HOUSE COMMITTEE ON FINANCIAL SERVICES MICHAEL G. OXLEY, Ohio, Chairman JAMES A. LEACH, Iowa BARNEY FRANK, Massachusetts BERNARD SANDERS, Vermont ROBERT U. FOSTER, III, Staff Director (II) 91 42 Bartlett, Hon. Steve, President and CEO, The Financial Services Roundtable Conine, C. Kent, Conine Residential Group, Inc., on behalf of the National Courson, John, President and CEO, Pacific Mortgage Company, on behalf of the Mortgage Bankers Association of America ...... Falcon, Hon. Armando Jr., Director, Federal Housing Enterprise Oversight Fishbein, Allen, Director of Housing and Credit Policy, Consumer Federation Gould, George D., Director, Freddie Mac cinnati Korsmo, Hon. John T., Chairman, Federal Housing Finance Board Montague, Terri Y., President and Chief Operating Officer, The Enterprise Raines, Franklin D., Chairman and Chief Executive Officer, Fannie Mae cisco .... Spriggs, William E., Executive Director, National Urban League, Institute Taylor, D. Russell, President and CEO, Rahway Savings Association on behalf 48 44 47 APPENDIX Prepared statements: Oxley, Hon. Michael G. Baker, Hon. Richard H. Clay, Hon. Wm. Lacy Crowley, Hon. Joseph Gillmor, Hon. Paul E. Gonzalez, Hon. Charles A. Kanjorski, Hon. Paul E. LaTourette, Hon. Steven C. Maloney, Hon. Carolyn B. Miller, Hon. Gary G. Royce, Hon. Edward R. Bartlett, Hon. Steve Conine, C. Kent Courson, John Falcon, Hon. Armando Jr. Fishbein, Allen Gould, George D. Hehman, David H. Korsmo, Hon. John T. Montague, Terri Y. Raines, Franklin D. 106 108 110 112 114 116 117 119 120 121 122 123 127 139 145 153 163 173 182 191 197 Page Prepared statements Continued Schultz, Dean 229 236 240 246 256 257 ADDITIONAL MATERIAL SUBMITTED FOR THE RECORD Baker, Hon. Richard H.: Financial Services Forum, prepared statement Frank, Hon. Barney: Federal Home Loan Bank of Boston letter, September 24, 2003 Ney, Hon. Robert W.: National Association of Realtors, prepared statement Courson, John: Written response to questions from Hon. Ginny Brown-Waite Falcon, Hon. Armando Jr.: Written response to questions from Hon. Ginny Brown-Waite Gould, George D.: Written response to questions from Hon. Ginny Brown-Waite Written response to questions from Hon. Barney Frank Written response to questions from Hon. Ginny Brown-Waite 261 262 266 268 |
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