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DISTRICT OF COLUMBIA, abstract of laws

relating to collection and recovery of

debts in, 711.
chattel mortgages, regulated by statute in,

655.
number of witnesses to wills necessary in,

785.

mechanics' liens, abstract of law of, 762.
Domicil, of person how determined, 315, 318.

a person can have but one, 316.
first is retained till second is acquired, 317.
may be changed, how, 316.
woman marrying acquires ciusband's,

318.
of the father determines that of child,

318.
DRAWER, to bill of exchange, 163.

E.

EQUITY OF REDEMPTION, of mortgagor,

543
EVIDENCE, of death, what must be, 433.

may disprove receipt in deed, 446.
cannot be received to contradict or change

the effect of a written contract, but may

be received to explain it, 72.
admissibility of extrinsic, to affect con-

tracts, 805.
EXCEPTION, to common law rule, in case of

negotiable paper, 176.

statutory, under statute of limitations, 282.
EXECUTOR, may indorse bill or note after

death of holder, 195.
EXECUTORS, law of, powers and duties of, 790.
EXECUTION, of authority, 214.

of fire policy, 407.
EXEMPTION, of property, from attachment or

execution, 704.
EXEMPTIONS, abstract of statutory provisions

respecting in all the States, 705.
EXPLANATION, of a written contract, by evi-

dence, law as to, 72, 73.

F.

DEED of mortgage, 542.

abstract of the laws of all the States relat-

ing to, 538.
DELAWARE, law as to rights of married

women in, 43
days of grace allowed, and legal holidays

in, 202.
statute of limitations in, 286.
usury laws of, 309.
number of witnesses and acknowledgment

required to deeds of land executed in,

539.
abstract of laws relating to collection and

recovery of debts in, 711.
chattel mortgages regulated by statute in,

655.
number of witnesses to wills necessary in,

785.

mechanics' liens, abstract of law of, 762.
IDELIVERY, what is sufficient to constitute,

121, 122, 124
as bearing on the validity of the trans-

action, 123.
of policy, not essential, 407.
necessary to assignment of life-policy, 435.
essential to validity of deed, 441.

of deed, may be made by whom, 442.
DEMAND OF PAYMENT, is sufficient, if made

at residence or place of business of

payee, 183.
and refusal, what constitutes, 183.
bankruptcy or insolvency no excuse for

non demand, 183.
should be made at the proper place, 185.
for payments should be made at the place

designated in the instrument, 185.
Demurrage, law respecting, 338.
DESCRIPTION, of property insured, 386.

in the policy of insurance, 407.
of insured property, held to amount to

what, 410.
Desertion, of seamen, how punished, 353.
Deviation, how defined, 392.

how affects insurers, 392.
DISTRICT OF COLUMBIA, law of as to rights

of married women, 43.
days of grace allowed, and legal holidays

in, 202.
statute of limitations in, 287.
usury laws of, 309.
number of witnesses and acknowledg.

ment required to deeds of land exe-
cuter in, 539.

FACTOR, may pledge goods for advances to

principal, 221.
must obey all instructions, 221.
liable to principal for default, 221.
may insure goods in possession, 221.
may use his own name in all transactions,

222.

in, 43.

Factor, distinction between foreign and do- ' FIRE INSURANCE, to what applied, 405.
mestic, 222, 223.

by whom effected, 405.
cannot claim his commissions till his different kinds of companies for, 405.
whole duty be performed, 222.

method of, 409.
FARMER, legal rights and obligations of, 809. ForecLOSURE OF MORTGAGE, explained,
title by possession, 809.

544.
title by inheritance, 810.

FOREIGN AND INLAND Bills, 175.
title by purchase, 810.

