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AGENTS must keep exact account of all do, ALABAMA, number of witnesses and acknowl-
ings, 219.

edgment required to deeds of land ex.
when he may throw up the agency at

ecuted in, 538.
pleasure, 220.

abstract of laws relating to collection and
authority of, is revoked by insanity, 220.

recovery of debts in, 705.
AGREEMENT AND Assent (chap. vi), 67.

chattel mortgages regulated, 653.
the legal meaning of, and requirement of,

number of witnesses to wills, 784.

mechanics' liens, abstract of law of, 761.
67.
when parties understand each other dif- ALASKA, mechanics' liens, 761.

number of witnesses to wills, 784
ferently, what their rights, 68.
in construing, the intention of the parties ALIENATIon, in the law of insurance, what is
always a guide, 68.

considered such as to terminate the.in.
mistakes of fact in, may be corrected by sured's interest, 423.

the courts; mistakes of law cannot be, consent of insurer should be obtained to,
68.

423.
what a legal assent is, 69.

of policy, 424.
offers made on time, 70.

ALLOWANCE, in the law of insurance, of new
a bargain made by correspondence, 71.

for old, 403.
what evidence may be received in refer- ALTERATIONS, of policy of insurance, 371.
ence to a written contract, 72.

effect of, on insured property, 412.
of custom, or usage, 74.

prudent to obtain insurer's assent to, 413.
to do work, when broken by promisor, APPRENTices (chap. iv), 34.

without good cause, he cannot recover, obligations of the master, 35.
102.

obligations of the apprentice, 35.
rules for determining, when original agree what misconduct of, authorizes a dis-

ment has been somewhat departed from, charge of him by his master, 35.
103.

seducing an apprentice away from his
when may be and when it should be made

master, liability for, 35.
without seal, 104.

APPLICATION, for insurance, how made, 409.
when under seal, and so formed that it ARIZONA, law as to rights of married women

becomes an indenture, 104.
when by one only, without seal, it is a

days of grace allowed and legal holidays
simple promise, 104.

in, 201.
when by one only, under seal, it becomes

statute of limitations in, 285.
a bond, 104.

usury laws of, 308.
to be performed within a year, when not number of witnesses and acknowledgment
affected by the statute of frauds, 145.

required to deeds of land executed in,
form, and subject-matter of, 146.
I name be printed to, may be sufficient

abstract of laws relating to collection and
signature, 146.

recovery of debts in, 705.
when it should be writter. and signed by

chattel mortgages regulated by statute in
both parties, 77.

653.
not controlled by oral testimony, except in number of witnesses to wills necessary in,
case of fraud, 77.

784.
for sale of lands, should always state cov. mechanics' liens, abstract of law of, 768.
enants contemplated, 85.

ARKANSAS, law as to rights of married wome
for arbitration, not binding on any, unless

in, 40.
a!l have entered into it, 100.

days of grace allowed and legal holidays
ALABAMA, law as to rights of married women in, 201.
in, 40.

statute of limitations in, 285.
days of grace allowed, and legal holidays usury laws of, 308.
in, 201.

number of witnesses and acknowledgment
statute of limitations in, 284.

required to deeds of land executed in
usury laws of, 308.

in, 40.

538.

538.

OF

ARKANSAS, abstract of laws relating to col.

lection and recovery of debts in, 706.
chattel mortgages regulated by statute

in, 654.
number of witnesses to wills necessary

in, 785.
mechanics' liens, abstract of law of,

761.
ARBITRATORS, submission to, when it may

be set aside by either party, before

award made, 254.
ARBITRATION, is favored by law, 250.
ARTICLES of shipping, 350.
ARREST, of vessel, how affecting insurers,

390.
abstract of the laws of all the States

respecting, 705.
ASSIGNMENT,

definition of, 113.
of policy of insurance, 372.
of policy, avoids it, when, 424.
of policy, should be made on it, 429.
always best to secure the insurance

company's assent to, 429.
of policy, what constitutes, in life in.

surance, 435.
ATTACHMENT.-See RecoveRY DEBTS,

703
abstract of the laws of all the States

respecting, 705.
AUTHORITY, extent and duration of agent's,

212.
execution of, must be conformed to

with strictness, 214.

