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driver when the truck was at least fifty feet from the crossing. Under these circumstances, it was for the jury to say whether the driver exercised such care and caution the surroundings and conditions before him plainly demanded.

[3] The case is not within the scope of the decisions holding there can be no recovery for injuries to a child which suddenly darts from a place of safety into a danger defendant was without opportunity to avoid. Here the driver was aware of the presence of chil

dren coasting on the hill, and that fact called for unusual care and watchfulness on his part. Notwithstanding this he was not aware an accident had happened until his attention was called to it by his helper. Under the evidence submitted on behalf of plaintiffs it was for the jury to say whether the exercise of proper care would have enabled him to see the child and either stop or turn aside the truck in time to avoid a collision. Tatarewicz v. United Traction Co., 220 Pa. 560, 69 Atl. 995; Mulhern v. Phila- | delphia Homemade Bread Co., 257 Pa. 22, 101 Atl. 74. Although the case is somewhat similar to Eastburn v. United States Express Co., 225 Pa. 33, 73 Atl. 977, there are points of distinction as stated by the court below, as follows:

"First, the vehicle was a wagon which ordinarily contained no apparatus for advance warning of its approach, and, second, there appears to have been no evidence in that case that the driver had reason to believe that children would be on the street in the neighborhood of the accident."

[4] Other assignments of error relate to rulings on evidence and the charge of the court below; appellant, however, apparently did not deem them worthy of consideration, as the questions they raise are not included in the statement of questions involved, and need not be considered. Yeager v. Anthracite Brewing Co., 259 Pa. 123, 130, 102 Atl. 418; McClintock & Irwin Co. v. Etna Explosives

Co., 260 Pa. 191, 103 Atl. 622, Ann. Cas. 1918E, 1078; Loeb v. Davidson, 261 Pa. 418, 104 Atl. 681.

The judgment is affirmed.

(262 Pa. 530)

REISINGER v. GARRETT SMOKELESS COAL CO. et al.

(Supreme Court of Pennsylvania. Jan. 4, 1919.)

1. MINES AND MINERALS 542, New, vol. 6A Key-No. Series-MORTGAGES-FORECLOSURE-TITLE OF PURCHASER-INTERVENING INTERESTS.

Where owner of mortgaged coal land conveyed it to one who executed a royalty lease

signee of mortgage with assignee of lease to waive his priority was recorded in deed book, but not in mortgage book, and owner of the land recorded a repudiation of agreement in deed book, and assignee foreclosed against entire property, title acquired at sheriff's sale on the levari facias related to date of record of mortgage and cut out all intervening interests and estates.

2.

MINES AND MINERALS 542, New, vol. 6A Key-No. Series-FORECLOSURE OF MORTGAGE-POSSESSION OF PURCHASER.

veyed it to one who executed a royalty lease of Where owner of mortgaged coal land conthe coal, and agreement by assignee of mortgage with assignee of lease to waive his priority was recorded in deed book, but not in mortgage book, and assignee foreclosed against entire property, the lessee, who permitted sale without protest on notice at the sale, could not interpose the agreement to defeat purchaser's possession.

3. MINES AND MINERALS 542, New, vol. 6A Key-No. Series-MORTGAGES-RECORDCONSTRUCTIVE NOTICE.

Where owner mortgaged coal land and conveyed it to one who executed a lease of the coal therein, and agreement by assignee of mortgage with assignee of lease to waive his priority was and where owner of land recorded a repudiation recorded in deed book, but not in mortgage book, of agreement in deed book, and assignee foreclosed against entire property, the agreement was not constructive notice to any one.

4. MINES AND MINERALS 54%, New, vol. 6A Key-No. Series-MORTGAGES-FORECLOSURE-PURCHASER'S KNowledge-BID.

Where owner mortgaged coal land and conveyed it to one who executed a lease of the coal therein, and agreement by assignee of mortgage with assignee of lease to waive his priority was recorded in deed book, but not in mortgage book, and where owner of the land recorded a repudiation of agreement in deed book, and assignee foreclosed against entire property, the purchaser's actual knowledge of agreement was immaterial, as it did not preclude him from bidding at sale.

