalf by Stanley

Waranch, president -
National Association of Housing and Redevelopment officials, statement on

behalf by Albert A. Walsh, president..
National Association of Independent Insurers, statement on behalf by

John J. Nangle, Washington counsel..

National Association of Mutual Savings Banks, statement-

National Council of Senior Citizens, statement on behalf by Richard M.

Millman, counsel for housing---

National Housing Conference, statement on behalf by Nathaniel S. Keith,

president.--

National League of Insured Savings Associations:

Letter to Chairman Patman dated May 30, 1972, from William F.

McKenna, general counsel-vice president, with reference to title IX

of the proposed 1972 Housing Act.

Prepared statement on behalf by G. G. Roessner, president, City

Federal Savings and Loan Association, Elizabeth, N.J.

Six amendments proposed to the Housing and Urban Development

Act of 1972.-

National Tenants Organization, Inc., statement on behalf by Rose Wylie,

National chairwoman..

National Welfare Rights Organization, statement concerning title III of the

Housing and Urban Development Act of 1972.

New England Land Title Association, statement on behalf by Hon. Bruce

Zeiser, past president..

Patman, Hon. Wright, letters to Hon. George Romney, Secretary, De-

444
438

272

539

433

421

306
Page 449 448

partment of Housing and Urban Development, regarding improper ad-

ministration of the FHA section 235 program, dated:

May 17, 1972

June 14, 1972..

449

456

431

432 505

293

298 295

654

660 715 664 716

625

619

Pickle, Hon. J. J.:

Correspondence relating to substandard construction of FH A inspected

and approved section 235 housing in Austin, Tex. of homebuyers and

HUD officials.

Prepared statement.
Pollard, Joseph M.:

Prepared statement-
Revised summary of community development program status, Los

Angeles County
Purcell, Francis, prepared statement-
Roessner, G. G.:

Prepared statement on behalf of the National League of Insured
Associations
Attachments:

Letter to Chairman Patman, dated May 30, 1972, regarding

title IX of the proposed 1972 Housing Act-

Six amendments proposed to the Housing Act of 1972.-Romney, Hon. George:

Excerpt from testimony before the Legal and Monetary Affairs Sub

committee of the House Committee on Government Operations,

May 3, 1972..
Response to questions of:

Hon. Frank Annunzio.
Hon. Henry B. Gonzalez.
Hon. Richard T. Hanna-

Hon. Edward I. Koch.
Submission of letter to Chairman Wright Patman from Hon. John

Volpe, Secretary, Department of Transportation, dated June 12,
1972, views on title VII of the 1972 Housing Act regarding urban mass

transportation..
Submission of statement by Dr. Merlin K. DuVal, of the Department

of Health, Education, and Welfare on the Lead-Based Paint Poison

ing Prevention Act... Rural Housing Alliance, statement on behalf by Clay L. Cochran, execu

tive director.. St Germain, Hon. Fernand J., submission of excerpt of testimony of Hon.

George Romney, Secretary of Housing and Urban Development, before the Legal and Monetary Affairs Subcommittee of the House Committee

on Government Operations, May 3, 1972.Schmidt, James G.:

Letter to Chairman Wright Patman from John W. Warren, president,

American Land Title Association, dated June 6, 1972, regarding

title IX of the proposed 1972 Housing Act-

Prepared statement
Seggel, Hon. Richard, Deputy ssistant Secretary for Policy Implementa-

tion, Department of Health, Education, and Welfare, response to

question of Hon. William A. Barrett -Spellman, Gladys N.:

Prepared statement on behalf of the National Association of Counties.
Response to questions of Hon. Bill Frenzel.

Summary of county community development activities.
Sullivan Hon. Leonor K., submission of three legal decisions relating to ser-

vices of title companies rendered by the highest courts of the States of
Florida and New York and the U.S. Court of Appeals for the District of
Columbia Circuit:
Leonard W. Cooperman, et al., appellants v West Coast Tille Co., et al.,

and Guarantee Abstract Co., et al., appelles.
Merrick et al. v American Security and Trust Co...
The People of the State of New York, respondent v Title Guarantee

and Trust Co., appellant.. Swerlferger, Jack:

Prepared statement-
Resolution passed by the Georgia Bar Association, March 24, 1972

opposing S. 2775 and similar legislation -
Response to questions of Hon. Benjamin B. Blackburn..

Submission of documents of housing settlement costs -
Urban Renewal and Community Development Agency, Frankfort, Ky.,

statement on behalf by E. G. Hinds, executive director:

399

654

575 578

653

389 415 392

587 590

597

477

481 497 482

571

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