National Flood Insurance Reform Act of 1993--S. 1405: Hearings Before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, First Session, on S. 1405 ... September 14 and 15, 1993, 4. sējums
United States, United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
U.S. Government Printing Office, 1994 - 317 lappuses
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activities actuarial addition Administration agencies amended amount ance assistance Association bank believe bill borrower building caused changes claims coastal coasts communities compliance Congress construction cost coverage damage determination Director disaster effective efforts erosion hazard areas erosion zones escrow established estimated existing Federal flood insurance Federal Insurance Administration FEMA flood hazard area Flood Insurance Program floodplain Force fund going Government homeowners Housing identified improve increase institution issue land legislation lenders lending loan located loss measures ment million mitigation mortgage National Flood Insurance NFIP owners participating percent period premium problem protect purchase questions rates reduce Reform regulated require responsible result revisions risk secured Senator KERRY servicers shoreline special flood hazard standards storm structures subsection System tion Title
99. lappuse - HUD is responsible for conducting studies to establish the existing flood damage potential and the risk premium rates for implementing the flood insurance program within...
188. lappuse - ... the management of coastal development to minimize the loss of life and property caused by improper development in flood-prone, storm surge, geological hazard, and erosionprone areas and in areas of subsidence and saltwater intrusion, and by the destruction of natural protective features such as beaches, dunes, wetlands, and barrier islands.
250. lappuse - The Corporation, including its franchise, its capital, reserves, and surplus, and its income shall be exempt from all taxation now or hereafter imposed by the United States, by any Territory, dependency, or possession thereof, or by any State, county, municipality, or local taxing authority...
188. lappuse - ... have resulted in the loss of living marine resources, wildlife, nutrientrich areas, permanent and adverse changes to ecological systems, decreasing open space for public use, and shoreline erosion...
116. lappuse - ... encourage lending and credit institutions, as a matter of national policy, to assist in furthering the objectives of the flood insurance program, (4) assure that any Federal assistance provided under the program will be related closely to all flood-related programs and activities of the Federal Government, and (5) authorize continuing studies of flood hazards in order to provide for a constant reappraisal of the flood insurance program and its effect on land use requirements.
220. lappuse - From 1968 until the adoption of the Flood Disaster Protection Act of 1973, the purchase of flood insurance was voluntary. Unfortunately, despite the availability of the insurance, after major flooding disasters in 1972, it became evident that relatively few flood victims had purchased flood insurance. From the standpoint of the Federal government, the question has...
281. lappuse - THE SUBCOMMITTEE ON HOUSING AND URBAN AFFAIRS SENATE COMMITTEE ON BANKING, HOUSING AND URBAN AFFAIRS OCTOBER 4, 1973 Mr.
239. lappuse - Members of the subcommittee, the American Bankers Association is pleased to submit its views regarding S. 1405, the "National Flood Insurance Reform Act of 1993." The American Bankers Association (ABA) is the national trade and professional association for America's commercial banks, from the smallest to the largest.
116. lappuse - ... it is in the public interest for persons already living in flood-prone areas to have both an opportunity to purchase flood insurance and access to more adequate limits of coverage, so that they will be indemnified for their losses in the event of future flood disasters.
122. lappuse - It is the further purpose of this title to (1) encourage State and local governments to make appropriate land use adjustments to constrict the development of land which is exposed to flood damage and minimize damage caused by flood losses...