Appeal from Court of Common Pleas, Somerset County.

Proceedings by Daniel M. Reisinger against the Garrett Smokeless Coal Company and others, brought under Act April 20, 1905 (P. L. 239) § 12, to secure possession of coal sold at a sheriff's sale under a mortgage foreclosure. From an order awarding possession of coal, the named defendant ap peals. Affirmed.

Argued before BROWN, C. J., and STEWART, WALLING, SIMPSON, and FOX, JJ.

M. W. Acheson, Jr., of Pittsburgh, and C. W. Walker, Ross R. Scott, and Jos. Levy, all of Somerset, for appellant.

Charles F. Uhl, Jr., of Somerset, D. A. Nelof the coal therein, and an agreement by as- son, Alfred P. Marshall, and Joseph L

Holmes, all of Beaver, and Charles H. Ealy, I writ of levari facias was issued on the judgof Somerset, for appellee.

WALLING, J. This is a statutory proceeding to obtain possession of land purchased at sheriff's sale. In 1910 the Kenneth Coal Company gave the Milford Coal Company a first mortgage on certain coal lands in Somerset county. Later the land was conveyed to the Mountain Smokeless Coal Company, who, in 1913, executed a royalty lease to Wm. G. Hocking for all the coal therein. The lease was duly recorded and in 1916 assigned by Hocking to the Garrett Smokeless Coal Company, the appellant. By sundry assignments Henry T. Hocking became the owner of the mortgage, and on February 5, 1917, executed an agreement with the Garrett Smokeless Coal Company, stipulating that in consideration of $5 and the making within one year of certain permanent improvements on the lands, to cost not less than $5,000, he agreed "to recognize said lease and to perform and abide by all the covenants of the Mountain Smokeless Coal Company in the said lease in the same manner and to the same extent as if the said Henry T. Hocking had been made a party to the said lease," and waiving his rights as mortgagee so far as the same might impair the rights of the Garrett Smokeless Coal Company as lessee. In May, 1917, this agreement was recorded in a deed book of said county, but not in a mortgage or miscellaneous book, nor was any reference thereto made on the record of the mortgage. Thereafter, on August 31, 1917, the Mountain Smokeless Coal Company made and executed a repudiation of said agreement, stating, inter alia, "that the said Mountain Smokeless Coal Company does hereby repudiate and refuse to assent to the said agreement between the said Henry T. Hocking and the said Garrett Smokeless Coal Company, and does declare the same absolutely null and void, so far as the said agree ment affects the rights of the said Mountain Smokeless Coal Company," which repudiation was also recorded in a deed book of said county. On the day that said agree ment was recorded (May 18, 1917) the mortgage was assigned to Elizabeth M. Hocking; and, default having been made thereon, she caused a writ of scire facias sur mortgage to be issued on June 28, 1917. This writ followed the description, etc., of the mortgage, and was served on the Mountain Smokeless Coal Company, the real owner of the real estate, and also upon the Garrett Smokeless Coal Company, the tenant found in possession of the property. Judgment was duly entered against the Mountain Smokeless Coal Company in default of an affidavit of defense, and later against the Kenneth Coal Company, the original mortgagor on two returns of nihil habet. A

