Bank Mergers: Hearings Before the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, First Session, September 24 and 26, 1991, 4. sējumsU.S. Government Printing Office, 1992 - 504 lappuses |
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acquisition antitrust Assets Avg Assets average Avg Assets Avg bank holding companies bank mergers Bank of America bank regulators bank's banking industry banking markets banking organizations banking services banking system billion branches capital Chairman commercial banks committee Community Reinvestment Act competition concerns consolidation consumers cost savings deposit insurance economic effects efficiency employees Equity farm farmers FDIC Federal Reserve Board Federal Reserve System financial institutions firms going hearings Herfindahl index home loans impact income increase Insts interest interstate banking issue large banks largest banks LAWARE lending Loan Loss megamergers Merger Guidelines minority mortgage National Bank NCNB North Carolina number of banks operating percent postmerger profitable proposed merger public purpose banks recent regulatory result rural safety and soundness Security Pacific September 24 small banks small business South Central statement studies Thank thrift too-big-to-fail Total Assets trend U.S. banking WYLIE
Populāri fragmenti
197. lappuse - That no corporation engaged in commerce shall acquire, directly or indirectly, the whole or any part of the stock or other share capital and no corporation subject to the jurisdiction of the Federal Trade Commission shall acquire the whole or any part of the assets of another corporation engaged also in commerce, where in any line of commerce in any section of the country, the effect of such acquisition may be substantially to lessen competition, or to tend to create a monopoly.
237. lappuse - ... clearly outweighed in the public interest by the probable effect of the transaction in meeting the convenience and needs of the community to be served.
4. lappuse - The fact that banking is a highly regulated industry critical to the Nation's welfare makes the play of competition not less important but more so. At the price of some repetition, we note that if the businessman is denied credit because his banking alternatives have been eliminated by mergers, the whole edifice of an entrepreneurial system is threatened ; if the costs of banking services and credit are allowed to become excessive by the absence of competitive pressures, virtually all costs, in our...
208. lappuse - An element for consideration as to cross-elasticity of demand between products is the responsiveness of the sales of one product to price changes of the other. If a slight decrease in the price of cellophane causes a considerable number of customers of other flexible wrappings to switch to cellophane, it would be an indication that a high cross-elasticity of demand exists between them; that the products compete in the same market. The court below held that the "[g]reat sensitivity of customers in...
205. lappuse - George J. Stigler, The Theory of Price, 3rd ed. (New York: Macmillan, 1966), p.
491. lappuse - The Honorable Henry B. Gonzalez Chairman, Committee on Banking, Finance and Urban Affairs House of Representatives This report discusses issues associated with reforming the deposit insurance system.
215. lappuse - Joe S. Bain, Barriers to New Competition (Cambridge : Harvard University Press, 1956), pp. 76-80. 77 G. Stigler, "The Economies of Scale," Journal of Law and Economics, vol.
218. lappuse - Index (HHI) is defined as the sum of the squares of the market shares of all firms in the relevant market.
336. lappuse - ... we note that if the businessman is denied credit because his banking alternatives have been eliminated by mergers, the whole edifice of an entrepreneurial system is threatened; if the costs of banking services and credit are allowed to become excessive by the absence of competitive pressures, virtually all costs, in our credit economy, will be affected; and unless competition is allowed to fulfill its role as an economic regulator in the banking industry, the result may well be even more governmental...
208. lappuse - United States v. EI duPont De Nemours & Co., 351 US 377 (1956); United States v.