IDAHO, usury laws of, 309.

abstract of laws relating to collection and
recovery of debts in, 714.

chattel mortgages regulated by statute in,
655.

INDORSEMENT may be restored if struck out
by mistake, 194.

may be made on the paper before the
note or bill be drawn, 195.

in blank, or in full, what they are, 171.

by law merchant, bills and notes payable
to order are rightfully transferred only
by, 192.

in full, or in blank, 192.

as to special, 193.

the genuineness of each previous, 193.
may make a bill payable to himself alone
by special indorsement, 192.
of bill of exchange, 163

right and duties of, 191, 192.
INFANTS, or minors, chap. iii, 30.
who are, 30.

when persons cease to be, 30.

promise of, if not for necessaries, voidable
by the infant, 30.

promise of, for necessaries, not voidable

by him, 32.

promise of, may be confirmed, without
words, 31.

liable for frauds of any kind; therefore

liable if he obtains goods or money by
representing himself of full age, 32, 33.
ratifies his promise to pay by keeping the

thing for which he promised to pay, 33.
necessaries, what are, 32.

if one avoids a contract because made in
infancy, he can take no benefit from it
33.

liable for torts, or wrong doing, 32.
INN-KEEPERS, rights and duties of, 276.
IOWA, law as to rights of married women in,
45.

days of grace allowed, and legal holidays
in, 202.

statute of limitations in, 288.
usury laws of, 309.

number of witnesses and acknowledgment
required to deeds of land executed in,

539.

abstract of laws relating to collection and
recovery of debts in, 717.

chattel mortgages regulated by statute in,
656.

number of witnesses to wills necessary in,

786

join in, 193.

the signatures of all previous indorsers

are admitted by each, 193.

INSURARLE INTEREST, and how discharged,

372.

INSURANCE, policy of, 370.

INSURER, held for losses by fire, 389.
liable for theft after shipwreck, 389.
liable for misconduct of the crew, when,

390.

when liable under the general clause, 391.
liabilities in case of prohibited or contra-
band trade, 391.

liabilities in case of capture, arrest, or de-
tention, 390.

how affected by detention, 390.

how affected by deviation, 392.

by payment for loss, acquire the insured's
claim for contribution, etc., 403.
when discharged by alterations, 413.
must know whom they insure, 416.
should be informed of what facts, 420.
risk incurred by, 421.

when not chargeable, 421.

whether held for loss occasioned by negli-

gence of the insured or his servants, 422.
liable for buildings blown up to check
fires, 421.

when liable for property destroyed by

lightning, 421.

never held to pay more than sum insured,
422.

INSURERS, against fire, not held to pay tor
loss of profits, 425.

pay whole amount lost, when covered by

policy, 425.

have a right to rebuild premises when de
stroyed, 425.

384.

must account for proceeds of sale when
made by the master under necessity,
399.

may abandon, when, 400.

party, bound by what rules, 407.

all become members when insured in mu-
tual insurance companies, 405.

must have an interest in the property in-
sured, 414.

when liable for assessments after loss

under mutual policy, 426.

must have an interest in life insurance, 434.
INSURER, how bound by the contract, 370.
discharged by concealment or misrepre-
sentation, 383.

liable for what risks, 387.

when liable for collision, 389.

how far answerable for perils of the sea,
388.

INTEREST, is what, 300.

may be demanded, on what grounds, 300.
is allowed by law, how, 300.

not generally recoverable, when, 301.
laws regulating, 301.

when usurious, 301.

banks receive more than legal, 305.
compound, incidents of, 307, 308.
compound, is not strictly usurious, 307.
method of computing, 308.
insured's claim founded on, 375.
insurable, 374.

insurable, how discharged, 375.
of the insured, 414.

of mortgagor and mortgagee, as to insur
ing mortgaged property, 414.
who have an insurable interest, 414, 415.
exception as to the rule of any one al-
lowed to insure property as his own in
which he has a legal interest, 415.

J.

JOINT-TENANCY, and JOINT TENANTS, law-
terms; when two or more persons own
anything jointly, as joint-tenants, if one
dies, the survivor or survivors take the
share or interest of the deceased person,
243.

JUDGMENT, confession of, 198.
JUDGMENTS, abstract of the laws of all the
States respecting, 705.

JURISDICTION, over salvage cases, 345.

K.

KANSAS, law as to rights of married women
in, 46.

days of grace allowed, and legal holidays

in, 202.

statute of limitations in, 288.

usury laws of, 309.

number of witnesses, and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and

recovery of debts in, 719.

chattel mortgages regulated by statute in,
656.

number of witnesses to wills necessary in,
786.

mechanics' liens, abstract of law of, 764.
KENTUCKY, law as to rights of married wo-
men in, 46.

days of grace allowed, and legal holidays
in, 203.

statute of limitations in, 289.

usury laws of, 309.

number of witnesses, and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and
recovery of debts in, 720.

chattel mortgages regulated by statute in,
656.

number of witnesses to wills necessary in,
786.

mechanics' liens, abstract of law of, 765.

L.

LANDS can be transferred by deed only, 440.
LAW-MERCHANT, what is meant by it, 28.

LAW OF PLACE, 175.

what is meant by, 312.

as influencing contracts, 313.
general principles of, 312, 313.

of a State binds all persons and things
within the limits of the State, 312, 313.
has no force beyond the limits of the
State, 313.

of foreign States, have, by comity, a qual-
ified influence, 313.

of contract, governs the effect of the con-
tract in regard to personal property, 313.
of real property, governs the construc-
tion of the contract, 313.

