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UNITED STATES. — Act of 1908 provides that when any person employed by the United States as an artisan or laborer in any of its manufacturing establishments, arsenals or navy yards, or in the construction of river and harbor or fortification work, or in hazardous employment in construction work in the reclamation of arid lands, or in the management or control of the same, or in hazardous employment under the Isthmian Canal Commission, is injured in the course of such employment, such employee shall be entitled to receive for one year thereafter, unless sooner able to resume work, the same pay as if he continued to be employed; provided the injury is not due to the negligence or misconduct of the injured employee, and that it continues for more than fifteen days. In case of his death within one year after injury, leaving a widow, child or children under 16, or dependent parent, such widow, etc., shall receive in such portions and under such regulations as Secretary of Commerce and Labor may prescribe, for the remainder of the year, same amount that he would have been entitled to receive if living. In case of death person claiming compensation must within 90 days file with the Secretary affidavit setting forth relationship and ground of claim, with certificate of attending physician. In case of incapacity for work for more than 15 days injured party must within reasonable time file with his official superior affidavit setting forth ground of claim for compensation, with physician's certificate as to nature and cause of injury and probable duration of incapacity. Payments not subject to assignment on claims of creditors — Provisions of Act afterwards extended to artisans, laborers and other employees engaged in any hazardous work under Bureau of Mines or Forestry Service of U. S., to persons employed by U. S. in any hazardous employment in Lighthouse Service, and to all employees under Isthmian Čanal Commission. In last case claims are settled by Chairman of Commission, and if for death must be made within one year.

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VERMONT.— Act is elective, but election presumed unless prior tò accident written notice is given to the contrary. Election may be terminated by 60 days' notice in writing. As against employee electing to come under Act, employer not electing deprived of defenses of assumption of risk, negligence of fellow employee and of employer himself. In suit by employee not electing Act against employer electing, all defenses are open to employer. Act applies to all State and municipal bodies, and employees other than officials, and all industrial employments, other than domestic service, in which over ten persons are regularly employed, but others may come under Act by giving written notice to the Board. Persons employed casually or not in employer's trade or business excluded. “Personal injury by accident” etc., includes injury caused by wilful act of third person against employee because of employment, but does not include disease unless resulting from injury. No compensation for injury caused by employee's wilful intention to injure himself or another, or by his intoxication, or failure to use safety apparatus. Compensation: In case of death within two years: burial expenses not exceeding $75; to dependent widow or widower and no children, 3313% weekly wages, until remarriag or death of widow, or during disability or on remarriage of widower, not exceeding 260 weeks; to widow or widower and one or two dependent children, 40% or if three or more children, 45%; to dependent child or children, 25% and 10% for each additional child, not exceeding 40% in all, until 18, but not exceeding 260 weeks; if none of foregoing but parents, if wholly dependent 25%, if partially

dependent 15%; if no dependent parent, but grandparent, same percentage; if none, but dependent grandchild, brother or sister, 15% for one and 5% for each additional one, with maximum of 25%; in all latter cases during dependency, not exceeding 208 weeks; weekly wages taken as not over $25, nor less than $5, and total compensation for death not to exceed $3500. Disability - first two weeks surgical, medical and hospital services and supplies not exceeding $75. Tótal disability — after two weeks 50% average weekly wages, not more than $12.50 nor less than $3 during disability, not exceeding 260 weeks, or in case of temporary disability 26 weeks, but time may be extended by Board 52 weeks. Payment for permanent total disability not to exceed $4000. Partial disability, 50% of difference between weekly wages before injury and probable amount afterwards, not exceeding $10, during disability, not exceeding 5 years.

For certain mutilations. 50% average weekly wages, not exceeding $10 for times specified in schedule. Notice of injury must be given to employer as soon as practicable, and claim made within six months, or within six months after death. Act is administered by Industrial Accident Board. Employer must secure payment of compensation by insurance in approved Insurance or Guarantee Company or by depositing bond with Board, or by satisfying Board of his financial responsibility.

