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Long-term notes payable - nonsubordinated (noncurrent portion):

4%, maturing $400,000.00 annually through 1965

44%, maturing $300,000.00 annually through 1968

Total

Subordinated debt (noncurrent portion):

3,042,051.86

1,901,992.12

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42% subordinated notes - maturing $144,000.00 annually through 1965,

and $360,000.00 on December 15, 1966

1,224,000.00

1,368,000.00

5% capital notes - maturing $70,000.00 annually through 1969, and

$420,000.00 on June 1, 1970.

1,050,000.00

1,120,000.00

6% sinking fund capital debentures - sinking fund contributions $85,000.00 annually through 1971, and $95,000.00 on May 1, 1972

1,030,000.00

1,115,000.00

Total subordinated debt - noncurrent portion

3,304,000.00

3,603,000.00

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54% cumulative; authorized, issued, and outstanding 1959, 19,617 shares; 1958, 19,722 shares.

1,961,700.00

1,972,200.00

6% cumulative, 1958 series; authorized, issued, and outstanding, 5,000 shares 6% cumulative, 1956 series; authorized, issued, and outstanding, 5,000 shares Common - $5.00 par value; authorized, issued, and outstanding, 125,000 shares Surplus:

500,000.00

500,000.00

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Earned (retained earnings) - including $250,000.00 of earnings capitalized by subsidiaries (notes 1, 2, and 4)

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Total noncurrent portion of subordinated debt and stockholders' equity.

See the accompanying notes to financial statements.

9,958,982.24

10,005,579.61

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396,080.36

544,384.96

Amortization of excess of cost of a finance subsidiary's stock over

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Add deferment of development expenses - excess of expenses of new direct loan offices
over income during the development period

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70,597.00

Net operating income before cost of borrowings and federal and state taxes on income
Deduct cost of borrowings - interest, and amortization of debenture discount and expense

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