Florida, law as to rights of married women
sale of land at auction, 811.
when land is sold at auction in several lots, days of grace allowed, and legal holidays
811.

in, 202.
auctioneers' liabilities for sale of, 812. statute of limitations in, 287.
what one takes by the deed of a farm, 812. usury laws of, 309.
boundaries and descriptions, 812.

number of witnesses and acknowledg-
contents of the farm, 813.

ment required to deeds of land executed
fixtures, 814.

in, 539.
things unremovable by outgoing tenant, abstract of laws relating to collection and
814.

recovery of debts in, 712.
things removable by outgoing tenant, 815. chattel mortgages, regulated by statute
rocks, stones, and soil, rights as to, 815. in, 655.
adjoining roads, rights as to, 816.

number of witnesses to wills necessary in,
trees, and neighbors’ trees, rights as to, 785.
816.

mechanics' liens, abstract of law of, 763.
trespassing on the farm, what is, 817. FRAUD, annuls all obligations and all contracts
rights of the farmer as to the trespasser,

tainted by it, 69.
817.

mere silence is seller, in general, is not,
farm-ways, 818.

128.
water, rights to, 819.

vitiates and avoids all sales, 128.
fire, right to make and liability for, 819. may be waived, when, 128.
game animals, rights to, 821.

is waived, when action is brought to
domestic animals, rights and liabilities as

enforce the contract, 128.

statute of, purposes and provisions, 142–
animals, sale of with warranty, 823.

147.
seeds, sale of with warranty, 824. FREIGHT, is not earned unless the goods are
fertilizers, sale of with warranty, 825.

carried to place of destination, 330.
fruit trees, sale of with warranty, 825. rule for, " pro rata itineris,” 331.
help, hiring of, 825.

cannot be earned by illegal voyage, 333.
help, rights and duties of, 826.

paid in advance, not afterwards earned,
help, liability of farmer for wrong doing, must be repaid, 333.
827.

party receiving goods becomes liable for,
hiring of a farm, renewal of lease, 828.

332.
hiring of a farm, remedy for non-payment lender on bottomry bond has no right to,
of rent, 829.

333.
hiring of a farm, tenant's right to give up mortgagee not in possession has no right
the lease, 830.

to, 333.
hiring of a farm, apportionment of rent, is payable when goods are delivered, in
831.

specie, though damaged, 333.
hiring of a farm, cultivation of the farm, word used how, 327.
831.

law of, 328.
hiring of a farm, on shares, 833.

meaning of, 377
FAME COVERT, means a married woman. interest in, 377.
FEME SOLE, means a single woman.

subject of insurance, 377.

to, 822.

in, 44.

G.

GUARANTY may be enforced, when original

debt cannot be, 137.
GARNISHEE PROCESS. See RECOVERY OF

contract of, construed strictly, 137.
DEBTS, 703.

unless by sealed instrument, must be sup
GARNISHMENT, abstract of the laws of all the

ported by a consideration, 137.
States respecting, 705.

not binding unless accepted, 138.
GENERAL AVERAGE, 338.

specific, is not revocable, 139.
sacrifice must be voluntary, necessary, and

if by an official, he is not bound personally,
effectual, 339.

140.
law of, rests on, 339.

margin, what is, 141.
goods not contributed for, when, 340.

oral prevented by law, 143.
held for contribution, 341.

effect of changing membership in a firma
when jettisoned, owner entitled to contri-

on, 139.
bution, 340.

GUARDIANS, law of, powers and duties of, 794
value of insured, 374.
rules relative to total loss of, etc., 402.

H.
GENERAL AGENCY, See AGENCY, 207. HOLDER, what he may do with a bill or note,
GENERAL Agent, master of ship is, 346.

179.
GEORGIA, law as to rights of married women

of negotiable paper, rights and duties of,

179.
days of grace allowed, and legal holidays

of bill, it is prudent for him to present th
in, 202.

bill for acceptance without delay, 181.
statute of limitations in, 287.

ill-health on part of, may excuse delay in
usury laws of, 309.

presentment, 181.
number of witnesses and acknowledgment

may refuse a qualified acceptance, 196.
required to deeds of land executed in,

may cancel the acceptance, 196.
539.

is not obliged to receive acceptance for
abstract of laws relating to collection and

honor, 197
recovery of debts in, 713.