ment upon which the lands therein described were duly sold by the sheriff to Daniel M. Reisinger, the appellee, for a sum sufficient to pay the judgment and return a small balance to the Mountain Smokeless Coal Company as owner of the property. Reisinger purchased with knowledge of the agreement and repudiation above mentioned, but the foreclosure proceedings contained no reference to either, nor was any notice given thereof at the sheriff's sale. Said agreement was wholly ignored in the foreclosure proceedings and sale of the property; and the lessee, appellant, took no steps to protect its interest or to limit the judgment or sale of the property, although it had made expenditures in the development thereof. The sheriff's deed to Reisinger followed the mortgage and included the entire property, without reservation of the coal embraced in appellant's lease. Thereafter Reisinger presented his petition to the court, pursuant to the act of April 20, 1905 (P. L. 239; Purdon's Digest [13th Ed.] vol. 5, p. 6100), to obtain possession of the premises. To this appellant filed an answer, and the court below, concluding that the case turned on questions of law, entered judgment for the petitioner, from which the Garrett Smokeless Coal Company took this appeal.

[1-4] In our opinion the case was rightly decided. The coal lease, being subsequent to the mortgage, was subject thereto; and the judgment entered on the scire facias prima facie bound the entire estate, including the coal. The title acquired at sheriff's sale on the levari facias related back to the date of the record of the mortgage and cut out all intervening estates and interests. Lance v. Gorman, 136 Pa. 200, 20 Atl. 792, 20 Am. St. Rep. 914; Saunders v. Gould, 124 Pa. 237, 16 Atl. 807; Levan et al. v. Millholland et al., 114 Pa. 49, 7 Atl. 194; Coyne v. Souther et al., 61 Pa. 455; Magaw v. Garrett et al., 25 Pa. 319; McCormick v. McMurtrie, 4 Watts, 192. Those principles are unquestioned, but appellant contends, do not control this case, because of the agreement of the mortgagee assuming to give priority to the lease. However, the assignee of the mortgage ignored that agreement and foreclosed against the entire property, and although the scire facias was served on appellant, as tenant in possession, it interposed no defense, and permitted judgment to be entered by default. The coal in place was a part of the real estate covered by the mortgage, and any claim of its release or exemption should have been made in answer to the scire facias, for the mortgage merged in the judgment. Shryock v. Buckman, 121 Pa. 248, 15 Atl. 480, 1 L. R. A. 533; Michælis v. Brawley, 109 Pa. 7; Hartman v. Ogborn, 54 Pa. 120, 93 Am. Dec. 679. The parties served are concluded by the judgment, Lyle v.

Armstrong (No. 2), 235 Pa. 227, 83 Atl. 578; | of the court below that this was such a Mather v. Clark, 1 Watts, 491; Blythe v. change of the status of the obligations as not McClintic, 7 Serg. & R. 341. And appellant, having permitted the property to be sold thereon without protest or notice at the sale, cannot now interpose the release agreement to defeat the purchaser's claim to possession.

to be effective against the protest of the mortgagor; for as a general rule a debtor may insist that his property be taken in accordance with the obligations he has placed upon it. Fisler v. Stewart, 191 Pa. 323, 43 Atl. 396, 71 Am. St. Rep. 769. However, we do not base the decision upon that ground.

The assignments of error are overruled, and the judgment is affirmed.

The agreement, not having been recorded or noted in the mortgage book, was not constructive notice to any one. Midland Gas Co. v. Jefferson County Gas Co., 237 Pa. 602, 607, 85 Atl. 853; Goepp v. Gartiser, 35 Pa. 130; Banks v. Ammon, 27 Pa. 172, 175. True, the successful bidder knew of the agreement, but he also knew from the record that it had been ignored in the foreclosure proceedings, and that the lessee had permitted judgment to be taken and execution 18-(Supreme Court of Pennsylvania. Jan. 4, 1919.) sued against the entire property without

(262 Pa. 582)

RIDDELL v. PENNSYLVANIA R. CO.