LAW, of shipping, how considered, 318.
of freight, 328.

of foreign country is presumed to be the
same as in the place of suit, in absence
of testimony, 176.

LAWS, regulating pilotage, 353.

regulating interest and usury, 301.
LAY-DAYS, are what, 337.
LEASE, definition of contract of, 604.

what passes to tenant under, 604.
duties and obligations of landlord under,
604.

rights and duties of tenant under, 605、
608.

privilege of underletting by tenant under,

606.

tenant when entitled to crops sown dur
ing the, 607.

rights of tenant after expiration of, 607.
what fixtures may be removed at expira
tion of, 608.

abstract of the laws concerning, 609.
LENDER may charge extra price for risk in-
curred, 305.

on bottomry bond has no right to freight,
333.

LIABILITY of an agent, 215.

of carrier for baggage of passengers, 271.
of carrier may be modified by notice, 269.
of carrier, to third persons, for injury
done them by carrier or servants, 273.
of insurers, not affected by risk of the
market, 404.

none attaches to the insurers for a loss
occurring by natural or other causes
not insured against, before a loss in
sured against happens, 405.
of master for discharging seamen, 353.

846

LETTER, contract by, 71.

66 completed when letter
of acceptance mailed, 71.

LIBEL, when presented, 343.
LIBERTY POLICIES, 393.

IEN, means the right of the seller to retain
the property till some claim he has is
satisfied, 118.

is lost by the seller, if the goods are deliv-
ered, 118.

of bottomry bond, depends not on posses-
sion, 327.

ship has, on goods for freight, 330.

of seamen, on ship and freight for wages,
351.

of material men, for supplies to ships, 354.
of carrier, on goods, 266.

of mechanics and material men, law of,
with forms and directions. 761.

LIFE INSURANCE, purpose and method of,
430.

how effected, 430.

rules of contracts applicable to, 430.
premium for, how paid, 431.
LIFE-POLICIES, assignable at law, 434.

LIMITED PARTNERSHIPS, requisites of, 244.
LIMITATIONS, statute of, 278.

statute of, construction of, 279.
statute of, new promise under, 280.
statute of, part payment under, 281.
statute of, when period of limitation be-
gins under, 283.

statute of, statutory exceptions under,
282.

statute of, does not affect collateral secu-
rity, 284.

of owner's liability for master's misdeeds,
.350.

abstract of statutes of, in all the States,
284.

Loss, how divided for average and contribu-

tion, 341.

owner, 401.

abstract of laws relating to collection and
recovery of debts in, 722.

chattel mortgages regulated by statute in,
656.

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of law of, 765.
MARINE INSURANCE. See INSURANCE, 269.
MARYLAND, law as to rights of married
women in, 48.

days of grace allowed, and legal holidays

in, 203.

scatute of limitations in, 290.
usury laws of, 309.

MARYLAND, number of witnesses and ac-
knowledgement required to deeds of

land in, 540.

abstract of laws relating to collection and
recovery of debts in, 723.

chattel mortgages regulated by statute in,
657.

number of witnesses to wills necessary in,
787.

MICHIGAN, days of grace allowed, and legal
holidays in, 203.

statute of limitations in, 290.
usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and
recovery of debts in, 725.

MARRIED WOMEN (chap. v), 37.

rights of the husband at common law, as
to, 37.

all the property, real or personal, 38, 39.
common law as to, not just or right, and
changed by statute in nearly all our
States, 39.

law of, as it stands in the statutes of the
several states, ABSTRACT of, 40.
wife may always be agent of her husband,
59.

the frequent necessity of putting their
property under trust, and how it can be
done, 60.

MASSACHUSETTS, law as to rights of married
women in, 49.

days of grace allowed, and legal holidays
in, 203.

statute of limitation in, 290.
usury laws of, 309.

number of witnesses and acknowledgment
required to deeds of land executed in,
540.

abstract of laws relating to collection and
recovery of debts in, 724.

chattel mortgages regulated by statute in,
657.

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of law of, 766.
MASTER OF SHIP, should sign bill of lading,
329.

and officers, not salvors, 344.
holding goods for contribution, 344.
powers and duties of, 346.
power to sell the ship, 346.

his liability for discharging seamen, 353.
duties of repairing ship, 346.
MATERIAL-MEN, lien of, 354. See LIENS

OF MECHANICS AND MATERIAL-MEN.
MECHANICS, liens of, 761.

MICHIGAN, law as to rights of married women

in. 49.

statute in, 657-

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of law of, 766.
MINNESOTA, law as to rights of married
women in, 50.

days of grace allowed, and legal holidays
in, 204.

statute of limitations in, 291.

usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of lands executed in,
540.

abstract of laws relating to collection and

recovery of debts in, 727.

chattel mortgages regulated by statute in,
658.

number of witnesses to wills necessary in,
787.

mechanics' liens, abstract of law of, 767.
MISREPResentation and Concealment,
383.

MISSISSIPPI, law as to rights of married
women in, 50.

days of grace allowed, and legal holidays
in, 204.

statute of limitations in, 291.

usury laws of, 310.

number of witnesses and acknowledgment
required to deeds of lands executed in,
540.

abstract of laws relating to collection and
recovery of debts in, 728.

number of witnesses to wills necessary in,
787.

chattel mortgages regulated by statute in,
658.

mechanics' liens, abstract of law of, 767.
MISSOURI, law as to rights of married women
in, 50.

days of grace allowed, and legal holidays

in, 204.

statute of limitations in, 291.