3 ACTUARIAL SOCIETY "The work of science is to substitute facts for appearances and demonstra- TRANSACTIONS May 15th and 16th, 1913 MEM v.14 3677521 The Society is not responsible for statements made or opinions .... Effect on Mortality of Selection By the Insured; Mortality After the Deferred Dividend Period. Arthur Hunter.... Provisions for Expenses in Savings Contracts. Miles M. Dawson.. 44 Total Disability Benefits; With Special Reference to Pension Fund OFFICE, 346 BROADWAY, NEW YORK CITY. MAY 17th, 1913. THE COUNCIL. OFFICERS: WILLIAM C. MACDONALD, PRESIDENT. ARTHUR HUNTER, VICE-PRESIDENT. ROBERT HENDERSON, SECRETARY. DAVID G. ALSOP, TREASURER. WENDELL M. STRONG, EDITOR OF THE TRANSACTIONS. EMMA WARREN CUSHMAN, MILES MENANDER Dawson, CHARLES REGINALD FITZGERALD, FREDERICK WILLIAM FRANKLAND, JOHN MARSHALL GAINES, CLAYTON COLMAN HALL, SAMUEL STICKNEY HALL, MENNO SNYDER HALLMAN, EDWARD EDGINGTON HARDCASTLE, WILLIAM HENDRY, CHARLES DANIEL HIGHAM, WILLIAM RICHMOND HITCHINS, ARTHUR HUNTER, ROBERTSON GILBERT HUNTER, ROBT. WATKINSON HUNTINGTON, JR., WILLIAM ANDERSON HUTCHESON, OSCAR BROWN IRELAND, SOLOMON ACHILLOVICH JOFFE, GEORGE HALSEY KIRKPATRICK, JOHN MORRISON LAING, GEORGE LESLIE, GEORGE JAMES LIDSTONE, LOUIS LINZMEYER, JAMES FULTON LITTLE, CHARLES ALVIN LOVELAND, WILLIAM CAMPBELL MACDONALD, ALBERT QUIQUET, CHARLES GRANT REITER, EDWARD E. RHODES, JOSEPHUS HARGREAVES RICHARDSON, JOHN GEORGE RICHTER, HUGH WILFRED ROBERTSON, JOHN FRANCIS ROCHE, DOUGLAS H. ROSE, GERALD HEMMINGTON RYAN, |