HOLIDAYS, in all the States, abstract of, 201.
chattel mortgages regulated by statute in Homestead, law of, 704.
655.

HOTEL-KEEPERS, rights and duties of, 276
number of witnesses to wills necessary in,

278.
785.

have a lien on goods of guests for board,
mechanics' liens, abstract of law of, 763.

276.
GUARANTOR, who is, 136.

must receive every guest, 277.
who pays principal's debt, may demand

liability of for loss of guests' property, 27).
from the creditor the securities he holds, Husband, bound to support his wife while she
137.

lives with him, or if he sends her away
not bound, unless he has knowledge of without good cause, 59.
the acceptance of his guaranty, 138.

a man is bound to support as his wife one
discharged, if principal's liability is

whom he lives with and represents as his
changed without guarantor's consent,

wife, 59.
138.

may indorse a note or bill given to the witc
discharged, if the liability is extended by

before marriage, 195.
law, 138, 139.

I.
not always discharged by creditors giving

debtor some accommodation or indul. Idaho, law as to rights of married women in,
gence, 139.

44.
should have reasonable notice of princi- days of grace allowed, and legal holidays
pal's failure, 140.

in, 202.
of a note or bill, is not entitled to as statute of limitations in, 287.
strict notice as indorser is, 190.

number of witnesses and acknowledgment
GUARANTY, incidents of, 136-139.

required to deeds of land executed in
not generally negotiable, 136.

539.

who are, 30.

baho, usury laws of, 309.

INDORSEMENT may be restored if struck out
abstract of laws relating to collection and by mistake, 194.
recovery of debts in, 714.

may be made on the paper before the
chattel mortgages regulated by statute in, note or bill be drawn, 195.
655.

in blank, or in full, what they are, 171.
number of witnesses to wills necessary in, INDORSER, each admits by his indorsement
786.

the genuineness of each previous, 193.
mechanics' liens, abstract of law of, may make a bill payable to himself alone
763.

by special indorsement, 192
IGNORANCE OF LAW, excuses no one, 68. of bill of exchange, 163.
ILLINOIS, law as to rights of married women in, right and duties of, 191, 192
44

INFANTS, or minors, chap. iii, 30.
days of grace allowed, and legal holidays
in, 202.

when persons cease to be, 30.
statute of limitations in, 287.

promise of, if not for necessaries, voidable
usury laws of, 309.

by the infant, 30.
number of witnesses, and acknowledg. promise of, for necessaries, not voidable
ment required to deeds of land executed

by him, 32.
in, 539.

promise of, may be confirmed, without
abstract of laws relating to collection and

words, 31.
recovery of debts in, 715.

liable for frauds of any kind; therefore
chattel mortgages regulated by statute in,

liable if he obtains goods or money by
655.

representing himself of full age, 32, 33.
number of witnesses to wills necessary in, ratifies his promise to pay by keeping the
786.

thing for which he promised to pay, 33
mechanics' liens, abstract of law of, 764. necessaries, what are, 32.
INDIANA, law as to rights of married women if one avoids a contract because made is

infancy, he can take no benefit from it
days of grace allowed, and legal holidays 33.
in, 202.

liable for torts, or wrong doing, 32.
statute of limitations in, 288.

INN-KEEPERS, rights and duties of, 276.
usury laws of, 309.

Iowa, law as to rights of married women in,
number of witnesses and acknowledgment 45.
required to deeds of land executed in, days of grace allowed, and legal holidays

in, 202.
abstract of laws relating to collection and statute of limitations in, 288.
recovery of debts in, 716.

usury laws of, 309.
chattel mortgages regulated, 656.

number of witnesses and acknowledgment
number of witnesses to wills, 786.

required to deeds of land executed in,
mechanics’ liens, abstract of law of, 764 539.
INDIAN TERRITORY, number of witnesses to abstract of laws relating to collection and
wills necessary, 786.

recovery of debts in, 717.
INDORSE E, of bill of exchange, 163.

chattel mortgages regulated by statute in,
INDORSEMENT, is what, 191.

