Pensions in Crisis: Why the System is Failing America and how You Can Protect Your FutureArcade Publishing, 1995 - 273 lappuses Every pension plan has its fine print. Using case studies from the Pension Rights Center, Ferguson and Blackwell show what everyone in a private plan needs to know: how and when their pension will vest; how much their benefit will be; and whether it is adjusted for inflation. Is the plan overfunded or underfunded? Will it survive should the company change hands or go bankrupt? And what happens in the event of death or divorce? Each chapter tackling these subjects is followed by a "What to Do" section in which the authors demonstrate, point by point, how we can take charge of our retirement future. No retirement plan? You're not alone. Half of all Americans have no plan other than social security, and this venerable system - never intended to cover all retirement needs - typically pays people 40 percent of what they were earning when they worked. Or maybe you're in a do-it-yourself savings plan. Increasingly, employers are substituting these plans for traditional pensions. Again, Ferguson and Blackwell provide practical suggestions and reliable advice about the pros and cons of IRAs, 401(k)s, and the other tax-sheltered savings arrangements. |
Saturs
Eaten Alive Inflation and pensions | 63 |
The Pension Piggy Bank Rules for | 83 |
The Pension Safety Net Underfunded | 107 |
The Largest Lump of Money in the World | 137 |
The Pension Players How pension rules | 155 |
Pots of Gold? The new savings plans | 171 |
No More Fiddling | 195 |
New Directions Reform proposals for | 208 |
An American Dream Pensions | 219 |
Change for a Cup of Coffee Rules | 225 |
37 | 234 |
Appendix | 247 |
263 | |
Citi izdevumi - Skatīt visu
Pensions in Crisis: Why the System is Failing America and How You Can ... Karen Ferguson Ierobežota priekšskatīšana - 1995 |
Bieži izmantoti vārdi un frāzes
actuary American amount annuities assets Committee company owners Cong Congress congressional cost court David Murdock defined benefit plans defined contribution plans Department of Labor divorce dollars early retirement earnings economic Employee Benefits ERISA federal Hewitt Associates Income Policy increase individual retirement account inflation insurance company Internal Revenue Service issues Labor Department lawyer legislation less leveraged buyout ment million multiemployer plans officers Older Women's League Pacific Lumber paid PBGC Pension and Welfare pension funds pension money Pension Policy Pension Rights percent of pay plan administrator plan trustees plan's ployees private pension plans private pension system problem profit sharing plan proposal protection raiding received retirement age retirement plan rules savings plans says Senator sion small plans statement takeover tax breaks terminated tion told U.S. Department underfunded union vesting vote Washington Welfare Benefits Administration widows workers and retirees
Atsauces uz šo grāmatu
Americans at Midlife: Caught Between Generations Rosalie G. Genovese Priekšskatījums nav pieejams - 1997 |