A Study of Federal Credit Programs: Subcommittee on Domestic Finance, Committee on Banking and Currency, House of Representatives, 88th Congress, 2d Session, 1. sējumsU.S. Government Printing Office, 1964 |
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administrative expenses agency securities Availability of private business loans Committee Current interest rate Defaults or delinquencies delinquencies June 30 Department or agency direct loan programs Export-Import Bank farm Farm Credit Administration Farmers Home Administration Federal agency Federal credit agencies Federal credit aid Federal credit programs Federal Housing Administration Federal loan federally guaranteed FICB fiscal year 1962 FNMA funds Government guaranteed loans Home Loan Bank Housing Act housing program housing sec income interest cost Loan approvals loan guarantee programs loan insurance loan proceeds loan-to-value ratio Loans outstanding June Maximum interest rate Maximum maturities mortgage insurance mortgage loans Number Amount millions operations outstanding June 30 Percent of outstanding private financing private lenders Program authorization project loans public facility loans public housing Public Law Purpose of credit Reconstruction Finance Corporation repayment reserve for losses senior citizen housing small business Stat tion Treasury securities Type of credit urban renewal VA loan
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79. lappuse - ... unable to obtain sufficient credit elsewhere to finance their actual needs at reasonable rates and terms, taking into consideration prevailing private and cooperative rates and terms in the community in or near which the applicant resides for loans for similar purposes and periods of time.
9. lappuse - Direct lending by' the Government to persons or enterprises opens up dangerous possibilities of waste and favoritism to individuals or enterprises. It invites political and private pressure, or even corruption. Emergencies may arise in depression, war, national defense, or disaster which must be met in this way. But direct lending should be absolutely avoided except for emergencies.
300. lappuse - DAY USE RETURN TO DESK FROM WHICH BORROWED GRADUATE SOCIAL SCIENCE LIBRARY STEPHENS HALL TEL. NO. 642-0370 This publication is due on the LAST DATE and HOUR stamped below. RB 17A-15m-3,'69 (J7295slO)4188 — A-32 General Library University...
195. lappuse - Bank shall be to aid in financing and to facilitate exports and imports and the exchange of commodities between the United States or any of its Territories or insular possessions and any foreign country or the agencies or nationals thereof.
273. lappuse - Baa are considered as medium grade obligations, ie, they are neither highly protected nor poorly secured. Interest payments and principal security appear adequate for the present but certain protective elements may be lacking or may be characteristically unreliable over any great length of time.
273. lappuse - Bonds which are rated Ba are judged to have speculative elements; their future cannot be considered as well assured. Often the protection of interest and principal payments may be very moderate and thereby not well safeguarded during both good and bad times over the future.
104. lappuse - FHA's mortgage insurance funds measure are principally contingent upon a general deterioration of business conditions — a development which doesn't readily lend itself to prediction. Since the incidence of an economic reversal cannot readily be predicted, the most conservative basis for reserve valuations for such future losses and expenses is to assume that adverse economic conditions of approximately depression magnitude might develop immediately. The reserve valuations are designed to measure...
163. lappuse - The face amount of obligations issued under authority of this Act, and the face amount of obligations guaranteed as to principal and interest by the United States (except such guaranteed obligations as may be held by the Secretary of the Treasury), shall not exceed in the aggregate $285,000,000,000 outstanding at any one time.
273. lappuse - They carry the smallest degree of investment risk and are generally referred to as "gilt edge." Interest payments are protected by a large or by an exceptionally stable margin and principal is secure. While the various protective elements are likely to change, such changes as can be visualized are most unlikely to impair the fundamentally strong position of such issues. Aa Bonds which are rated Aa are judged to be of high quality by all standards. Together with the Aaa group they comprise what are...
107. lappuse - Such notes shall bear interest at a rate fixed by the Secretary of the Treasury, taking into consideration the current average market yields of outstanding marketable obligations of the United States having maturities comparable to the notes issued by the Secretary under this chapter.