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MISSOURI, usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and

recovery of debts in, 729.

chattel mortgages regulated by statute in,
658.

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of law of, 767.
MISTAKES of fact may be corrected by the
courts, but mistakes of law will not be,

68.

MORTGAGE OF PERSONAL PROPERTY, Un
der,pledgee may sell the pledge when the
debt is due, and after notice given, 648.
MORTGAGEE of ship, in possession, liable as
owner, 325.

of ship, not in possession, no right to
freight, 333.

insurable interest in property, 414.
has what title to land mortgage, 543.
MORTGAGOR, insurable interest of in prop.
erty, 414.

right of, in regard to mortgaged land,
543.

duty of, in regard to redemption, 544.

MONTANA, law as to rights of married women Mutual Insurance COMPANIES, amount

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insured in, 407.

N.

NEBRASKA, law as to rights of married women
in, 51.

days of grace allowed, and legal holidays

in, 204.

statute of limitations in, 292.
usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and
recovery of debts in, 731.

chattel mortgages regulated by statute in,
659.

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of laws of, 768.
NEGOTIABLE PAPER, what is meant by, 161.
rules of law on subject of, are technical
and exact, 161.

what is essential to, 168.

difference between what is, and what is
not, 168.

time of payment of, must be certain, 168.
must be payable in money, 168.

may be written in pen or pencil, on paper
or any proper substitute, and in any
language, 169.

as to form of, 169.

omission of certain words may be sup
plied, 169.

contingency apparent on the face of, pre-
vents negotiability, 169.

as to whether certain note are, 169.
exception to common law rule in case of,
176, 177.

of transfer after dishono, 180.

NEGOTIABLE PAPER, rights and duties of | NEW JERSEY, number of witnesses to wills

holder of, 179.

rights and duties of maker of, 179.

payable at a time certain, is entitled to
days of grace, 184.

in general, all parties to, entitled to no-
tice, are discharged for want of it, 190.
bill or note ceases to be, when paid, 195.
NEUTRALITY, warranty of, 380.
NEVADA, law as to rights of married women
in, 51.

days of grace allowed, and legal holidays
in, 204.

statute of limitations in, 292.
usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and

recovery of debts in, 732.

chattel mortgages regulated by statute in,
659.

number of witnesses to wills necessary in,
788.

mechanics' liens, abstract of law of, 768.
NEW HAMPSHIRE, law as to rights of mar-
ried women in, 52.

days of grace allowed, and legal holidays

in, 204.

statute of limitations in, 292.

usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
54I.

abstract of laws relating to collection and
recovery of debts in, 733.

chattel mortgages regulated by stacute in,
659.

number of witnesses to wills necessary in,
788.

mechanics' liens, abstract of law of, 768.
NEW JERSEY, law as to rights of married
women in, 52.

days of grace allowed, and legal holidays

in, 204.

statute of limitations in, 293.
asury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
541.

abstract of laws relating to collection and
recovery of debts in, 734.

chattel mortgages regulated by statute in,
659.

necessary in, 788.

mechanics' liens, abstract of law of, 768.
NEW MEXICO, aw as to rights of married
women in, 52.

days of grace allowed, and legal holidays
in, 205.

statute of limitations in, 293.
usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
541.

abstract of Lews relating to collection and

recovery of debts in, 735.

chattei mortgages regulated by statute in,
659.

number of witnesses to wills necessary in,
788.

mechanics' liens, abstract of law of, 769.
NEW PROMISE, by one who had made the
original promise when an infant, 31.

a mere acknowledgment not enough, 31.
may be conditional, 31.

if conditional, condition must be per
formed, 31.