of ship-master, 346.
AUTOMOBILES, rights and duties of, 888.
AVERAGE, general, 338.

when within the scope of insurance,

402.
what is not included in, 339.
adjustment of, 341.
adjustment of, by whom made, when,

343
Award, essentials of, 250.

must be certain, 251.
must be possible, 251.
when fully made, none of the parties

have further control, 255.
should be sealed up and delivered to

all the parties, 255.
must be reasonable, 251.
must be final and conclusive, 251.
no especial form of, necessary, 253.
the directions in submission of, must

be strictly followed, 253.
set aside, if procured by corruption

or undue means," 253.
set aside, if the arbitrator has made a

material mistake of law or fact, 253.

B.
BAILEE, may insure against fire, 416.
BAILMENT, 865.
BANKS, receive more than legal interest,

305.
BANK Bills, are promissory notes of a

bank, payable to bearer, 172.
a good tender, unless objected to at

the time, 172.
Bank CHECK, is a bill of exchange, 172.

requires no acceptance, 173.
if drawn when drawer has no funds in

the bank, it is a fraud, 173.
usually payable to bearer, 173.
is not payment till cashed, 173.
countermanded by death of drawer,

174.
if a bank pay a forged, it is its own

loss, 174.
BAGGAGE, carrier liable

for

reasonable
amount of, 271, 272.

what has been held as, 271, 272.
BARGAIN, naked, is when no consideration

is given, 97.

for real property, void when oral, 450.
BARRATRY,

how defined, 390.
how provided against in the policy,

390.
BILL OF LADING, essentials of, 328-330.

signed by master of ship, 329.
I evidence against shipowners, 329.

how given in case of charter par.

ties, 335.
BILL, legal meaning of, 149.

of exchange, foreign and inland, 175.
maker or acceptor of, how bound to

pay the same, 179.
what is meant by foreign, 186.
loss of, no excuse for not protesting

it, 186.
notarial seal, evidence of dishonor of

foreign, 186.
paid at maturity ceases to be nego-

tiable, 195.
portion of, cannot be transferred, 195.
may be transferred by endorsement of

executor, after death of the holder,

195
of sale of vessel, 355.
of exchange, is what, 162.
difference between parties to promis.

sory note and parties to, 166.
BLOCKADE, what it is, and law of, 391,
when it

may

be

run, 391.
BOARDERS and guests at hotels, distinction

between, 277
Bond, essentials of, 104.

condition of, 105.

BOND ni bottomry, 325-327.

CARRIER, common, obligation of, 261-266.
of respondentia, by whom given, 348. common, cannot refuse goods without
applies to what, 348.

good cause, 261.
BOTTOM RY, contract of, 325-327.

common, is bound to receive goods in a
bond of, 325-327.

suitable

way,

and at suitable times and
pledge, when justified, 347.

places, 262.
BROKERS, have generally no authority to re common, is bound to comply with direc:
ceive payment, 222.

tions, 262.
Braness Law, in general, in chap. ii, 27. common, obligation as to passengers, 262,
Bu«ER, acquires the right to consider no sale 263.

as made, if the seller neglects or refuses common, obligation as to delivery of
to deliver the goods in reasonable time, goods, 264, 265.
119.

common, immediate notice must be given
when imposed upon by fraudulent sale when not delivered to owner or agent,

must at once exercise right of annul. 264.
ling it, as soon as he knows the fraud, common, lien of, on goods, 266.
128.

common, liability of, 266-268.
C.

common, liable for loss happening under
CALLORNIA, law as to rights of married

his charge, except for act of God or
women in, 40.

public enemy, 267.
days of grace allowed, and legal holidays

common, liable for loss by fire, 267.

common, general principles of agency
in, 201.
statute of limitations in, 285.

apply to, 268.
usury laws of, 308.

common, may be liable beyond his own
nuniber of witnesses and acknowledge

route, 268.
ment required to deeds of land executed

of passengers, is under more limited lia.
in, 538.

bility, than carrier of goods, 268.
abstract of laws relating to collection and

common, has a right to modify his liabi).

ity by bargain, 269.
recovery of debts in, 707.
chattel mortgages regulated by statute in,

common, notice by, if reasonable and just,

is binding, 269.
654.
number of witnesses to wills necessary

liability of, for goods carried by passen-

gers, 271-273.
in, 785.
mechanics' liens, abstract of law of, 762.

liable for necessary amount of baggage,

271, 272.
Canada, laws of, 58, 692, 700.
usury laws of, 308.

may insure against fire, 416.
CAPTURE, how affecting insurers, 391.

