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National Housing Act

Title 1-Manufactured home and home improvement loans.

Title II—Basic mortgage insurance programs, temporary mortgage assist-

ance payments, and graduated payment mortgages...

Title III- National mortgage associations (note)

Title IV-Insurance of savings and loan accounts (note)

Title V-Miscellaneous ..

Title VI-War housing insurance (note)..

Title VII—Insurance for investments in rental housing for families of

moderate income (note).

Title VIII-Armed services housing

Title IX-National defense housing (note).

Title X-Land development

Title XI-Group practice facilities..

Title XII–Property and crime insurance (note)

Right of redemption; resales of FHA-financed housing..

Builders warranty.

Equity skimming

Fraudulent appropriation of mortgage proceeds

Insurance of BMIR and section 202 mortgages under section 236

Minimum property standards-masonry construction.

Prototype costs....

Emergency mortgage relief..

Reports on residential mortgage delinquencies and foreclosures..

Multifamily mortgage foreclosure proceeding.............

Part IV-SECONDARY MARKET FOR MORTGAGE LOANS

Federal National Mortgage Association and Government National Mortgage

Association (title III of the National Housing Act)

GNMA-administrative expenses..

Partition of FNMA..

Mortgage-backed securities program proposals

Repeal of special assistance and emergency mortgage purchase assistance

functions of GNMA.....

Sections 305 and 313 of FNMA Charter Act prior to repeal

GNMA commitment extension...

Federal Home Loan Mortgage Corporation Act

Participation sales ...

PART X-APPROPRIATIONS

HUD appropriations, fiscal year 1985.

Continuing appropriations, fiscal year 1985

Permanent appropriations

List of appropriation laws for fiscal years 1974 through 1984.

793

808

812

813

PART XI-MISCELLANEOUS

List of related laws.

List of obsolete housing laws

List of housing related laws enacted since October 1, 1981

List of nonrecurring reports

Glossary

United States Code conversion tables

Index of topics.....

Index of Federal housing and related laws......

Mortgage insurance funds....

815

816

816

818

823

837

843

847

850

NATIONAL HOUSING GOALS

EXCERPT FROM THE HOUSING ACT OF 1949

[Public Law 171, 81st Congress; 63 Stat. 413; 42 U.S.C. 1441)

DECLARATION OF NATIONAL HOUSING POLICY SEC. 2. The Congress hereby declares that the general welfare and security of the Nation and the health and living standards of its people require housing production and related community development sufficient to remedy the serious housing shortage, the elimination of substandard and other inadequate housing through the clearance of slums and blighted areas, and the realization as soon as feasible of the goal of a decent home and a suitable living environment for every American family, thus contributing to the development and redevelopment of communities and to the advancement of the growth, wealth, and security of the Nation. The Congress further declares that such production is necessary to enable the housing industry to make its full contribution toward an economy of maximum employment, production, and purchasing power. The policy to be followed in attaining the national housing objective hereby established shall be: (1) private enterprise shall be encouraged to serve as large a part of the total need as it can; (2) governmental assistance shall be utilized where feasible to enable private enterprise to serve more of the total need; (3) appropriate local public bodies shall be encouraged and assisted to undertake positive programs of encouraging and assisting the development of well-planned, integrated residential neighborhoods, the development and redevelopment of communities, and the production, at lower costs, of housing of sound standards of design, construction, livability, and size for adequate family life; (4) governmental assistance to eliminate substandard and other inadequate housing through the clearance of slums and blighted areas, to facilitate community development and redevelopment, and to provide adequate housing for urban and rural nonfarm families with incomes so low that they are not being decently housed in new or existing housing shall be extended to those localities which estimate their own needs and demonstrate that these needs are not being met through reliance solely upon private enterprise, and without such aid; and (5) governmental assistance for decent, safe, and sanitary farm dwellings and related facilities shall be extended where the farmowner demonstrates that he lacks sufficient resources to provide such housing on his own account and is unable to secure necessary credit for such housing from other sources on terms and conditions which he could reasonably be expected to fulfill. The Department of Housing and Urban Development and any other departments or agencies of the Federal Government having powers, functions, or duties with respect to housing, shall exercise their powers, functions or duties under this or any other law, consistently with the national housing policy declared by this Act and in such manner as will facilitate sustained progress in attaining the national housing objective hereby established, and in such manner as will encourage and assist (1) the production of housing of sound standards of design, construction, livability, and size for adequate family life; (2) the reduction of the costs of housing without sacrifice of such sound standards; (3) the use of new designs, materials, techniques, and methods in residential construction, the use of standardized dimensions and methods of assembly of homebuilding materials and equipment, and the increase of efficiency in residential construction and maintenance; (4) the development of wellplanned, integrated, residential neighborhoods and the develop ment and redevelopment of communities; and (5) the stabilization of the housing industry at a high annual volume of residential construction.

Approved July 15, 1949.

EXCERPT FROM THE DEPARTMENT OF HOUSING AND URBAN

DEVELOPMENT ACT

[Public Law 89-174; 79 Stat. 667; 5 U.S.C. 624)

DECLARATION OF PURPOSE

SEC. 2. The Congress hereby declares that the general welfare and security of the Nation and the health and living standards of our people require, as a matter of national purpose, sound develop ment of the Nation's communities and metropolitan areas in which the vast majority of its people live and work.

To carry out such purpose, and in recognition of the increasing importance of housing and urban development in our national life, the Congress finds that establishment of an executive department is desirable to achieve the best administration of the principal programs of the Federal Government which provide assistance for housing and for the development of the Nation's communities, to assist the President in achieving maximum coordination of the various Federal activities which have a major effect upon urban community, suburban, or metropolitan development; to encourage the solution of problems of housing, urban development, and mass transportation through State, county, town, village, or other local and private action, including promotion of interstate, regional, and metropolitan cooperation; to encourage the maximum contributions that may be made by vigorous private homebuilding and mortgage lending industries to housing, urban development, and the national economy; and to provide for full and appropriate consideration, at the national level, of the needs and interests of the Nation's communities and of the people who live and work in them.

Approved September 9, 1965.

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