...welcome our colleagues who come from areas or districts where we are holding our hearings. Welcome Mr. Cardin. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. I thank you very much, Mr. Chairman. I do have a statement that I would like...

...gentleman for his testimony. I now would ask for the statement of the gentleman from Maryland, Mr. Cardin. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. Thank you, Mr. Chairman. Mr. Chairman, I want to add my congratulations to...

...Come on up, gentlemen. Mr. Cardin, since we have you on the list first, we will hear from you first. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND If I might ask permission to submit a statement for the record, and I would then summarize...

...the gentleman from Maryland, Mr. Cardin. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. Thank you, Mr. Chairman. Mr. Chairman, I want to add my congratulations to you for your leadership on this issue. It is clear...

...addresses my concerns while protecting the integrity of the Legal Services program . Mr. FRANK. Mr. Cardin. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. Thank you, Mr. Chairman. I very much appreciate this opportunity of appearing...

...Cardin has a statement he would like placed in the record. [The prepared statement follows:] OPENING STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. Chairman, I am concerned about whether the Social Security Administration can stabilize...

...California for any opening remarks. Mr. GEJDENSON. With that, Mr. Cardin, would you like to start? TESTIMONY OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. I want to thank you for assuming this responsibility. I know campaign finance...

...California for any opening remarks. Mr. GEJDENSON. With that, Mr. Cardin, would you like to start? TESTIMONY OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. I want to thank you for assuming this responsibility. I know campaign finance...

...welcome our witnesses and thank them for being with us today. Chairman RANGEL. Mr. Cardin, you may begin. STATEMENT OF HON. BENJAMIN L. CARDIN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND Mr. CARDIN. Thank you, Mr. Chairman. First, I would ask that my entire statement be made...

...today or helping us in dealing with these very difficult issues. [The prepared statement follows:] STATEMENT OF HON. BENJAMIN L. CARDIN A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND I am concerned at the report that some Medicare Select carriers are achieving savings,...