COMMITTEE ON BANKING AND CURRENCY

WRIGHT PATMAN, Texas, Chairman

PAUL NELSON, Clerk and Staff Director
CURTIS A. PRINS, Chief Investigator
BENET D. GELLMAN, Counsel
JOSEPH C. LEWIS, Professional Staff Member
STUART D. HALPERT, Counsel

ORMAN S. FINK, Minority Staff Member

Abourezk, Hon. James, a Representative in Congress from the State of
South Dakota.__.

459

Cochran, Clay L., executive director, Rural Housing Alliance; accompanied by George Rucker and Philip Brown....

399

Dolbeare, Miss Cushing N., on behalf of Americans for Democratic Action. Edson, Charles, member, American Bar Association Special Committee on Residential Real Estate Transactions ___

Brady, George M., Jr., president, National Corporation for Housing
Partnerships

579

568

468

Frey, Hon. Louis, Jr., a Representative in Congress from the State of
Florida..

364

Gunther, John, executive director, U.S. Conference of Mayors and the
National League of Cities___

533

Hinds, E. G., executive director, Urban Renewal and Community Development Agency, Frankfort, Ky..

Jackson, Philip C., Jr., president, Mortgage Bankers Association; accom-
panied by Lee B. Holmes, legislative counsel, and Dr. Oliver Jones,
executive vice president. -

Keith, Nathaniel S., president, National Housing Conference..
McCrudden, Carmel, chairman, Homeowners of Philadelphia.
Millman, Richard M., counsel for Housing to the National Council of
Senior Citizens; accompanied by Frank Zelenka of American Association
of Homes for the Aged, and Laurence Lane of the American Association
of Retired Persons..

Nangle, John J., Washington counsel for the National Association of
Independent Insurers.

Pickle, Hon. J. J., a Representative in Congress from the State of Texas..
Pollard, Joseph M., legislative consultant, on behalf of the county of
Los Angeles; accompanied by John Murphy, legislative representative,
National Association of Counties -

Purcell, Francis, presiding supervisor of the township of Hempstead,
Nassau County, Long Island, N.Y..

Ratagick, Marie, on behalf of the National Welfare Rights Organization;
accompanied by Stephen Altman, legal intern_-
Roessner, G. G., president, City Federal Savings & Loan Association,
Elizabeth, N.J., on behalf of the National League of Insured Savings
Associations.

Romney, Hon. George, Secretary of Housing and Urban Development;
accompanied by Nathaniel Eiseman, budget officer; Norman Watson,
Assistant Secretary for Housing Management; David Maxwell, general
counsel; Eugene Gulledge, Assistant Secretary for Housing Production
and Mortgage Credit and FHA Commissioner; and George K. Bernstein,
Administrator of the Office of Interstate Land Sales and Administrator
of the Federal Insurance Administration...

Schmidt, James G., on behalf of the American Land Title Association..

(III)

571

284

425

508

393

433

445

430

501

563

290

612

574

Spellman, Gladys N., member, County Council of Prince Georges County and first vice president, National Association of Counties; accompanied by Joseph M. Pollard, legislative consultant for Los Angeles County; and John C. Murphy, legislative representative, National Association of Counties.

Swertfeger, Jack member, executive committee of the State Bar of Georgia; accompanied by Paul Stickler, president, Florida Lawyers Title Guaranty Fund; Fletcher Rush, general counsel and former trustee of the Florida Lawyers Title Guaranty Fund; Stanley Balbach, chairman of the Illinois Fund and president of the National Fund; and Earnest Ramsey of Georgia, chairman of the Real Property Law Section of the State Bar...

Walsh, Albert A., president National Association of Housing and Re-
development Officials

Waranch, Stanley, president, National Association of Homebuilders;
accompanied by Carl A. S. Coan, Jr., staff vice president and legislative
counsel; and Burton Wood, deputy legislative counsel.--
Wylie, Rose, national chairwoman, National Tenant's Organization,
Inc.

Zeiser, Hon. Bruce, Member of the Massachusetts State House of Repre-
sentatives on behalf of the New England Land Title Association
(NELTA)_.

ADDITIONAL INFORMATION SUBMITTED FOR THE RECORD

Abourezk, Hon. James:

Prepared statement..

460

Suggested amendments to title V of the Housing Act of 1949 (as amended)

461

American Land Title Association, statement on behalf by James G.
Schmidt, member of the executive committee_

574

Americans for Democratic Action, statement on behalf of Miss Cushing N.
Dolbeare, member of the National Executive Committee..

568

Bernstein, George K., Administrator, Federal Insurance Administration,

Suggested amendments to title V of the Housing Act of 1949 with comments by Farmers Home Administration and rebuttal from National Rural Housing Coalition_.

402

Response to question of Hon. William P. Curlin, Jr.

420

County of Los Angeles, Calif., statement on behalf by Joseph M. Pollard, legislative consultant..

430

DuVal, Dr. Merlin K., Assistant Secretary for Health and Scientific Affairs,
Department of Health, Education, and Welfare, statement on the
Lead-Based Paint Poisoning Prevention Act..

619

Edson, Charles L.:

Prepared statement_

471

Resolution adopted by board of governors of the American Bar
Association, May 19, 1972...

472

Frey, Hon. Louis, Jr.:

Prepared statement_

367

Attached exhibits:

A. Shipment of new mobile homes to dealers, 1966–70
(table) -

372

B. States recognizing ANSI Standard A119.1 for mobile
homes as of December 1971 (illustration)_

373

C. Statistics on mobile home fires by the State Fire Marshall,
State of Oregon..

374

D. Percentage analysis of fires by known cause, country-
wide 1966-71, comparison.

376

E. Illustrations showing faulty construction that caused
mobile home fires...

377

Frey, Hon. Louis, Jr.-Continued
Prepared Statement-Continued
Attached exhibits-Continued

F. Correspondence from firemen in Giborton, Fla., on de-
ficiencies in fire safety characteristics of mobile homes -
G. Letter from George P. Cressman, Director, National
Weather Service..

