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United States, the:

Eligibility of institutions organized under its laws..
Mails, free use of..

Subscription to stock by
Unpaid principal, defined...
Unsecured advances, 1-year maturity

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INDEX

HOME OWNERS' LOAN ACT OF 1933, AS AMENDED

A

Page
35
30

35

31

27
27
28
29
30

27

Act, application to United States, Alaska, Hawaii, Puerto Rico, Section
and the Virgin Islands.

7
Additional advance.---

4 (m)
Additional appropriation for encouragement of saving and
home financing--

6
Additional lien, mortgage, or conveyance may be taken by
Corporation.---

4 (m)
Advances:
And bonds not to exceed $14,000.-

4 (d)
And bonds not to exceed 80 percent of real-estate value.. 4 (d)
Cash loan, not to exceed 50 percent of real-estate value.---- 4 (e)
Cash, not exceeding 40 percent of real-estate value.--- 4 (f)
Eligibility for..

4 (m)
For assessments.

4 (d)
For enlargement.

4 (m)
For expenses and repairs.

4 (d)
For maintenance..

4 (m)
For modernization.

4 (m)
For rebuilding-

(m)
For rehabilitation.

4 (m)
Fоr rераіrѕ..

4 (d), 4 (m)
For taxes.

4 (d)
Sale of bonds, proceeds for..

4 (m)
Agents, Corporation to select--

4 (j)
Alaska, application of Act to...

7
Allocation of funds for Government stock subscription. 4 (b)
Altering, penalty for false.-

8 (b) (3)
Amendment to Federal Home Loan Bank Act.--
Amortization.--

4 (d)
Annual payments.--

4 (d)
Application for exchange of bonds previously issued..

4 (c)
Application of Act to United States, Alaska, Hawaii, Puerto
Rico, and the Virgin Islands.

7
Application of United States Criminal Code..

8 (d)
Applications received for 30 days..

4 (c)
Appraisal, Board to make rules for.

4 (h)
Appraisal, Corporation to make..

4
Appraiser:
Interested in subject matter.--

4 (h)
Employee of company if interested in subject matter...

4 (h)
Appropriation, additional for encouragement of saving and
home financing-

6
Assessment advances

4 (d)
Association defined..

2
Association, Federal Savings and Loan..

30
27
30
30
30

30
27, 30

27
31
29
35
24
36

27

27

26

i 11

35
36
24
29
27

29
29

35
27

23

5
Attempt to charge illegal fee, penalty -

8 (e)
Attorneys, Corporation to select-

4 (j)
Authorized charges.

8 (e)
(65)

31-35

36
29
35

Page 27 23 28 24 30 30 29

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24, 26 2426

30 37 25 29

25

25

B

Section Balance, unpaid, interest on.

4 (d) Board, Federal Home Loan Bank.

2 (a) Determine reasonableness of annual tax burden.

4 (d) Direction of Corporation by ..

4 (a) To liquidate the Corporation...

4 (k) To make bylaws for the Corporation.

4 (k) To make rules for appraisal..

4 (h) Bonds: Applicability of amendments to, limitation on..

4 (c) Corporation may issue and sell.

4 (c) Corporation to cancel..

4 (k). Crime to take difference between market and par value. 8 (e) Denominations of..

4 (c) Exchange of, in redemption of foreclosed real estate.. Exemption from taxation of...

4 (c) Guaranty by Government, interest and principal.

4 (c)
Issuance of, increase of for refunding bonds previously
issued.--

(c)
Interest on.
Lawful investment in, for fiduciary, trust, and public funds. 4 (c)
Maturity of..

4 (c) Not to exceed $14,000 with advances

4 (d) Not to exceed 80 percent of the real-estate value, with advances.

4 (d) Of Corporation acceptable at face value in payment of debt to Corporation...

4 (i) Payment of by Government.

4 (c) Purchase of by Corporation.

4 (c) Purchase of by Government..

4 (c) Refunding of, previously issued.

4 (c) Retirement of, payments of principal to be applied to. 4 (k)

4 (c) Retirement of, with approval of Secretary of Treasury Sale of, by Corporation.

4 (c) Sale of, by Government

4 (c) Taking difference between market and par value..

8 (e)

4 (c) Bonds issued in compliance with outstanding commitments... Bylaws of the Corporation, Board to make

4 (k)

4 (c)

25 25 25 25 27

27

29 25 26 25 26 30

25 24-26

25

37

26 30

С

Capital of Federal savings and loan associations

4 (b) Capital stock of Corporation..-Cash advanced to redeem foreclosed real estate.

32 24 29

5 (b)

4 (g) Cash advances:

4 (m)
Eligibility for
For assessments.

4 (d) For enlargement.

4 (m)

4 (d) For expenses and repairs. For maintenance.

4 (m) For modernization.

4 (m) For rebuilding

4 (m) For rehabilitation.

4 (m) For repairs.

4 (d), 4 (m) For taxes.

4 (d) Cash advances and bonds not to exceed $14,000.

4 (d) Cash advances and bonds not to exceed 80 percent of real-estate

4 (d) value. Cash advances not to exceed 40 percent of real-estate value.-- 4 (f) Cash loans.

4 (e)

4 (e) Not to exceed 50 percent of real-estate value.. Secured by home mortgages.

4 (e) Certificates of indebtedness, Federal savings and loan asso

5 (b) ciations.. Charge illegal fee, penalty

8 (e)

8 (e) Charges authorized.. Chartering of Federal savings and loan associations

5 (a)

30 27 30 27 30 30 30

30 27, 30

27 27

27 29 28 28 28

!!!!

32 36 36 32

Page 36

26

29

29 32 32

36

34 31

30 29

24 24-31

23 25 29 30 23

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31

27 24-26

Section Code, application of United States Criminal.