RELIEF ASSOCIATION-ACCEPTANCE OF BEN-
EFITS LIABILITY OF EMPLOYER - "NEED-
FUL."

protest. In the absence of fraud, which is 1. INFANTS 11-MINOR'S MEMBERSHIP IN not alleged, he might lawfully bid on the property as it was exposed for sale, and was not precluded therefrom by any knowledge he had, not common to others. At sheriff's sale all bidders are upon the same plane, and are affected only by what appears of record or of which notice was given at the sale. Eckles v. Stuart, 212 Pa. 161, 61 Atl. 820; Hilliard v. Tustin, 172 Pa. 354, 33 Atl. 574; Reading v. Hopson, 90 Pa. 494. In the latter case Chief Justice Sharswood says:

"At the sheriff's sale the same rule must apply equally to all the bidders, the mortgagee as well as others, without regard to what their private information may be of facts dehors the record. This puts them all upon an equal footing, as the bidder is not bound to look beyond the record, neither has he any right to affect his relation to others by any such evidence." And see Logan v. Eva, 144 Pa. 313, 22

Atl. 757.

Employé who, as permitted by Act June 24, 1897 (P. L. 204), authorizing minors over 18 to make "needful contracts" to become members of beneficial associations, signed application for membership in railroad's relief association and whose contract with it made acceptance of benefits a release of liability, and who accepted benefits for injury before he was 21, could not recover damages against railroad; "needful" meaning "necessary, requisite, essential, indispensable."

2. MASTER AND SERVANT

349-WORKMEN'S

COMPENSATION ACT-RECEIPT OF BENEFITS
FROM RELIEF ASSOCIATIONS-EFFECT.

Workmen's Compensation Act June 2, 1915 (P. L. 736) art. 2, § 204, providing that, contracts to the contrary notwithstanding, receipt of benefits from relief associations shall not bar recovery of damages by action at law, applies only to accidents happening after January 1, Appellee paid full price for the prop- 1916, as it materially limits substantive rules of erty and acquired the same title and right law applicable to personal injury from negliof possession as would any other suc-gence and announces a new public policy. cessful bidder. Such sales are open to all, and not affected by the knowledge of indi- 3. WORDS AND PHRASES "PUBLIC POLICY." This is not the case of an agreement announced openly at the sale or recorded so as to be constructive notice.

vidual bidders.

It is urged for appellant that the lease constituted a sale of the coal, and the agree ment a release thereof from the mortgage, valid under the act of April 2, 1822 (7 Sm. 551; 1 Purdon's Digest [13th Ed.] p. 1185). The holder of the mortgage, however, did not proceed against the balance of the premises, as provided in said act, but against the entire property, and was permitted by appellant to do so. In addition, the agreement does not purport to release the coal, but to postpone the mortgage thereon to the lease and to waive any claim that might impair the rights of the lessee. We are not prepared to disagree with the conclusion

law by courts is essentially different from what "Public policy" in the administration of the

may be public policy in the view of the Legislature, with which it may be nothing more than expediency, while in the former it can only be a reliance upon consistency with sound policy and good morals as to consideration or thing to be done.

[Ed. Note.-For other definitions, see Words and Phrases, First and Second Series, Public Policy.]

Appeal from Court of Common Pleas, Butler County.

Trespass by James Leslie Riddell, by his next friend, James B. Riddell, against the Pennsylvania Railroad Company to recover damages for personal injuries. Verdict and judgment for plaintiff for $14,222.50, and

entered for defendant.

defendant appeals. Reversed, and judgment associations. The word "needful" means "necessary, requisite, essential, indispensable." Soule's Dictionary of English Synonyms.

Argued before STEWART, MOSCHZISKER, FRAZER, SIMPSON, and FOX, JJ. No one could become a member of the reThomas H. Green, of Butler, for appellant. lief association of defendant company withJames M. Galbreath, of Butler, for appel-out entering into a written contract similar lee.