H. Hurricane Celia, August 1970, Corpus Christi, Tex..

I. Listing of 77 mobile home complaints received from a

Better Business Bureau over a 3-4 month period...

J. Letter from the National Association of Independent
Insurers, Chicago, Ill., dated May 12, 1972

Gunther, John, prepared statement..

Hinds, E. G., prepared statement..

Page

380

381

382

383

383

537

572

Jackson, Philip C., Jr.:

Letter to Chairman Wright Patman, dated June 15, 1972...

Prepared statement__

Keith, Nathaniel S., position paper and recommended amendments of the
National Housing Conference to the proposed 1972 Housing Act...-

Millman, Richard M., prepared statement.

427

395

Mortgage Bankers Association, statement on behalf by Phillip C. Jackson,

Jr., president....

National Association of Counties, statement on behalf by Gladys N.

Spellman, first vice president_

384

National Association of Homebuilders, statement on behalf by Stanley
Waranch, president__

272

National Association of Housing and Redevelopment officials, statement on
behalf by Albert A. Walsh, president..

539

National Association of Independent Insurers, statement on behalf by
John J. Nangle, Washington counsel.

433

National Association of Mutual Savings Banks, statement..

421

National Council of Senior Citizens, statement on behalf by Richard M.

Millman, counsel for housing__

393

National Housing Conference, statement on behalf by Nathaniel S. Keith,

president..

425

National League of Insured Savings Associations:

Letter to Chairman Patman dated May 30, 1972, from William F.

McKenna, general counsel-vice president, with reference to title IX

of the proposed 1972 Housing Act.

298

Prepared statement on behalf by G. G. Roessner, president, City

Federal Savings and Loan Association, Elizabeth, N.J.-

293

Six amendments proposed to the Housing and Urban Development

Act of 1972_.

295

National Tenants Organization, Inc., statement on behalf by Rose Wylie,

National chairwoman..

558

National Welfare Rights Organization, statement concerning title III of the

Housing and Urban Development Act of 1972____

566

New England Land Title Association, statement on behalf by Hon. Bruce
Zeiser, past president

306

Patman, Hon. Wright, letters to Hon. George Romney, Secretary, De-

partment of Housing and Urban Development, regarding improper ad-

ministration of the FHA section 235 program, dated:

May 17, 1972_

449

June 14, 1972..

456

Pickle, Hon. J. J.:

Correspondence relating to substandard construction of FHA inspected and approved section 235 housing in Austin, Tex. of homebuyers and HUD officials_.

Page

449

Prepared statement.

448

Pollard, Joseph M.:

Prepared statement_ _

431

Revised summary of community development program status, Los
Angeles County.

432

Purcell, Francis, prepared statement_

505

Roessner, G. G.:

Prepared statement on behalf of the National League of Insured

Associations.

293

Attachments:

Letter to Chairman Patman, dated May 30, 1972, regarding
title IX of the proposed 1972 Housing Act

Six amendments proposed to the Housing Act of 1972..

Romney, Hon. George:

Excerpt from testimony before the Legal and Monetary Affairs Subcommittee of the House Committee on Government Operations, May 3, 1972__.

Response to questions of:

Hon. Frank Annunzio.
Hon. Henry B. Gonzalez-
Hon. Richard T. Hanna_
Hon. Edward I. Koch

Submission of letter to Chairman Wright Patman from Hon. John Volpe, Secretary, Department of Transportation, dated June 12, 1972, views on title VII of the 1972 Housing Act regarding urban mass transportation.....

Submission of statement by Dr. Merlin K. DuVal, of the Department of Health, Education, and Welfare on the Lead-Based Paint Poisoning Prevention Act...

298

295

654

660

715

664

716

625

619

Rural Housing Alliance, statement on behalf by Clay L. Cochran, executive director

399

St Germain, Hon. Fernand J., submission of excerpt of testimony of Hon.
George Romney, Secretary of Housing and Urban Development, before
the Legal and Monetary Affairs Subcommittee of the House Committee
on Government Operations, May 3, 1972_-_-
Schmidt, James G.:

654

Letter to Chairman Wright Patman from John W. Warren, president, American Land Title Association, dated June 6, 1972, regarding title IX of the proposed 1972 Housing Act..

575

Prepared statement_

578

Seggel, Hon. Richard, Deputy Assistant Secretary for Policy Implementation, Department of Health, Education, and Welfare, response to question of Hon. William A. Barrett___.

653

Spellman, Gladys N.:

Prepared statement on behalf of the National Association of Counties.
Response to questions of Hon. Bill Frenzel.

389

415

Summary of county community development activities.

Sullivan Hon. Leonor K., submission of three legal decisions relating to ser-
vices of title companies rendered by the highest courts of the States of
Florida and New York and the U.S. Court of Appeals for the District of
Columbia Circuit:

392

Leonard W. Cooperman, et al., appellants v West Coast Title Co., et al.,
and Guarantee Abstract Co., et al., appelles_.
Merrick et al. v American Security and Trust Co..

587

590

The People of the State of New York, respondent v Title Guarantee and Trust Co., appellant..

597

Swerlferger, Jack:

Prepared statement.

477

Resolution passed by the Georgia Bar Association, March 24, 1972 opposing S. 2775 and similar legislation

481

Response to questions of Hon. Benjamin B. Blackburn.

497

Submission of documents of housing settlement costs.

482

Urban Renewal and Community Development Agency, Frankfort, Ky., statement on behalf by E. G. Hinds, executive director..

571