Page Organization chart of the Federal Deposit Insurance Corporation.. iv Federal Deposit Insurance Corporation districts (map).... vii A. Total and insured deposits, all insured banks, mid-year and year end, 1934-1951... 3 B. Ratios of deposit insurance fund to total and insured deposits, all insured banks, mid-year and year end, 1934-1951.... C. Percentage of banks of deposit in each State which were insured, December 31, 1951 (map).... 8 D. Percentage of deposits in each State which were in insured banks, December 31, 1951 (map)... 9 E. Distribution of assets of all banks, December 31, 1945 and 1951...... F. Percentage increase during 1951 in business and personal deposits, all banks (map) G. Insured or guaranteed residential real estate loans, December 31, 1951, and increase in residential real estate loans, 1945 to 1951, insured commercial banks...... H. Ratio of total capital accounts to total assets, insured commercial banks, 39 I. Banks grouped by ratio of total capital accounts to total assets, insured commercial banks, December 31, 1951.. 40 J. Operating experience of insured commercial banks, 1950-1951 . . . . . . M. Proportions of profits after taxes retained in capital accounts, 1951, insured 41 42 44 49 N. Rate of net profit after taxes on total capital accounts, insured commercial banks, 1951 (map)...... 49 O. Percentage of total bank deposits held by mutual savings banks in States having mutual savings banks, December 31, 1951.......... P. Sources and disposition of total income, insured mutual savings banks, 1951 Q. Proportion of accounts fully protected and deposits insured, all insured banks, by size of bank, September 19, 1951.... R. Proportion of deposits insured and of accounts fully protected, all insured banks grouped by percentage of deposits insured, September 19, 1951.. S. Percentage distributions of insured deposits, September 19, 1951, by size of bank, population of center, class of bank, and type of account.... T. Total and insured deposits, special call dates, 1934-1951, and insured amounts with coverage at $5,000 and at $10,000... U. Accounts fully protected and deposits insured with maximum coverage for each depositor of $5,000, $10,000, $25,000, and all deposits, all insured banks, September 19, 1951... V. Total number of accounts, accounts per 100 population, and average size of account, all insured banks, special call dates, 1936-1951......... Page 5 LIST OF TABLES PART ONE OPERATIONS OF THE CORPORATIONS INSURED DEPOSITS AND THE DEPOSIT INSURANCE FUND: 1. Insured deposits and the deposit insurance fund, 1934-1951... PARTICIPATION IN DEPOSIT INSURANCE: 2. Number and deposits of operating banks in the United States and possessions, December 30, 1951.... 7 ACTION TO PROTECT DEPOSITORS IN FAILING BANKS: 3. Losses to depositors and to the Federal Deposit Insurance Corporation in insured banks in financial difficulties, by years, 1934-1951.... 10 4. Number of depositors, amount of deposits, recoveries, and losses in insured banks placed in receivership or absorbed with the financial aid of the Corporation, 1934-1951..... 5. Payment of deposits by the Corporation and by receivers in 245 insured banks placed in receivership...... 6. Disbursements to protect depositors, recoveries, and losses by the Corporation from insured banks placed in receivership or absorbed with its financial aid, 1934-1951..... 11 121 13 7. Estimated losses to the Corporation compared with disbursements, by year of estimate, 1944-1951... 14 SUPERVISORY ACTIVITIES: 8. Actions to terminate insured status of banks charged with engaging in unsafe or unsound practices or violations of law or regulations, 1936-1951 17 PERSONNEL AND FINANCIAL STATEMENTS OF THE CORPORATION: 9. Number of officers and employees, Federal Deposit Insurance Corporation, December 31, 1941, and December 31, 1951.... 10. Assets, liabilities, and insurance fund of the Federal Deposit Insurance Corporation, December 31, 1951, and December 31, 1950.... 11. Assets acquired by the Federal Deposit Insurance Corporation through bank suspensions and absorptions from beginning of operations to December 31, 1951.... 12. Assets and liabilities of the Federal Deposit Insurance Corporation, 1934-1951..... 13. Statement of operations of the Federal Deposit Insurance Corporation for the year ended December 31, 1951.... 14. Determination and distribution of net assessment income, Federal Deposit Insurance Corporation, December 31, 1951..... 23 15. Operating expenses of the Federal Deposit Insurance Corporation, year ended December 31, 1951.... 24 16. Income and expenses of the Federal Deposit Insurance Corporation from beginning of operations September 11, 1933, to December 31, 1951, adjusted as of December 31, 1951..... 17. Financial statements of the Federal Deposit Insurance Corporationfrom Auditors' Report for the year ended June 30, 1951.. PART TWO BANKING DEVELOPMENTS ASSETS AND LIABILITIES OF ALL BANKS: 18. Assets and liabilities, all banks, United States and possessions, 1945-1951.. 19. Principal types of loans, all banks, United States and possessions, 1945-1951 20. Types of deposits, all banks, United States and possessions, 1945-1950 ASSETS AND LIABILITIES OF INSURED COMMERCIAL BANKS: Page 31 32 33 21. Assets and liabilities, insured commercial banks, United States and possessions, 1945-1951..... 34 22. Substandard assets, insured commercial banks, 1945-1951. 