CHARTER, power of master to, 346.
Cargo, a part of the, when legal, may be CHARTERER, of ship, rights of, 334, 335.
insured, 376.

CHARTER PARTY, 359.
when sold, or pledged by master, 347.

defined, 334.
CARRIER, is liable only for goods delivered to

no particular form for, 335.
him, 272.

how suspended or annulled, 338.
is liable only for injuries done by himself contract of, may be dissolved, how, 338.
or servants to third persons, 273.

CHATTEL MORTGAGES, abstract of the laws
private, liability of, 257, 258.

of all the States respecting, 653.
when gratuitous bailee, 258.

CHOSES in Possession, a law term, explained,
private, liable for gross negligence, 258.
common, who is a, 259.

CHOSES IN ACTION, a law term, explained, 38.
common, rights and responsibilities of, CLAIM, for contribution, 338.
259.

of insured, founded on interest, 374.
common, distinction between private and, Codicils, meaning of, law of, and rules con
259.

cerning, 779.
common, who are chargeable as, 259, 260, COLLISION, who liable for, 348.

38.

318.

COLLISION, rules in regard to, 349.

Connecticut, abstract of laws relating to
a peril of the sea, 389.

collection and recovery of debts in, 710.
ColoRADO, law of as to rights of married chattel mortgages regulated by statute,

in, 654.
women, 41.
days of grace allowed, and legal holidays

number of witnesses to wills necessary in,
in, 201.

785.
statute of limitations in, 286.

mechanics' liens, abstract of law of, 762.
asury laws of, 309.

CONSIDERATION, required to support a prom-
Aumber of witnesses and acknowledgment

ise, 97.
required to deeds of land executed in,

exceptions to the rule requiring considera.

tion for a promise, 97.
539.

sufficiency of, 98.
abstract of laws relating to collection and
recovery of debts in, 708.

what is a sufficient, 98-100.
chattel mortgages, regulated by statute in,

cannot be anything by which the publie

interests are harmed, 99.
654
number of witnesses to wills necessary in,

one promise is sufficient, for another, 99.

failure of, 102.
785.
mechanics' liens, abstract of law of, 762.

when failure is partial only, may be

foundation for promise, 102.
COMMON CARRIER. See CARRIER.
COMMON Law, as distinguished from stat-

merely moral, is not in law a sufficiently

legal, 100.
utes, 27.
COMMERCE, power to regulate, in Congress,

illegal, 101.

impossible, 101.
COMMERCIAL AGENTS, jurisdiction of, over

implied by seal, 106.

need not be alleged in a bond, 106.
beamen, 352.

need not be expressed in agreement, 146
COMPOUND INTEREST. See INTEREST.
COMPANIES, for effecting fire insurance, 405.

what it may be, valuable, legal, or moral,

178.
mucual, compared with joint stock, 405.

none sufficient when illegal, 178.
usage of each other, may be appealed to

may be illegal, in how many ways, 178.
in what cases, 407.

for the insurance, 370.
all msured, become members in mutual CONSIGNEE, may assign bill of lading, 329
fire insurance, 405.

cannot abandon goods for freight so long
COMPLIANCE, with terms offered, when it

as they remain" in specie,” 333.
niakes a contract, 69.

oath or affirmation, 365.
CONCEALMENT and misrepresentation, 383.

may insure against fire, 415.
converse of representation, 419.

may cover in one policy, in his own name,
effect of, 419.

goods of various consignors, 415.
when would operate as fraud, and avoid

not bound to insure, but may in his dis-
the policy, 420.

cretion, 415.
in case of life insurance, 435-439.

CONSTRUCTION, of statute of limitations, 279.
CONDITION, of a bond, 105.