656.
by law merchant, bills and notes payable number of witnesses to wills necessary in,

to order are rightfully transferred only 786
by, 192.

mechanics' liens, abstract of law of, 764.
in full, or in blank, 192.

INSANITY, of principal or agent, revokes au.
as to special, 193.

thority, 220.
joint payees who are not partners must INSTRUMENTS, irregular and ambiguous, 172.
join in, 193.

INSURARLE INTEREST, and how dischargede
the signatures of all previous indorsers

372.
are admitted by each, 193.

INSURANCE, policy of, 370.

in, 45.

539.

INSURANCE, marine, how effected, 370. INSURER, held for losses by fire, 389.
how affected by date of policy, 370.

liable for theft after shipwreck, 389.
proposals for, 370.

liable for misconduct of the crew, when,
constructive, 370.

390.
who may effect, 370.

when liable under the general clause, 391.
how it is construed, 371.

liabilities in case of prohibited or contra-
sustained by compliance with registry band trade, 391.
laws, how, 377.

liabilities in case of capture, arrest, or de-
simultaneous, 378.

tention, 390.
effect of prior, 377.

how affected by detention, 390.
on freight, 377.

how affected by deviation, 392.
double, 378.

by payment for loss, acquire the insured's
against piracy, 387.

claim for contribution, etc., 403.
against robbery, 387.

when discharged by alterations, 413.
against theft, 387.

must know whom they insure, 416.
terminates when, 396.

should be informed of what facts, 420.
purpose and principle of the law of, 403.

risk incurred by, 421.
effect of, in case of partial loss, 403.

when not chargeable, 421.
contract for, when complete, 407.

whether held for loss occasioned by negli-
application, how obtained, 409.

gence of the insured or his servants, 422.
on what conditions made, 409.

liable for buildings blown up to check
must be actual authority to make, 416.

fires, 421.
double, not allowed, 417.

when liable for property destroyed by
double, how avoided by charter of com- lightning, 421.
pany, 417.

never held to pay more than sum insured,
evidence of overstatement of loss in, 426. 422.
fire, no rule in for deducting one-third INSURERS, against fire, not held to pay for
new for old, 426.

loss of profits, 425.
companies require sworn statement of cir- pay whole amount lost, when covered by
stances of loss, 427.

policy, 425.
against accident, disease, and dishonesty have a right to rebuild premises when den
of servants, 439.

stroyed, 425.
INSURED, must communicate what things, INTENTION, in construction of policy, 408.
384.

INTEREST, is what, 300.
must account for proceeds of sale when may be demanded, on what grounds, 300.

made by the master under necessity, is allowed by law, how, 300.
399.

not generally recoverable, when, 301.
may abandon, when, 400.

laws regulating, 301.
party, bound by what rules, 407.

when usurious, 301.
all become members when insured in mu- banks receive more than legal, 305.
tual insurance companies, 405.

compound, incidents of, 307, 308.
must have an interest in the property in- compound, is not strictly usurious, 307.
sured, 414.

method of computing, 308.
when liable for assessments after loss insured's claim founded on, 375.
under mutual policy, 426.

insurable, 374.
must have an interest in life insurance, 434. insurable, how discharged, 375.
INSURER, how bound by the contract, 370.

of the insured, 414.
discharged by concealment or misrepre- of mortgagor and mortgagee, as to insur-
sentation, 383.

ing mortgaged property, 414.
liable for what risks, 387.

who have an insurable interest, 414, 415.
when liable for collision, 389.

exception as to the rule of any one al.
how far answerable for perils of the sea, lowed to insure property as his own in

which he has a legal interest, 415.

388.

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