MOSCHZISKER, J. [1] James L. Riddell, an employé of the Pennsylvania Railroad Company, on June 4, 1912, when but 18% years of age, made written application for membership in the latter's relief association,

and was duly accepted. November 8, 1912, while engaged in the performance of his regular duties, he was seriously injured. October 24, 1914, suit was brought in the court below, plaintiff alleging that his injuries were due to negligence by defendant. Upon the trial, Riddell expressly elected to proceed at common law and not under the federal statutes. Defendant proved, by documentary evidence, plaintiff's contract of membership with its relief association and that, after the accident, he had accepted benefits therefrom, in accordance with the rules and regulations thereof, for a period covering almost two years, amounting in the aggregate to $527. On this proof defendant requested binding instructions in its favor, which were declined. Plaintiff recovered a substantial verdict upon which judgment was entered. Defendant moved for judgment n. o. v., and, upon its refusal, took this appeal. Young Riddell was over 18 and under 21 years of age when he joined defendant's beneficial association, also at the time of the accident and during the period of his acceptance of benefits; but the Act of June 24, 1897, P. L. 204, provides:

"It shall be lawful for minors, who have attained the age of eighteen years, to make all needful contracts to become members of fraternal and beneficial societies lawfully organized and doing business under the laws of this commonwealth."

Defendant's association is such a society. Had plaintiff been of full age when he accepted the relief benefits, under the then established law of Pennsylvania, this would have released his right to recover damages, and effectually barred his action; but the court below decided that, since he was then still a minor, notwithstanding the act of 1897, supra, and the terms of his contract of membership in defendant's relief association, his acceptance of such benefits could not have that effect. The correctness of this conclusion is the controlling question for decision on the present appeal.

to the one executed by the plaintiff in this case, and this contract expressly provides that the acceptance of benefits from such

association, "for injury or death, shall operate as a release of all claims for damages against said company, arising from such injury or death, which could be made by or through" the member; but the court below

decided, in substance, that, since the contract here in question did not pretend to, and could not validly, release damages for prospective personal injury, and since the act of 1897 did not expressly authorize minors to execute a release of damages at any time, even after an accident, the release depended upon in the present case could not prevail.

The conclusion of the court below practically deprives the act of 1897, supra, of its real purpose, which is to give legal capacity to minors, over 18 years of age, to make contracts required of them in becoming members of fraternal and beneficial societies; in other words, the plain intent of the act is to put such minors on a par with adults in respect to the class of contracts therein contemplated.

Long prior to the date of the statute under consideration, we had passed upon the effect of contracts such as the one we are now dealing with, and held that there was nothing illegal or against public policy either in their terms or operation; moreover, we had especially sustained the validity of the provision as to the acceptance of benefits releasing damages, and determined, when in any suit it was shown that such benefits had been paid to and accepted by an injured plaintiff, the defendant would be entitled to binding instructions in its favor (see Johnson v. P. & R. R. R. Co., 163 Pa. 127, 29 Atl. 854; Ringle v. Penna. R. R. Co., 164 Pa. 529, 30 Atl. 492, 44 Am. St. Rep. 628), all of which matters of law we must assume were known to the Legislature when it passed the enabling act of 1897, supra.

Counsel for plaintiff admits that the contracts in the Johnson and Ringle Cases, supra, were practically "identical in form" with the one before us; and, in fact, so far as the authorities show, this form seems to be a standard one used by all such beneficial associations, the validity thereof having been upheld in numerous jurisdictions. See 26 Cyc. 1096. All the cases seem to go on the same theory, that "it is not the signIt will be noticed that the act of 1897, ing of the contract, but the acceptance of supra, authorizes minors over 18 years of benefits after the accident, which constiage, to make all "needful" contracts to en- tutes the release." 26 Cyc. 1097; Pennable them to become members of beneficial | sylvania cases already cited; Reese v. Pa.

