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BANK PROTECTION ACT OF 1968
AN ACT To provide security measures for banks and other financial institutions,
and to provide for the appointment of the Federal Savings and Loan Insurance Corporation as receiver
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That this Act may be cited as the "Bank Protection Act of 1968".
SEC. 2. (12 U.S.C. 1881) As used in this Act the term "Federal supervisory agency” means
(1) The Comptroller of the Currency with respect to national banks and district banks,
(2) The Board of Governors of the Federal Reserve System with respect to Federal Reserve banks and State banks which are members of the Federal Reserve System,
(3) The Federal Deposit Insurance Corporation with respect to State banks which are not members of the Federal Reserve System but the deposits of which are insured by the Federal Deposit Insurance Corporation and State savings associations, and
(4) The Director of the Office of Thrift Supervision with respect to Federal savings 1.
SEC. 3. (12 U.S.C. 1882] (a) Within six months from the date of this Act, each Federal supervisory agency shall promulgate rules establishing minimum standards with which each bank or savings and loan association must comply with respect to the installation, maintenance, and operation of security devices and procedures, reasonable in cost, to discourage robberies, burglaries, and larcenies and to assist in the identification and apprehension of persons who commit such acts.
(b) The rules shall establish the time limits within which banks and savings and loan associations shall comply with the standards.
SEC. 4. (12 U.S.C. 1883) The Federal supervisory agencies shall consult with 2
(1) insurers furnishing insurance protection against losses resulting from robberies, burglaries, and larcenies committed against financial institutions referred to in section 2, and
(2) State agencies having supervisory or regulatory responsibilities with respect to such insurers 2 to determine the feasibility and desirability of premium rate differentials based on the installation, maintenance, and operation of security devices and procedures. The Federal supervisory agencies shall report to the Congress the results of their consultations pur
So in original. The phrase "and State savings associations”, which was added at the end of paragraph (3) by section 744(hX2) of the Financial Institutions Reform, Recovery, and Enforce ment Act of 1989, should probably have been added at the end of paragraph (4). * So in original. No punctuation marks.
suant to this section not later than two years after the date of enactment of this Act.
SEC. 5. (12 U.S.C. 1884) A bank or savings and loan association which violates a rule promulgated pursuant to this Act shall be subject to a civil penalty which shall not exceed $100 for each day of the violation.