NEW YORK, law as to rights of married wo
men in, 53.

days of grace allowed, and legal holidays

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NORTH CAROLINA, number of witnesses to
wills necessary in, 788. 1

mechanics' liens, abstract of law of, 769.
NOTE, promissory, differs from bill of ex-
change, 163.

indorsed in blank always transferable by
delivery, 171.

when incomplete and invalid, 171.

to a fictitious payee with same name in-
dorsed by maker, will be held the mak-

er's own note, 171.

payable to different persons, in the alter-
native, not good, 172..

payable at any place should be demanded
there, 185.

when not presented for payment, all par-
ties but acceptor or maker are dis-
charged, 185.

sale of, when amounting to usury, 306, 307.
NOTICE, of protest, must be given, even to
one who has knowledge, 187.

no particular form of necessary, 187.
if letters be put in the office, any miscar-
riage does not affect the party giving
notice, 187.

should be sent by public post, 187.
should be sent to place of business or res-
idence of party notified, 188.

of non-payment, should be sent in reason.
able time, 188.

right to, may be waived by agreement,

190.

death or severe illness is excuse for delay

of, 191.

want of, may be cured by express promise
to pay, 191.

NOTICE OF NON-PAYMENT, there is no pre-
sumption of, 189.

each party receiving, has a day before he
is to send it forward, 188.

should be given only by a party liable on
the instrument, 189.

must be given to every antecedent party
who is to be held, 189.

may be given to a party personally or his
agent, 189.

may be given to either of partners jointly
liable; if not partners, then to each

one, 190.

one transferring, without indorsement by
delivery, is not generally entitled to,

190.

to agent is notice to the principal, 189.

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53.

days of grace allowed, and legal holidays
in, 205.

statute of limitations in, 294.
usury laws of, 311.

number of witnesses and acknowledg
ment required to deeds of land executed
in, 541.

abstract of laws relating to collection and

recovery of debts in, 739.

chattel mortgages, statute of, 660.
number of witnesses to wills, 788.
mechanics' liens, abstract of law of, 770.
OKLAHOMA, abstract of laws, 54, 205, 294,
311, 541, 660, 740, 770, 789.
OREGON, law as to rights of married women
in, 54-

days of grace allowed, and legal holidays

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UWNERS, when bound by master's acts, 346, | PARTNERSHIP, is not credited by single joint
347.

when liable for injuries done by master,
346.

of sacrificed property acquire claim for
contribution, 403.

P.

PARTNERS, liability and authority tegin when,

229.

may share the profits or losses as they
choose, 229.

persons may be liable as, to third persons

who are not as between themselves, 230.
who is a secret, dormant, or nominal, 230.
factors, brokers, etc., are not partners

with those employing them, 231.
may dissolve the partnership at pleasure
when working no disadvantage to the
others, 231.

dissolution occurs by death of a general
or special, 232.

dissolution also when one partner's whole
interest is sold on execution, 233.
dormant or secret partner is not liable for
debts contracted after his retirement,
233.

should give notice of retirement, 233.
each one is agent for all, 234.

one cannot bind the firm by a guaranty, a
letter of credit, or submission to arbi-
tration without authority, 235.

may bind the firm by instrument under
seal, 235.

must act as such, to bind the firm, 236.
reception of a new, makes a new firm, 237.
borrowing money for partnership pur
poses creates a partnership debt, 237.
obtaining credit for partnership purposes
makes the firm liable, 237.

partner in general cannot sue another for
claim growing out of partnership inter-
ests, 239.

either may sue for balance on adjustment

of accounts, 239.

may sue his copartner for money ad-
vanced before partnership formed, 239.
who pays more than his share of a debt
must charge the firm, 240.

the firm may sue for goods sold in the
name of one, 240.

surviving, are tenants in common only

with representatives of deceased, 243.

transaction, 229.

all persons competent to do business on
their own account may enter into, 229.
when created, 228

no especial form is necessary for, 229.
may be formed how, 229.

usually is but one business name to a,
231.

principal test of, is participation in profits,
231.

may hold real as well as personal estate,
233.

can have no seal at law, 236.

money lent one partner for partnership
purposes, makes a debt of the, 237.
firm is liable only to one who deals with
a partner in good faith, 238.

may be liable for injury caused by crimi.
nal acts of a partner, 238.

funds of, must first be applied to partner.
ship debts, 241.

creditors cannot attach private property
till private creditors are satisfied, 241.
property goes, in case of death of one
partner, to the others, only for purpose
of settlement, 243.
limited, requisites of, 244.
effect of dissolution of, 243.

dissolution of, held to avoid policy of in-

surance, 424.

