PROJECT MORTGAGE INSURANCE 200.20 Rental projects. 200.21 Housing for the elderly. 200.22 Nursing homes. 200.24 Investment insurance. 200.25 Armed services housing-impacted areas. 200.26 Condominium ownership. 200.27 Land development. 200.28 Group practice facilities. 200.29 Other project mortgage assistance. COOPERATIVE HOUSING INSURANCE 200.30 Cooperative projects. TRAILER COURTS AND PARKS INSURANCE 200.31 Sites and facilities for manufactured homes. URBAN RENEWAL INSURANCE 200.32 Residential rehabilitation. LOW AND MODERATE INCOME HOUSING 200.33 Low cost homes and moderate income projects. PUBLICLY CONSTRUCTED HOUSING INSURANCE 200.34 Miscellaneous type mortgages. EXPERIMENTAL HOUSING INSURANCE 200.35 Experimental housing. Sec. 200.38 Title I improvement loans. 200.39 Other improvement loans. Subpart C-Organization and Management 200.40 200.41 Commissioner. Administrative staff. 200.42 Principal divisions. 200.43 Assistant Regional Administrators for Housing Production and Mortgage Credit. 200.44 Area and/or Insuring Office Directors. Subpart D-Delegations to Particular Positions DELEGATIONS TO PARTICULAR POSITIONS 200.50 Authority for delegations. 200.51-200.848 [Reserved] 200.84b Regional Administrators, Deputies and Assistants. DELEGATIONS TO COMMITTEES 200.85 Executive Board. 200.89 Substantial Compliance Committee. 200.92 Structural Defects Committee. 200.93 Multifamily Participation Review Committee. 200.94 Loan Assistance Committee. MISCELLANEOUS DELEGATIONS 200.95 Insuring Office Directors, Deputy Directors, and Assistants to the Director. 200.95a Service Office Supervisors and Service Office Underwriters. 200.98 Chief Underwriter and Deputy, Chief Mortgage Credit Examiner and Deputy, Chief Appraiser and Deputy, Commitment Appraiser, and Commitment Mortgage Credit Examiner. 200.98a Chief Underwriter and Deputy. 200.100 Closing Clerk. 200.103 Deputy Assistant SecretaryDeputy Commissioner, Executive Assistant Commissioner, and Directors of HPMC Offices and Divisions. 200.109 Regional Administrators, Deputy Regional Administrators and Assistant Regional Administrator Housing Production and Mortgage Credit (Region VIII, Denver). 200.110 Chief, Valuation Branch or Head, Single-Family Valuation Section and Commitment Appraiser. 200.111 Chief, Mortgage Credit Branch or Head, Single-Family Mortgage Credit Section and Commitment Mortgage Credit Examiner. Chief, Single-Family Branch and Deputy Director/Deputy Chief Underwriter. 200.115 Director/Chief Underwriter or Chief, Multifamily Branch and Multifamily Housing Representative. 200.116 Director/Chief Underwriter and Deputy Director/Deputy Chief Underwriter. 200.118 Area Director and Deputy Area Director. 200.119 Designation of officials to perform certain functions with respect to the insurance of mortgages. 200.128 Director and Deputy Director of the Insuring Offices. 200.129 Director, Housing Development Division, and Deputy Director, Housing Development Division, Insuring Offices. Subpart E-Mortgage Insurance Procedures and Processing 200.140 Scope of subpart. 200.141 Procedure in general. 200.161 Administration of debenture trans actions. 200.162 Certificates of claim. DIRECT ENDORSEMENT 200.163 Direct endorsement. 200.164 Approval of direct endorsement mortgagees. 200.164a Waivers. Subpart F-Property Improvement Loan Procedures and Processing LOAN TRANSACTION 200.165 Lender's application for insurance 200.166 Lending area. 200.167 Credit investigation of borrower. 200.168 Other requirements for a Property Improvement loan. 200.169 Direct borrower loans. 200.170 Loan through a dealer. 200.171 Notice to borrower. DISBURSEMENT 200.172 Disbursement of proceeds to dealer. 200.173 Disbursement of proceeds to bor rower. REPORT AND RESERVE 200.926c Model code provisions for use in partially accepted code jurisdictions. 200.926d Construction requirements. 200.926e Supplemental information for use with the CABO One and Two Family Dwelling Code. 200.927 Incorporation by reference of minimum property standards. 200.929 Description and identification of minimum property standards. 200.931 Statement of availability. 200.933 Changes in minimum property standards. 200.934 User fee system for the technical suitability of products program. 200.935 Administrator qualifications and procedures for HUD building products certification programs. 200.936 Supplementary specific procedural requirements under HUD building products certification program for solid fuel type room heaters and fireplace stoves. 200.937 Supplementary specific procedural requirements under HUD building product standards and certification program for plastic bathtub units, plastic shower receptors and stalls, plastic lavatories, plastic water closet bowls and tanks. 200.938 Supplementary specific procedural requirements under HUD building product standards and certification program for aluminum windows, storm windows, sliding glass doors and storm doors. 200.939 Supplementary specific procedural requirements under HUD building products standards and certification program for wood window units and wood sliding patio doors. 