Lapas attēli
PDF
ePub

ASSETS AND LIABILITIES OF OPERATING Banks

Table 104. Assets and liabilities of all operating banks in the United States and possessions,
June 30, 1950

Banks grouped according to insurance status and type of bank

Table 105. Assets and liabilities of all operating banks in the United States and possessions, December 30, 1950

Banks grouped according to insurance status and type of bank

Table 106. Assets and liabilities of all operating banks in the United States and possessions, December 30, 1950

Banks grouped by district and State

Table 107. Assets and liabilities of operating insured banks, December 30, 1950, June 30, 1950, and December 31, 1949

The data in these tables relate to banks operating in the United
States and possessions. Data for December 30, 1950, from the same
tabulations for all operating banks in each State are given in the
pamphlet published by the Corporation, "Report No. 34, Assets,
Liabilities, and Capital Accounts, Capital and other Ratios, Commercial
and Mutual Savings Banks, December 30, 1950." State data for June
30 and December 30, 1950, are published in the Federal Reserve
Bulletin, November 1950, pp. 1496-97, and May 1951, pp. 530-31.

Statements of assets and liabilities are submitted by insured com-
mercial banks upon either a cash or an accrual basis, depending upon
the bank's method of bookkeeping. Assets reported represent aggregate
book value, on the date of call, less valuation and premium reserves.
Assets and liabilities held in or administered by a savings, bond,
insurance, real estate, foreign, or any other department of a bank,
except a trust department, are consolidated with the respective assets
and liabilities of the commercial department. "Deposits of individuals,
partnerships, and corporations" include trust funds deposited by a trust
department in a commercial or savings department. Other assets held
in trust are not included in statements of assets and liabilities.

In the case of banks with one or more domestic branches, the assets
and liabilities reported are consolidations of figures for the head office
and all domestic branches. In the case of a bank with foreign branches,
net amounts due from its own foreign branches are included in "Other
assets", and net amounts due to its own foreign branches are included
in "Other liabilities".

Since June 30, 1942, demand balances with and demand deposits
due to banks in the United States, except private banks and American
branches of foreign banks, exclude reciprocal interbank deposits.
Reciprocal interbank deposits arise when two banks maintain deposit
accounts with each other.

Beginning with June 30, 1948, individual loan items have been

reported gross instead of net of valuation reserves. Accordingly, re-
serves for losses on loans under the provisions of Mimeograph 6209
issued by the Bureau of Internal Revenue in December 1947 and other
loan valuation reserves have been shown separately.

Instalment loans are ordinarily reported net if the instalment pay-
ments are applied directly to the reduction of the loan. Such loans are
reported gross if, under contract, the payments do not immediately
reduce the unpaid balances of the loan but are assigned or pledged to
assure repayment at maturity.

Total deposits shown in these tables are not the same as the deposits
upon which assessments paid to the Federal Deposit Insurance Cor-
poration are based. The assessment base is slightly lower due to certain
exclusions which are permitted and deductions which may be claimed.
Asset and liability data for noninsured banks are tabulated from
reports pertaining to the individual banks. In a few cases these reports
are not as detailed as those submitted by insured banks, and some of
the items reported have been allocated to more detailed categories
according to the distribution of asset and liability data for insured
State banks not members of the Federal Reserve System or for other
noninsured banks.

Sources of data

National banks and State banks in the District of Columbia not
members of the Federal Reserve System: Office of the Comptroller of
the Currency.

State banks members of the Federal Reserve System: Board of
Governors of the Federal Reserve System.

Other insured banks: Federal Deposit Insurance Corporation.
Noninsured banks: State banking authorities; Rand McNally Bankers
Directory; Polk's Bankers Encyclopedia; and reports from individual
banks.

[graphic]

Table 104. ASSETS AND LIABILITIES OF ALL OPERATING BANKS IN THE UNITED STATES AND POSSESSIONS, JUNE 30, 1950

BANKS GROUPED ACCORDING TO INSURANCE STATUS AND TYPE OF BANK

(Amounts in thousands of dollars)

[graphic][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][ocr errors][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed]

1 Includes 6 trust companies not engaged in deposit banking having total capital accounts of $16,035,000 and total assets of $17,444,000.

Amounts shown as deposits are special accounts and uninvested trust funds, with the latter classified as demand deposits of individuals, partnerships, and corporations. Includes obligations of United States Government corporations and agencies, not guaranteed by the United States Government. Reserves for losses on loans authorized by the Bureau of Internal Revenue for income tax purposes and other valuation reserves. Includes 28 noninsured banks of deposit for which asset and liability data are not available.

Back figures: See the Annual Report for 1949, pp. 140-141, and earlier reports.

[graphic]

Table 105. ASSETS AND LIABILITIES OF ALL OPERATING BANKS IN THE UNITED STATES AND POSSESSIONS, DECEMBER 30, 1950

BANKS GROUPED ACCORDING TO INSURANCE STATUS AND TYPE OF BANK

(Amounts in thousands of dollars)

« iepriekšējāTurpināt »