PART OWNERS OF SHIPS, rights and obliga
tions of, 323.

of ships, not necessarily partners, 323.
may sell his share of ship, 323.

all are liable for repairs to ship, 323.
ship's husband, is commonly one of, 324
PASSAGE-MONEY, rules of, analogous to those
of freight, 334.
PASSENGERS, may be salvor, 344-
PATENTS, the law of, 664.

what may be patented, 664.
who is entitled to a patent, 664.
what will prevent the granting of a patent,
665.

mode of proceeding to obtain a patent,
665.

applications; what, and how to be made,
665.

specifications; what, and how to be made,
666.

oath, or affirmation; what, and how to be
made, 668.

PATENTS, foreigners; what they must do,
669.

drawings; how they must be made and
sent to the patent-office, 669.

model; how it must be made and sent
to the patent-office, 670.
examination, when, and how made in
the patent-office, 670.

appeals to the examiners-in-chief, 672.
appeals to the Supreme Court of the
District of Columbia, 673.

rules regulating the above appeals, 673.
interferences, 674.

re-issues, and surrender, 675.
disclaimers, 678.

extensions, 678.

designs, how they may be patented,
678.

foreign patents, do not prevent taking
one here, 681.

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149.

may be appropriated at time of, by
payor, 149.

impossibility of presenting a bill for,
excuse some delay, 183.

time of, in negotiable paper, must not
depend on a contingency, 168.

of negotiable paper, must be in money,
168.

of bills, notes, etc., is to be demanded
promptly, though need not be done
instantly, 184.

demand of, is sufficient, if made at
usual residence or place of business
of payer, 183.

what constitutes demand, and refusal
of, 183.

bankruptcy or insolvency no

excuse

for not demanding, 183.
bills on demand should be presented
in a reasonable time for, 184.

PAYMENT, every demand for should be
made at the proper place, 185.

part, takes debt from under statute of
limitation, 281.

debtor may appropriate, to any one of
several debts, 281.

PENALTY, of a bond, 105.

for not signing shipping articles, 350.
for discharging seamen without their
consent, 353.

PENNSYLVANIA, law as to rights of married
women in, 54.

days of grace allowed, and legal holi-
days in, 205.

statute of limitations in, 295.
usury laws of, 311.

number of witnesses and acknowledg-
ment required to deeds of land exe-
cuted in, 541.

abstract of laws relating to collection
and recovery of debts in, 742.
chattel mortgages, regulated by statute
in, 661.

number of witnesses to wills necessary
in, 789.

mechanics' liens, abstract of law of,
771.

PERILS, of the sea, 388.

by fire, 389.

PHILIPPINES, laws of, 882.
PILOTS, responsibilities of, 353.
PLACE, what is meant by law of, 312.
general principles of law of, 312.
law of, influencing contracts, 314.
POLICY, of insurance, 370.

subsequent additions to, 371.
of insurance, how affected by assign-
ment, 372.

of insurance, assignment of, 372.
of insurance, when altered, 371.
when open or valued, 372.

wager, 372.

value insured in an open, 373.
memorandum in, 379.

express warranty in, 379.
embraces what perils, 387.
providing against barratry by clause
in, 390.
liberty, 393.

as to total loss, in the provisions of
the, 398.

valuation in the, generally determines
the estimate of the loss, 398.

of fire insurance, what necessary to
execution of, 407.

when delayed and company not bound,

407.

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