1. Is the association organized and conducted on the lodge system with ritualistic form of work and representative form of government? Yes. 2. 3. If so, how many subordinate lodges or branches are there? 136. How often are meetings of the subordinate branches required to be held? 4. How are the subordinate branches represented in the supreme or governing body? One delegate for each lodge of 15 members or over. 5. What is the basis of said representation? As above. 6. How often are regular meetings of the governing body held? Every two years. 7. When was the last regular meeting of the governing body held? August, 1909. 8. How many members of governing body attended the last regular meeting? 116. 9. How many of same were delegates of the subordinate branches? 110. 10. When and by whom are the officers and directors elected? By governing body in convention. 11. 12. What are the qualifications for membership? Scottish or Scottish descent. Is a payment for the benefit funds required of an applicant in advance of his becoming eligible to benefits? No. 13. What are the limiting ages for admission? 18 to 45 years. 14. What is the minimum and the maximum insurance that may be issued on any one life? $250 and $2,000. 15. Is a medical examination required before issuing a benefit certificate to applicants? Yes. 16. Are applicants admitted to membership without filing an application with and becoming a member of a local branch by ballot and initiation? No. 17. Who may be designated as beneficiaries? Sec. 10. In the event of the death of a clansman in good standing in any subordinate clan, the amount of bequeathment as provided for in Section 2 of these laws — at the time of such clansman's death, shall be paid by the royal executive to the wife or affianced wife, or relatives of, or persons dependent upon said member, as designated in his bequeathment certificate. 18. How are the expenses of the governing body defrayed? Per capita tax, $1.20 per member. 19. Are assessments graded on any table of mortality? Yes. 20. If so,`specify table and state whether assessments are levied on age at entry or attained age. Our own table. If on age at entry, are they based on the "level premium or step rate plan"? (Give full information.) Level premium. 21. Have the liabilities of the association under its certificates in force December 31st last been mathematically determined? Answer: No. If so, give the standards of mortality and interest adopted, the number of assessments during the year at present rates assumed, and the name of the actuary making the valuation. 22. Give the minimum and the maximum number of assessments that may be collected in any one year and all the facts relating thereto. As many as may be required to meet death rate. 23. Are notices of the assessments and dues sent to the members? Yes. If so, do they state the purpose for which the money is to be used? No, but all money collected for assessments is used to pay death claims. 24. Is any part of the mortuary, disability, emergency, or reserve fund, or the accretions from or assessments for the same, used for expenses? No. If so, what amount and for what purpose? 25. Is any portion of assessments paid by new members used for expenses ? Answer: No. If so, give full particulars. 26. Does the association promise to pay to the beneficiaries of deceased members a definite amount without regard to the amount one assessment may produce? No. If so, how is the amount guaranteed? 27. Does the association pay or allow, or promise to pay or allow, any dividend, paid-up or extended insurance, or any sum of money or thing of value to the members without regard to physical condition? No. If so, give all the facts relating thereto. 28. Does the association pay an old age disability benefit? No. If so, at what age does the benefit commence ? 29. Does the association issue annuity contracts or instalment policies? No. 30. What is the amount of one full assessment on present membership, viz.: Mortuary, $9,300; disability, $ ; emergency or reserve, $ expense, $ ; 31. How many assessments were collected during the year? Mortuary, 12; dis ; emergency or reserve, ; expense, ability, 32. How is the emergency or reserve fund created, and for what purpose and under what circumstances can it be disbursed? No reserve fund. 33. Has the constitution or laws of the association been amended during the year, and if so, when? Yes, August, 1909. 34. Have you filed with this department all forms of benefit certificates issued, a. copy of the constitution and of all the laws, rules, or regulations in force at the present time? Yes. If not, please do so. 35. In what states is the association authorized to transact business, and how many subordinate branches are there in each state? British Columbia, 1; California, 4; Connecticut, 8; Colorado, 1; Illinois, 8; Indiana, 1; Mainc, 2; Massachusetts, 38; Missouri, 4; Minnesota, 3; Manitoba, 2; Montana, 2; New Jersey, 8; New York, 12; New Hampshire, 3; New Brunswick, 1; Nebraska, 1; Nova Scotia, 6; North Carolina, 1; Ohio, 4; Ontario, 2; Oregon, 1; Pennsylvania, 8; Quebec, 2; Rhode Island, 4; South Carolina, 1; South Dakota, 1; Vermont, 3; Virginia, 1; Washington, 2; Wisconsin, 1. 36. Does any officer, director, or trustee receive any commission on the business of the association? No. 37. Assessments collected from organization of association, viz.: Mortuary, $1,446,464; disability, $ 38. Losses and claims paid from organization of association, viz.: Death claims, $1,314,386.20; disability claims, $ 39. Is any compensation allowed or paid to any person from admission fees or otherwise for procuring new members, except for the preliminary organization of subordinate bodies? No. 40. Were all the stocks, bonds, and other securities owned December 31, 1909, in the actual possession of the association on said date, except as shown by the schedules of special and other deposits? Answer: Yes. If not, give full and complete information relating thereto. 41. Were any of the stocks, bonds, or other assets of the association loaned during the year covered by this statement? Answer: No. If so, give full and complete information relating thereto. 42. What officials and heads of departments of the association supervised the making of this report? Royal secretary. |