Commercial Sources

Finance

Abstract and Title
Companies

Bonding Companies

Consumer's Loan
Exchange

Corporations

Credit-Reporting Agencies

National Charge Plan
Records

In addition to records of individual transactions, abstract and title companies often publish and distribute papers to attorneys, real estate brokers, insurance companies, and financial institutions. These papers contain information about transfers of property, locations, mortgage amounts, and release of mortgages.

An application for a bond contains the applicant's (person or firm) financial statement and data. This is essentially the same information as required in loan applications but in greater detail.

This source contains information on open and closed loans with member companies.

Corporations maintain information on holders of stocks and bonds.

Practically all lines of business have specialized credit-reporting associa-
tions that can provide credit information on individuals and businesses,
including trade information, designation of lenders and creditors, type
of businesses, date accounts were opened, terms of payment agreed
upon, highest credit, balance owing, and paying habits. Some credit
reports also give the name of the bank the subject deals with and the
size of the subject's accounts. The two most frequently mentioned
sources are Equifax Services and TRW. Generally, a subscription is
required to obtain information from these sources.

Information on expenditures and trips may be obtained from such firms as Master Charge, American Express, Diners Club, and Visa.

Stockbrokers

Stockbrokers maintain information similar to that of banks on many of their clients, especially those who have margin accounts. Stockbrokers maintain records of transactions for all clients.

Finance

Western Union

Records for paid money orders are stored in Minneapolis, Minnesota, and contain the original telegram, by purchaser or sender, and bank draft by Western Union. Western Union retains orders under $1,000 for 2 years and orders of $1,000 or more for 6 years.

Directories

Best Insurance Reports

Moody's Bank and Finance
Manual

Moody's Bank and Finance
News Reports

The Rand McNally
Bankers Directory

The annual edition of the Best Insurance Reports presents comprehensive statistical reports of the financial position, history, and operating results of legal reserve life insurance companies, fraternal benefit societies, and assessment associations operating in the United States and Canada. The individual report on each institution in this volume includes a review of its history, management and operations, investments, operating results, and other statistical compilations.

This three-volume manual covers the field of finance represented by banks, insurance companies, investment companies, unit investment trusts, and miscellaneous financial enterprises. Also included in the manual are real estate companies and real estate investment trusts.

These reports are published on Tuesday and Friday of each week and contain data subsequent to the publication of Moody's Bank and Finance Manual. The reports include-among other information-news items, interim financial statements, personnel changes, new company descriptions, merger proposals, descriptions of new debts and stock issues, security offerings, announcements of new financing, and call notices.

This three-volume directory provides substantial data on the savings
and loan industry. The directory is a collaborative effort on the part of
Rand McNally and the U.S. League of Savings Institutions to provide a
single, comprehensive source of information on all savings and loan
institutions nationwide. The directory can provide the following data on
an institution: names of officers, where chartered, type of ownership,
association listing, presentment point (point where the transfer of paper
for funds is made), financial data, branches, whether a holding company
exists, and other miscellaneous data.

Finance

Standard & Poor's Register This source provides substantial information on financial institutions, such as the names of corporate officers and directors, mailing addresses, total deposits, primary banks, and primary law firms.