35 23. Maturities of United States Government obligations held by insured commercial banks, 1945-1951.. 36 24. Capital accounts, insured commercial banks, United States and possessions, 1934-1951... 38 INCOME OF INSURED COMMERCIAL BANKS: 25. Percentage distribution of sources and disposition of total income, insured commercial banks, 1945-1951.. 42 26. Earnings, expenses, and profits, insured commercial banks, 1934-1951.. 29. Insured commercial banks, United States and possessions, using reserve MUTUAL SAVINGS BANKS: 43 45 46 48 30. Assets and liabilities of mutual savings banks, United States, 1945-1951.. 31. Number and deposits of insured and noninsured mutual savings banks, by State, December 31, 1951.... 32. Sources and disposition of total income, insured mutual savings banks, 1951 PART THREE DEPOSIT ACCOUNTS AND INSURANCE COVERAGE ACCOUNTS AND DEPOSITS, ALL INSURED BANKS, SEPTEMBER 19, 1951: All insured banks grouped by amount of deposits, population of center, class, and proportion of deposits insured; and accounts grouped by type 34. Ratios indicating the scope of deposit insurance, September 19, 1951 All insured banks grouped by amount of deposits, population of center, class, and proportion of deposits insured; and accounts grouped by type 35. Ratios indicating distribution of contingent liability and concentration of risk to the Federal Deposit Insurance Corporation, September 19, 1951 All insured banks grouped by amount of deposits, population of center, class, and proportion of deposits insured; and accounts grouped by type 61 63 65 Page IMPACT OF INCREASE IN INSURANCE COVERAGE: 36. Fully protected accounts and insured deposits under insurance coverage of $5,000 and $10,000 respectively, all insured banks, special call dates, 1938 to 1951.... 37. Change in accounts fully protected and deposits insured by raising the Data for September 19, 1951: all insured banks grouped by amount of -38. Deposits insured with coverages for each depositor of $10,000, $25,000, and All insured banks grouped by amount of deposits, population of center, CHANGING DISTRIBUTIONS OF INSURED BANKS AND THEIR ACCOUNTS AND DE- 39. Number and percentage distribution of insured banks, special call dates, All insured banks grouped by amount of deposits and class..... 40. Number of accounts, amount of deposits, accounts per 100 population, and average size of account, all insured banks, special call dates, 1936 to 1951 By type of account...... 41. Insured commercial banks, special call dates, 1936 to 1951 Banks grouped by percentage of deposits insured.... DETAILED TABLES: DISTRIBUTION OF ACCOUNTS AND DEPOSITS, ALL INSURED BANKS: 42. Accounts fully and partially protected and deposits insured, September Banks grouped by Federal Deposit Insurance Corporation district and 43. Accounts fully and partially protected and deposits insured, all insured Banks grouped by amount of deposits, population of center in which located, class, and percent of deposits insured; and accounts grouped by type.. DETAILED TABLES: DISTRIBUTION OF ACCOUNTS OF INSURED COMMERCIAL BANKS ACCORDING TO SIZE OF ACCOUNT: 44. Distribution of accounts according to size, insured commercial banks, Banks grouped by Federal Deposit Insurance Corporation district and 45. Distribution of accounts according to size, insured commercial banks, Banks grouped by amount of deposits, population of center in which 46. Distribution of demand accounts of individuals, partnerships, and cor- Banks grouped by Federal Deposit Insurance Corporation district 47. Distribution of savings and time accounts of individuals, partnerships, Banks grouped by Federal Deposit Insurance Corporation district Page DETAILED TABLES: DISTRIBUTIONS OF ACCOUNTS OF INSURED COMMERCIAL BANKS 48. Distribution of demand accounts of individuals, partnerships, and cor- Banks grouped by amount of deposits.... 49. Distribution of savings and time accounts of individuals, partnerships, and corporations, according to size of account, insured commercial banks, September 19, 1951 Banks grouped by amount of deposits..... DETAILED TABLES: DISTRIBUTION OF DEPOSITS IN INSURED COMMERCIAL BANKS 50. Distribution of deposits according to size of account, insured commercial Banks grouped by Federal Deposit Insurance Corporation district 51. Distribution of deposits according to size of account, insured commercial Banks grouped by amount of deposits, population of center in which 52. Distribution of demand deposits of individuals, partnerships, and cor- Banks grouped by Federal Deposit Insurance Corporation district 53. Distribution of savings and time deposits of individuals, partnerships, 90 91 92 94 96 Banks grouped by Federal Deposit Insurance Corporation district 98 54. Distribution of demand deposits of individuals, partnerships, and corporations, according to size of account, insured commercial banks, September 19, 1951 100 Banks grouped by amount of deposits..... 55. Distribution of savings and time deposits of individuals, partnerships, and corporations, according to size of account, insured commercial banks, September 19, 1951 Banks grouped by amount of deposits..... DETAILED TABLES: DISTRIBUTION OF ACCOUNTS AND DEPOSITS BY SIZE OF 56. Distribution of accounts according to size, insured mutual savings banks, Banks grouped by Federal Deposit Insurance Corporation_district, 57. Distribution of deposits according to size of account, insured mutual Banks grouped by Federal Deposit Insurance Corporation district, 101 102 104 |