WASHINGTON.- Act compulsory on all persons engaged in certain extra hazardous” work, and others may elect to come in Remedies provided are exclusive of all others. Every employer required to pay annually to State treasury a specified percentage of his pay roll. Employments are classified and premiums aid in each class from a separate fund, liable for accidents in that class, but in no other. No part of premium can be deducted from employee's wages, nor can he waive benefit of Act. Individual employers and members and officers of corporations carried on pay roll at salary not less than average entitled to compensation the same as employees. Employer defaulting payments loses benefit of Act and liable to suit. Compensation : - I. In case of death, (a) Expenses of burial, not exceeding $75. (b)

To widow or invalid widower, monthly payment of $20 for life or until re-marriage, and $5 for each child under 16 not exceeding in all $35 per month. On re-marriage widow receives $240. (c) If no wife or husband, children under 16, each $10 per month, not exceeding in all $35. (d) If none of foregoing, to each other dependent one half of average monthly support received from deceased during previous year, not exceeding $20 per month for all. (e) Parents of unmarried workman under 21, $20 per month until time when he would have reached that age. (f) On death of surviving spouse, to children under 16 double amount previously paid on their account, not exceeding $35 per month. In case of permanent disability — (a). If unmarried $20 per month. (b) If having wife or invalid husband $25. (c) If husband not invalid $15 (d) If having wife or husband and children under 16, or being widow or widow having such children $5 additional for each child; but not more than $35 in all. 3. In case of death during permanent total disability. (a) To widow or invalid widower $20 per month until death or re-marriage, and $5 additional for each child under 16. (b) To orphan child $10 per month, not exceeding in all, $35. 4. In case of

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temporary disability, payments as above as long as total disability continues, increased fifty per cent for first six months, but in no case more than 60% of monthly wage. While disability only partial, payments continue in proportion which new earning power bears to the old; but no payment where loss of earning power is less than 5%. In case of permanent partial disability a lumpsum not exceeding $1500. Awards may be subsequently modified. Industrial Insurance Department has charge of claims. Notice of accident must be reported at once by employer and claim filed within one year.

WEST VIRGINIA. — Act provides for insurance fund in hands of State treasurer. Employers divided into classes according to nature and risk of employment, and premiums assessed accordingly. Premiums paid by employer but ten per cent contributed by employees and deducted from wages. Employer electing to pay premiums not liable for damages at law but must notify employees by posting notices in place of business. Employers not so electing or defaulting in payments liable to suit and cannot avail themselves of the three common law defenses. No compensation in case of self-inflicted injury, wilful misconduct or intoxication of employee. Act does not apply to domestic or agricultural service or to persons employed wholly out of the State. Compensation:- 1. Medical, nursing and hospital services and medicines not exceeding $150, and in case of death funeral expenses not exceeding $75. 2. In case of death within 90 days. (a) To father or mother of employee under 21, and unmarried, half of average weekly wages not exceeding $6, until he would have been 21. (b) To widow or invalid widowes $20 per month until death or re-marriage, and $5 for each child under age of lawful employment, not exceeding $35 per month. (c) If none of above, to others wholly dependent half of average monthly support received from deceased during preceding year until 6 years froni date of injury, not exceeding $20 per month. (d) If none of above, to persons partly dependent same provisions as for those wholly dependent. 3. In case of permanent total disability half of average weekly wage for life, not less than $3 nor more than $6 per week. 4. In case of temporary or partial disability, during continuance thereof, half of impairment of earning capacity, not less than $4 nor more than $8 for not exceeding 26 weeks, but in case of loss of an arm or leg or eye for 156 weeks. No compensation for first week. Act administered, subject to appeal to Court, by Public Service Commission, who may determine questions of liability and manner of payment. Claim must be made within six months. Benefits not assignable or liable for debt.

