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private banks, loan and trust companies from 1863 to 1917.

compiled from reports obtained by the Comptroller of the Currency.]

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NOTE. Since 1873 the comptroller has collected and published statistics of State banks, but complete data for compiling these statistics for a number of years thereafter were available only for those States in which the banks were required to report to some State official. For recent years the statistics are prac tically complete.

CASH IN ALL REPORTING BANKS.

Cash in national, State, savings, and private banks, and loan and trust companies of the country, shown by reports of condition as of June 20, 1917, aggregated $1,502,502,076.06. The cash held by the Federal reserve banks on approximately the same date amounted to $1,247,698,000, making the total cash held by all banks of the country $2,750,200,076.06. This was an increase of $838,482,754.11 over the amount reported in June, 1916, or a gain of nearly 44 per cent.

The cash holdings of all reporting banks in June, 1916, were $1,911,717,321.75, of which amount the sum of $819,603,000 was in national banks, $666,515,321.95 in State and private banks, and $425,599,000 in Federal reserve banks. On or about June 20 of the present year national banks held in cash $752,711,000, State and private banks $749,791,071.06, and Federal reserve banks $1,247,698,000.

The cash held by national banks on June 20, 1917, plus balances carried by national banks with Federal reserve banks, aggregated $1,573,295,000. On the same date the cash holdings of the State banks, plus the balances carried by State member banks with the Federal reserve banks, amounted to $791,377, 000; but, owing to the small number of State banks which were members of the system, the amount of cash actually carried by State banks with the Federal reserve banks on the date mentioned was only $41,586,000.

Coin and other currency held by all banks and by Federal reserve banks are shown in the following table:

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The general stock of money in the United States increased from $4,482,900,000 on June 30, 1916, to $5,408,000,000 on June 30, 1917, a gain during the year of $925,100,000, or over 20 per cent. Of the total stock $644,400,000, or 11.92 per cent, was in the Treasury as assets of the Government.

For the date nearest June 30, for which information is available, coin and other money in national banks and other reporting banks (exclusive of those in the island possessions) aggregated $1,487,300,000

and cash in Federal reserve banks amounted to $1,247,700,000, making the total amount of cash in all banks in the United States $2,735,000,000, or 50.57 per cent of the total stock of money, the remaining $2,028,600,000, or 37.51 per cent, being outside of the Treasury and banks.

The amount in circulation, exclusive of coin and other money in the Treasury as assets, was $4,763,600,000, or $45.74 per capita, being an increase in the aggregate of $739,500,000, and a per capita increase of $6.45 over the amounts reported in 1916.

The general stock of money in the United States reported as above on June 30, 1917, at $5,408,000,000, had increased by December 1, 1917, to $6,026,000,000, as compared with $4,850,000,000 on December 1, 1916.

In the following table is shown the distribution of money in the United States (island possessions not included), giving the amount in the Treasury as assets and the amount in reporting banks from 1892 to 1917, inclusive:

Stock of money in the United States, in the Treasury, in banks, and in circulation, 1892

to 1917.

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Public money in national-bank depositaries to the credit of the Treasurer of the United States not included.

2 Money in banks of island possessions not included.

Includes amount held by Federal reserve banks and Federal reserve agents against issues of Federal reserve notes.

Money in Federal reserve banks June 25, 1915, June 30, 1916, and June 22, 1917.
Population estimated at 104,145,000.

INDIVIDUAL DEPOSITS IN ALL REPORTING BANKS.

Individual deposits in all reporting banks on June 20, 1917, aggregated $26,289,708,159.14. In 1916 individual deposits were reported at $22,773,714,074.98. The increase during the year, therefore, was $3,515,994,084.16, or 15.43 per cent.

The percentage of increase in deposits for the fiscal year ended June, 1916, was 19.01 per cent, and for the fiscal year 1915 it was 3.34 per cent.

Individual deposits in each class of banks as of June 20, 1917, properly classified, are as follows:

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Includes State and municipal, $67,545,000, and subject to less than 30 days' notice, $48,042,000, and other demand deposits, $33,348,000.

From the foregoing table it is shown that individual deposits subject to check without notice aggregate $10,632,322,738.05; demand certificates of deposit, $653,783,471.81; certified checks and cashiers' checks, $333,180,929.22; savings deposits, $7,219,416,446.49; time deposits in open account in national banks, $1,265,721,000; time ceertificates of deposit, $2,041,787,181.48, and deposits not classified, $4,143,496,392.09.

Under the provisions of the Federal reserve act deposits in national banks are classified, for the purpose of computing reserve, as "demand" and "time," and in carrying out the classification in reports provision has not been made for the separation from other time deposits of savings accounts.

DISTRICT OF COLUMBIA.

BANKS AND BANKING IN THE DISTRICT OF COLUMBIA.

There are 61 banking institutions in the District of Columbia, consisting of 14 national banks, 6 trust companies, 22 savings banks, and 19 building and loan associations. The aggregate capital of all these institutions on June 20, 1917, was $18,731,000. The total individual deposits were $111,919,266, and the aggregate resources $174,364,005.

The number, capital, individual deposits, and aggregate resources of each class of institutions doing business in the District of Columbia on June 20, 1917, are shown in the following table:

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BUILDING AND LOAN ASSOCIATIONS IN THE DISTRICT OF COLUMBIA.

On March 4, 1909, the building and loan associations in operation in the District of Columbia were placed under the supervision of the Comptroller of the Currency. Since that date the business of these institutions has shown a steady increase, as indicated by the volume of loans, installment payments on shares, and aggregate resources, as set forth in the following table:

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BUILDING AND LOAN ASSOCIATIONS IN THE UNITED STATES.

For information in regard to building and loan associations in the United States this office is indebted to Mr. H. F. Cellarius, of Cincinnati, Ohio, secretary of the United States League of Local Building and Loan Associations, the latest statistics being for the year ended December 31, 1916.

During the year mentioned the building and loan associations of the United States increased their assets over $114, 000, 000 and made mortgage loans to their members to the extent of $413,000,000.

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