JACK BROOKS, Texas COMMITTEE ON THE JUDICIARY PETER W. RODINO, JR., New Jersey, Chairman ROBERT W. KASTENMEIER, Wisconsin BARNEY FRANK, Massachusetts HARLEY O. STAGGERS, JR., West Virginia HAMILTON FISH, JR., New York F. JAMES SENSENBRENNER, JR., BILL MCCOLLUM, Florida WILLIAM E. DANNEMEYER, California PATRICK L. SWINDALL, Georgia M. ELAINE MIELKE, General Counsel SUBCOMMITTEE ON CRIMINAL JUSTICE JOHN CONYERS, JR., Michigan, Chairman DON EDWARDS, California GEORGE W. GEKAS, Pennsylvania PATRICK L. SWINDALL, Georgia HOWARD COBLE, North Carolina THOMAS W. HUTCHISON, Counsel Buck, Peter A., general counsel, S.A.F.E. Federal Credit Union, New High- lands, CA, on behalf of the National Association of Federal Credit Unions and Credit Union National Association.. Gaiswinkler, Robert S., president, National Savings and Loan Association of Milwaukee, WI, on behalf of the National Council of Savings Institutions ..... Koppe, Bruce A., senior vice president and general counsel, Rainier National Bank, Seattle, WA, on behalf of the American Bankers Association Pfeiler, Thomas A., general counsel, U.S. League of Savings Institutions..... Shapiro, Stephen M., Esq., Chicago, IL, on behalf of a Coalition of Financial 95, 108 99, 125 58, 68 99, 125 42, 47 2, 18 Chafetz, Marc E., letter to Mr. Michael Ward, assistant counsel, Subcommit- Dennis, Warren L. and Chafetz, Marc E., "The New Bribery Act: A Trap for Jones, Douglas H., Deputy General Counsel, Federal Deposit Insurance Corpo- |