WISCONSIN. — Employers not electing to pay under the Act deprived of defenses of assumption of risk, and, where there are more than four employees in common employment, negligence of fellow employee and negligence of injured employee unless wilful. Election by notice to Industrial Commission, good for one year, and from year to year thereafter unless withdrawn within 60 days before expiration of year. Acceptance of employer of four or more presumed unless notice given. State, counties, etc. liable as employer to employees, including police and firemen. Employees presumed to accept unless they give notice. Act does not apply to railroad men operating trains unless employer and employees agree in writing. Compensation:- 1. Medical and hospital treatment and supplies for 90 days.

In case of death proximately resulting from injury, - to persons

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wholly dependent, (a) if employee was permanently totally disabled, sum equal to four times average annual earnings, but which added to disability payments to date of death shall not exceed six times average

annual earnings. ...(b) If not permanently disabled, sum which added to disability indemnity equals four times average annual earnings. 3. If death occurs other than as proximate result of accident, before disability indemnity, ceases, (a) if accident proximately causes permanent total disability same as if accident had caused death. (b) Where accident proximately causes permanent partial disability, such benefit as fairly represents proportionate extent of earning capacity. If only partial dependents, death benefit not exceeding four times amount devoted by deceased during preceding year to support of such dependents, apportioned according to proportion of such amount to entire earnings. If no dependents burial expenses, $100. 4. In case of total disability, 65% of average weekly earnings, and during time nurse required after first 90 days, entire weekly earnings. 5. In case of partial disabili 65% of weekly loss of wages during disability. For certain specified mutilations 65% of weekly earnings for from 4 to 200 weeks. In case of permanent disfigurement of face or head, not exceeding $750. In case of temporary or partial disability aggregate indemnity not to exceed four times average annual earnings, and in case of permanent total disability, six times annual earnings. Aggregate disability period not to exceed 15 years. Weekly indemnity due on 8th day withheld but paid afterwards if disability continues until 29th day. In case of permanent injury to employee over 55 compensation reduced 5%; over 60, 10%; over 65, 15%. If injury result from wilful failure to use safety devices, or to obey reasonable rules for safety or from intoxication, indemnity reduced 15%. — Notice of injury within 30 day If no notice or payment within two years claim barred. Employer must insure in some liability company or satisfy Commission of financial ability. Provision also made for mutal employers' insurance company.

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GLOSSARY

OF

LAW TERMS IN COMMON USE

ABANDONMENT. A surrender of rights to property, or of property, by ono

person to another. Used in marine insurance, when the insured, hav. ing been paid as for a total loss, abandons what is left or saved of the

property to the insurers. ABATE. Literally, to throw down. Applied principally to nuisances, and

then means their prostration or removal. ABET. One abets another to commit a crime, by encouraging, command.

ing, procuring, or counselling him thereto. ABDUCTION. Forcibly taking away or detaining a man's wife or child. ABSCOND. To go out of the jurisdiction of the courts, or conceal one's

self, for the purpose of avoiding their process. ACCEPTANCE. The reception of something offered by another with the

purpose of retaining it; or of an order given by another. See chapters

on AGREEMENTS, SALES, and NOTES AND BILLS. ACCESSION. The right by which one bolds all of one's own property

together with all of that which has become united to it, naturally or

artificially. ACCESSORY. In criminal law, means one who is concerned in the perpe

tration of an offence, before the fact, by procuring, counselling, or commanding another to commit it; or, after the fact, one who, knowing the crime to have been committed, relieves, comforts, or assists the

criminal, ACCRETION. The increase of real estate by portions of soil that are added

to it through the operation of natural and gradual causes. ACCRUE. To grow from, or to be added to, as interest accrues on the

principal. ACKNOWLEDGMENT. The act of declaring an act or deed to be his by one

who executed the same. There are various ways of making an acknowl. edgment. See chapter on DEEDS CONVEYING LAND, and forms annexed thereto

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