CONSULS, jurisdiction of, over seamen, 352.
on which application for insurance is CONTRACT, for building, should always be

accompanied by specifications, 92.
effect of, in deed, 449.

void for illegality or fraud, 126.
CONFESSION, of judgment, 197.

when“ wager," 127.
CONNECTICUT, law as to rights of married

is vitiated and avoided by fraud, 127.
women in, 42.

in general, the law of place governs every,
days of grace allowed, and legal holidays

175.
in, 201.

law of the court determines all questions
statute of limitations in, 286.

as to remedy on a, 176.
usury laws of, 309.

for usury, wholly void, 302.
number of witnesses and acknowledgment foreign, for usury, valid everywhere but in

required to deeds of land executed in, the States where suit is brought, may
539.

be enforced there, 304.

based 409.

CONTRACT, law of place of, governs construc-

D.
tion of, 314.

DAKOTA, NORTH AND SOUTH, law as to
valid where made, valid elsewhere, 313.

rights of married women in, N. D., 53;
is made when, 314-

S. D., 55.
is made where, 314.

days of grace allowed, and legal holidays,
as influenced by law of place, 314, 315.

in, N. D., 205 ; S. D., 206.
of bottomry, 325-327.

statute of limitations in, N. D., 294; S.
of affreightment, is entire, 330.

D., 29h.
of charter party, how dissolved, 338.

usury laws of, N. D., 310; S. D., 311.
of insurance, 370.

number of witnesses and acknowledg-

ment, required to deeds of land exe.
of insurance, when complete, 407.

cuted in, N. D., 541; S. D., 541.
of insurance must be strictly regarded,

abstract of laws relating to collection and
407.

recovery of debts in, N, D., 738; S. D.,
general principles of construction of, 796.

745.
some general rules of construction of, 797.

chattel mortgages regulated by statute in,
CONTRIBUTION, claim for, during embargo or

N. D., 660 ; S. D., 661.
capture, 338.

number of witnesses to wills necessary in,
how made, 338.

N. D., 788; S. D., 789.
for ship's repairs, 339.

mechanics' liens, abstract of law of, N. D.,
CONVEYANCES, of ships, recorded, 318.

770; S. D., 772.
by one insured, when treated as a mort-

DAMAGES, when liquidated, when unliqui-
gage, +24.

dated, 134, 301.
COVENANTS, of special or general warranty, Days OF GRACE and holidays in all thu

should be stated in agreement for sale States, abstract of, 201,
of lands, 85.

Debt, barred under statute of limitations, 279.
of warranty, in deed, 447, 448.

Debtor may insure his life in favor of
COPYRIGHTS, law of, 696.

creditor, 434.
what may be the subject of, 696.

Debts, recovery and collection of, 703.

Deed, meaning of legal and common, 440.
how copyrights may be obtained, 697.

should be signed, and in what manner,
period of time for which they secure the

410.
right, 699.

seal of, is what, 441.
punishment for infringement of copyright, should be delivered, 441.
696

may be delivered by what persons, 442.
agreement respecting copyrights and pub execution of, should be attested by wit-
lishing, 700.

nesses, 442.

acknowledgment of, incidents of, 443.
COVERTURE, a law-term, means marriage.

must be registered in the proper record
CREDITORS, partnership, cannot attach pri-

ing office, 444.
vate property till private creditors are

effect of non-recording, 445.
satisfied, 241.

should be dated, 445.
levy of private, on partnership property,

customary to name consideration in, 445.
confers only what the partner has, 241. receipt of consideration in does not bind
have an insurable interest in the life of

seller, 446.
their debtor, 434.

description of land in, should be minute
Custom, of merchants, its force and effect, 28. and accurate, 446.
not valid if illegal, 29.

when conferring life-interest, merely, 446.
has no force when contract made express-

when conferring fee-simple, 447.
ly to the contrary, 76.

terminated by clause of execution, 447.

of warranty, or of quitclaim, 447.
or usage, made use of in construing the

of quitclaim, with warranty, 448.
meaning and effect of a contract, and

hardly safe to have condition in, 449.
of the words used, 74, 75.

as to husband and wife joining in, 449.
never considered, if parties expressly

variety of, 450.
agree to disregard it, 76.

deed-poll explained, 457
effects of, on contracts, 802.

of indenture, 451.

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