8 (d) Commitments outstanding on effective date of amendment to sec. 4 (c)

4 (c)
Compensation:
Of personnel, to be fixed by the Board..

4 (j)
Of personnel, will in no case exceed compensation of mem-
bers of the Board..

4 (j) Conservator of associations, appointment of..

5 (d) Consolidation of Federal savings and loan associations. 5 (d) Contract for illegal charge, penalty -

8 (e) Conversion to Federal savings and loan association..

5 (i) Conveyance, additional to be taken by Corporation..

4 (m) Corporation: Board to liquidate-

4 (k) Bonds acceptable in payment of debts to the Corporation. 4 (i) Capital stock of..

4 (b) Creation of Home Owners' Loan.

4 Definition of..

2 (b) Exemption from taxation of..

4 (c) Free use of mails by..

4 (j) Liquidation of

4 (k) Home Owners' Loan..

2 (b) Make deposits in member of bank or institutions with insured accounts..

4 (n) May acquire home mortgages.

4 (d) May issue, sell, and purchase bonds.-

4 (c) May make advances for enlargement, maintenance, mod

ernization, rebuilding, rehabilitation, and repairs. 4 (m) May make advances for expenses and repairs.

4 (d) May make assessment advances..

4 (d)
May make tax advances -

4 (d)
May purchase:
Bonds of Federal home loan banks..

4 (n)
Certificates of deposit and investment certificates.. 4 (n)
Full-paid income shares of associations..

4 (n) Shares in institutions with insured accounts...

4 (n Shares in member of bank...

4 (n) May use facilities of the Federal home loan banks. 4 (j) Real property subject to taxation..

4 (c) Rules and regulations to be made by the Board.

4 (k) To cancel bonds...

4 (k) To determine necessary expenditures-

4 (j) To fix compensation of personnel.

4 (3)
To make appraisals.--.

4 (d)
To make reasonable compensation for use of bank facili-
ties.--

4 (j)
To pay dividends to the United States.-

4 (k) To pay proportionate share of expenses of the Board.. 4 (j) To retire stock.

4 (k) To select employees, officers, attorneys, and agents.. 4 (j) Counterfeiting, penalty for..

8 (b) (1) Creation of Home Owners' Loan Corporation..

4 Crime to take difference between market and par value- 8 (e) Criminal Code, application of United States.

8 (d)

30 27 27 27

31

31

31

31 31 30 25 30 30 29 29 27

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30 30 30 30 29

35 24-31

37 36

D

8 (c) (2) Deceiving, penalty for. Deductions from loanable value for public assessments

4 (d) Default due to unemployment, economic condition, misfortune. 4 (1)

4 (1) Default, involuntary on June 13, 1933. Default, taxing districts in..

4 (d)

2 Definitions.

8 (c) (2) Defrauding, penalty for.. Denominations of bonds..

4 (c) Deposits in Federal savings and loan associations prohibited.. 5 (b)

8 (e) Difference between market and par value.-

36 28 30 30 28 23 36 25 32 37 2 (d) Deposits in.

Page 24 24 30 23

4 (k)

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Section Direction to Board...

4 (a) Direct loan provision, repeal of.-

3 Dividends to United States, Corporation to pay. Dwelling defined..

2 (c)

E Economic condition, misfortune, or unemployment cause of default..

4 (1) Embezzlement, penalty for..

8 (c) (1) Employees, Corporation to select

4 (j) Encouragement of saving and home financing -

6 Encouragement of saving and home financing, appropriation therefor.

6 Enlargement of homes, advance for.

4 (m) Evidence of stock ownership, receipts to be.

4 (b) Evidence of stock ownership in associations, receipts to be. 5 (j) Examination of Federal savings and loan associations.

5 Excessive charges, penalty for.

8 (e) Exchange of bonds for previously issue bonds..

(c) Exemption from taxation, Federal savings and loan associations..

5 (h) Exemption from taxation of bonds.

4 (c) Exemption from taxation of Corporation..

(c) Expenditures, Corporation to determine necessary..

(j)
Expenses and repairs, Corporation to make advances for.. 4 (d)
Expenses of board, Corporation to pay proportionate share of.. 4 (j)
Extensions:
If circumstances justify -

4 (d) For a period not to exceed 25 years.

4 (d) With revision of terms.

4 (d)

F False altering, penalty for.

8 (b) (3) False entry, penalty for..

8 (c) (2) False statement, penalty for..

8 (a) Federal Home Loan Bank Board..

2 (a) Federal home-loan banks: Conversion of members into Federal associations..

5 (i) Corporation may buy bonds of

4 (n) Corporation may use facilities of..

4 (j)

5 Employment of as fiscal agent by Government. Federal savings and loan associations.-

5 Amount paid in by Government not to exceed 75 percent total investment.

5 () Capital of

5 (b) Chartering of Conversion into.

5 (i) Definition of

36 36 35

23

31 30

34 31-35

34 32 32

5 (a)

34

5 (b) Employment of as fiscal agent of Government.

5 (k) Examination of

5 (a) Exemption from taxation of

5 (h) Fiscal agent of Government.. Government preferred shares not to exceed $100,000.. 5 (8) Government preferred shares not to exceed aggregate amount all other shares.

5 (g) Income shares of, subscription of. Incorporation of..

5 (a) Investments of

5 (c) Liquidation of

5 (d) Loans of Member of home-loan bank.

5 (f) Merger of ..

5 (d) Necessity of

5 (e) Operation of..

5 (a) Organization of

5 (a) Purchase of income shares, limitation of

4 (n), 5 (j)

23 32 34 32 33 34 33

5 (k)

5 (i)

33 34 32 32 32

5 (c)

32 32

ili

32 32 32

32 31, 34

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