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The record outlined above demonstrates true market leadership. We wanted to ensure that you had the flicts at your diaposal. Our commitment to our mission is atched by that of any other financial institution. No one in the financial sector - including FHA – provides more capital to finance homes for minorities or low and moderate-income borrowers than Fannie Mae. Going forward, we want to work with you to shape legislation that ensures a strong world-class regulator, but does not impede our ability to pursue our mission and continue to lead the market in the innovative provision of affordable credit to underserved com

Very truly yours,

FDR/md

cc: The Honorable Michael Oxley w/Enclosures The Honorable Barney Frank w/Enclosures

Enclosures

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Source: FMIS data for Fannie Mae and Home Mortgage Disclosure Act data for the conventional conforming primary market. Compares single-family, owner-occupied, purchase money mortgages in Metropolitan Statistical Areas. Primary market excludes subprime lending. Manufactured housing lending Included in 2001 primary market.

The record outlined above demonstrates true market leadership. We wanted to ensure that you had the flicts at your disposal. Our commitment to our mission is unmatched by that of any other financial institution. No one in the financial sector – including FHA – provides more capital to finance homes for minorities or low and moderate-income borrowers than Fannie Mae. Going forward, we want to work with you to shape legislation that ensures a strong world-class regulator, but does not impede our ability to pursue our mission and continue to lead the market in the innovative provision of affordable credit to underserved communities.

Very truly yours,

FDR/md

cc: The Honorable Michael Oxley w/Enclosures The Honorable Barney Frank w/Enclosures

Enclosures

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Source: FMIS data for Fannie Mae and Home Mortgage Disclosure Act data for the conventional conforming primary market. Compares single-family, owner-occupied, purchase money mortgages in Metropolitan Statistical Areas. Primary market excludes subprime lending. Manufactured housing lending Included in 2001 primary market.

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Source: FMIS data for Fannie Mae and Home Mortgage Dlacionare Act data for the conventional conforming primary market. Compares single-family, owner-occupied, purchase money mortgages in Metropolitan Statistical Areas. Primary market excludes subprime landing. Manufactured housing lending Included in 2001 primary market.

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