106 A.-6

In the Johnson and Ringle Cases, supra, we sustained the validity of contracts such as the one now before us, upon the express grounds, inter alia, that they insured benefits to injured employés, not only in instances where recovery could be had at law, but in a "wider field" where there was no liability, i. e., in cases of contributory negli gence, assumption of risk, and negligence on

R. R. Co., 229 Pa. 340, 343, 78 Atl. 851; | any justifiable theory be made to affect cases Hogarty v. P. & R. R. R. Co., 255 Pa. 236, arising under the old law. 245, 99 Atl. 741. Why does the acceptance of such benefits constitute a release? Because, and only because, the contract which one must sign in order to become a member of a railroad beneficial association (and which the Legislature of Pennsylvania, by the act of 1897, supra, gave the present plaintiff legal capacity to execute and become bound by) so provides. In other words, if it were not that the contract of membership expressly stipulates the acceptance of benefits, after an accident, shall operate as a release of the company's liability for damages, such acceptance would not have that effect; hence, since it was necessary for the plaintiff to sign the contract in order to become a member of the defendant's relief association, he is bound by its terms to the same extent as the adult members of that organization, and the court below erred in deciding otherwise.

[2, 3] In cases of personal injury arising through negligence, the Workmen's Compensation Act of June 2, 1915, P. L. 736, by section 204, art. 2, provides that, contracts to the contrary notwithstanding, the receipt of benefits from relief associations shall not bar recovery of damages by action at law. Of course, such a provision can be sustained only as an exercise by the Legislature of its right to declare the public policy of the state, and, in the present instance, it constitutes a pronouncement of public policy upon the subject in hand different from that previously announced in our cases; but, as stated by us in Enders v. Enders, 164 Pa. 266,

271, 30 Atl. 129, 27 L. R. A. 56, 44 Am. St. Rep. 598 (speaking of the validity of a contract), "Public policy, in the administration of the law by the courts, is essentially different from what may be public policy in the view of the Legislature"-with the latter it may be, and often is, "nothing more than expediency"; but with the former, it must, and may only, be a reliance upon "consistency with sound policy and good morals as to the consideration or thing to be done." The act of 1915, supra, which applies only to accidents happening after January 1, 1916, materially altered the substantive rules of law applicable to cases of personal injuries arising through negligence, since the statute largely abolished the defense of contributory negligence and entirely struck down the defenses of assumption of risk and negligence of a fellow employé (section 201, art. 2, P. L. 737); these material changes called for a new pronouncement of public policy applicable to the novel conditions thus created, and, no doubt, the recent legislative declaration is: attributable thereto. Such being the inducing reasons for the pronouncement of 1915, the latter cannot upon

the part of fellow employés. Under the law as it then stood, we felt, and said, that the working out of these contracts was not inconsistent with sound policy or good morals, Since then, however, taking into consideration the changes in the law made by the act of 1915, supra, the Legislature has, in effect, declared that it is inexpedient and against public policy to enforce these contracts, so far as they stipulate for a release from damages by the acceptance of benefits thereunder, and that all such releases "shall be void." But, as previously suggested, this declaration has no applicability to the present case, which arose under and was subject to the old law, before it was so radically changed by the act of 1915, supra.

On its facts, the case at bar is a hard one, and the writer cannot refrain from expressing regret that this court is forced to enter the order about to be made; but we must administer the law as we find it, and thereunder plaintiff had no legal right to recover the damages which the jury awarded him; on the contrary, binding instructions should have been given for defendant.

The second assignment of error, which complains of the refusal to enter judgment non obstante veredicto, is sustained; the judgment is reversed and here entered for

defendant.

(263 Pa. 9)

MILLER v. STANDARD STEEL CAR CO. (Supreme Court of Pennsylvania. Jan. 4, 1919.) 1. MASTER AND SERVANT ~220(7)—PERSONAL INJURY-ASSUMPTION OF RISK.

of result of hot scales flying from a rivet, who An experienced riveter, with full knowledge on complaint to his boss of his place of work was told to go home if he did not do the work, and who continued at work, could not recover damages from employer for injury resulting from a hot scale lodging in his eye.

2. MASTER AND SERVANT 101, 102(1)—SAFE

PLACE TO WORK.

Employers are only required to furnish a reasonably safe place in which to work and reasonably safe tools.

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