200.940 Supplementary specific procedural requirements under HUD building product standards and certification program for sealed insulating glass units. 200.941 Supplementary specific building product standards and certification program for PVC window units.I26200.942 Supplementary specific procedural requirements under HUD building product standards and certification program for carpet and carpet with attached cushion. 200.942 Supplementary specific procedural requirements under HUD building product standards and certification program for carpet and carpet with attached cushion. 200.943 Supplementary Specific Procedur al Requirements Under HUD Building APPENDIX A TO PART 200 STANDARDS INCOR PORATED BY REFERENCE IN THE MINIMUM APPENDIX B TO PART 200 STANDARDS INCORPORATED BY REFERENCE IN THE MINIMUM PROPERTY STANDARDS FOR ONE AND TWO FAMILY DWELLINGS AUTHORITY: Titles I and II, National Housing Act (12 U.S.C. 1701-17152-18); sec. 7(d), Department of Housing and Urban Development Act (42 U.S.C. 3535(d)). SOURCE: 36 FR 24467, Dec. 22, 1971, unless otherwise noted. Subpart A-Origin and Establishment $ 200.1 Creation. The Federal Housing Administration (frequently referred to herein as the FHA) was originally created by the National Housing Act, approved June 27, 1934 (48 Stat. 1246; 12 U.S.C. 1702). On November 9, 1965, by operation of the Department of Housing and Urban Development Act, approved September 9, 1965 (79 Stat. 667), the FHA was transferred to the Department of Housing and Urban Development. 8200.2 Status. The Federal Housing Administration is an organizational unit within the Department of Housing and Urban Development. 8200.3 Purpose. The Federal Housing Administration was established to encourage improvement in housing standards and conditions, to provide an adequate home financing system by insurance of housing mortgages and credit and to exert a stabilizing influence on the mortgages market. § 200.4 Meaning of term "Commissioner". Effective January 18, 1966, the term "Commissioner," as used in this chapter, shall have the following meaning: (a) Where the term appears in connection with the conveyance or assignment of real or personal property, it shall be deemed to refer to the Secretary of Housing and Urban Development. (b) Where the term appears in connection with instances other than set forth in paragraph (a) of this section, it shall be deemed to refer to the Federal Housing Commissioner acting on behalf of the Secretary of Housing and Urban Development. Subpart B-Functions and Programs IN GENERAL 8 200.5 Scope and nature of programs. The Federal Housing Administration does not make loans or build housing but operates insurance programs under the provisions of the National Housing Act. The FHA provides insurance for private lenders against loss on mortgages financing homes, multifamily projects, land development projects, and group practice facilities projects and against loss on loans for property improvements. It also provides insurance of yields on investments in rental housing projects. All mortgage and loan transactions must be acceptable to the Commissioner. The various insurance programs are outlined in §§ 200.10 through 200.39, and more particularly described in other parts of this chapter. § 200.6 Application for lender approval. An application for approval, as a mortgagee, as a loan correspondent or as a Title I lending institution is submitted on an appropriate form prescribed by the Commissioner. These forms may be obtained from any regional, area, or insuring office or from the Headquarters Office in Washington, D.C. When fully executed the form is submitted to the office having jurisdiction for transmittal to the Headquarters Office, Washington, D.C. 8 200.7 Forms for mortgage and loan in surance. Forms for filing applications for insurance or assistance under each of the various FHA mortgage and loan insurance programs are prescribed by the Secretary of HUD or the Secretary's designee. Forms used for application and appliaction processing may be printed by mortgagees or may be purchased from the Superintendent of Documents, U.S. Government Printing Office. When fully executed, forms are submitted to the HUD office having jurisdiction over the area where the property is located for § 200.11 Disaster damage to homes. (a) The FHA insures mortgages given to finance the replacement of homes destroyed or extensively damaged by major disasters. The maximum mortgage shall be computed in accordance with 24 CFR 203.18(a)(1) (unless a higher maximum mortgage amount is authorized under 24 CFR 203.18b or 203.29), but the maximum mortgage amount cannot exceed the lesser of 100 percent of the appraised value of the property, or the cost of acquisition. (b) This program is authorized under Title II, section 203(h) of the National Housing Act and governed by regulations contained in Part 203 of this chapter. [36 FR 24467, Dec. 22, 1971, as amended at 48 FR 44067, Sept. 27, 1983] 8 200.12 Suburban and farm homes. (a) The FHA insures mortgages on single-family owner-occupied homes located in sparsely populated nonurban areas and farm areas. The land on which the house is located must be ad |