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FAIR CREDIT REPORTING

HEARINGS

BEFORE THE

SUBCOMMITTEE ON CONSUMER AFFAIRS

OF THE

COMMITTEE ON BANKING AND CURRENCY
HOUSE OF REPRESENTATIVES

NINETY-FIRST CONGRESS

SECOND SESSION

ON

H.R. 16340

A BILL TO ENABLE CONSUMERS TO PROTECT THEMSELVES
AGAINST ARBITRARY, ERRONEOUS, AND MALICIOUS CREDIT
INFORMATION

MARCH 17, 19, 20, 23, AND 24; APRIL 7 AND 8, 1970

Printed for the use of the Committee on Banking and Currency

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LEONOR K. (MRS. JOHN B.) SULLIVAN, Missouri, Chairman

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Biemiller, Andrew J., director, department of legislation, AFL-CIO___
Burge, Ŵ. Lee, president, Retail Credit Co.; accompanied by Jerome B.
Libin, Washington counsel; and Robert W. Biocum, staff vice president-
legal of Retail Credit Co--

Emerson, Richard V., executive director, Adams-Hanover Sheltered Work-
shop, Inc., Gettysburg, Pa..

Gallagher, Hon. Cornelius E., a Representative in Congress from the State
of New Jersey...

Herbert, Edward, senior vice president, First National Bank, Montgomery,
Ala., on behalf of Robert Morris Associates, National Association of
Bank Loan and Credit Officers___

Jackson, Royal E., chief, Bankruptcy Division, U.S. Courts, accompanied

by H. Kent Presson__

Jordan, Dr. Harry C., chairman of the board, TRW Information Services,

Inc.; accompanied by Ira A. Brown, Jr., counsel__

Kass, Benny L., consumer consultant, National Legal Aid and Defender
Association__

254

182

415

Prietsch, Mr. and Mrs. Paul R., Hale-Prietsch, Inc., Chicago, Ill

211

Roberts, Alfred S., credit manager, B. Altman and Co., New York, N. Y
Roisman, Anthony Z., general counsel, Consumer Federation of America;
accompanied by Erma Angevine, executive director; and Sarah H.
Newman, general secretary, National Consumers' League___
Spafford, John L., president, Associated Credit Bureaus, Inc.; accompanied
by T. Monty Skiles, director, industry relations; John Lashly, general
counsel; Robert K. Pinger, general manager, credit bureau, Houston,
Tex.; and William B. Price, general manager, credit bureau, Columbus,
Ohio.

Speiser, Lawrence, director, Washington Office, American Civil Liberties

Union...

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