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alterations of policy,.....

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mistakes in drafting policy,..

Marine. Subject-matter and description,.

upon property "lost or not lost,"

difference between stock and mutual companies,.

contract of, made by letter,........

effected upon premium paid, though policy not executed,.

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insurers not entitled to assignment of the insured's interest,.

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"do insure against loss and damage by fire,"

a contract of indemnity against actual loss,.

damage by fire includes what?.....

excludes damage merely from excessive heat,.

notes,.

insolvency of the company no defence to an action on note,.

insurable interest of purchaser of equity of redemption,.

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loss must be direct and immediate, not remote,.

if loss occurs a few minutes before or after noon on the day of expiration,....

actual cash value at time of loss, covered,

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INSURANCE,-

electing to reinstate, must do it or pay damages,

if reinstated building is burned, balance of damage, &c.....
peculiarity of contract of mutual insurance company,.
"shall not be liable for theft at or after any fire,"

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representation of distance from other buildings,
policy avoided by omission to state material facts,.

by other insurance without consent,.
by want of notice of previous insurance,.

unless such other insurance be itself void,
by increase of risk, or vacancy of premises,.
by change of tenants, or of uses, when,.
by introducing hazardous business,..
by premises becoming unoccupied,.

by sale, or change in title or possession,.
by misstatement of interest of the assured,.

by tenant by curtesy representing himself owner,..
by understating amount due on mortgage,...

by habitual keeping or use of certain explosives,.

what notice is compliance with policy,..

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or by explosion of gunpowder, &c.,.

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sale or other change in title not to affect the policy, when,.

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request for additional insurance, in application, not stipulation,.

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sworn account of loss, of all other policies, value of property, &c.,.................

448

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INSURANCE,-

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waiver of preliminary proof,..

"delivering in" an account, failure of mail,.

notices and preliminary proofs, cases,..

certificate from nearest magistrate, as to loss, character, &c.,..

such certificate a condition precedent,..

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assured to produce all account books, vouchers, &c.,.

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importance of such production to underwriters,.

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appraisal of damaged property, &c.,...

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full inventory and report of appraisal,..

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holding of property in trust, or commission, to be set forth,

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policy payable to third party, proofs to be made by original party,

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contract of insurance good for unexpired term of chartered life,.

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when party cannot be said to die "by his own hands,"
interest of married women in insurance policies,...

to innre to her own or her children's benefit, except, &c.,.

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INVENTORY of goods, &c., lost, required by policy of insurance,.

Iowa, law as to rights of married women in,...

homestead and other exemption laws of,.

JOINTURE,

J.

JURISDICTION of United States Supreme Court,.
of courts over award of arbitrators, .

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937

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contract of insurance completed when, is mailed, accepting,.

LIABILITIES of members of mutual insurance company,..

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of endorsers,....

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of innkeepers,.

of stockholders to creditors,

of directors,

of principal for acts of his agent,.

of husband, at common law, for contracts of wife,.

of heir for debts of ancestor,..

of corporations for negligence of agents,.

of carrier on failure to stop goods in transitu,.

of common carriers, (see Bailments,)

of attorney at law,.............

of acceptor of bill of exchange,

LIENS, who entitled to, and what they are,..

of hotel keepers upon baggage of guests,

of seller upon the goods sold,

of agents and factors upon goods of principal,

ship builders, mechanics, and material men,.
time of continuance of,

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of the promise of one of several joint debtors or partners,.

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Loss, fire insurance a contract of indemnity against actual,
must be direct and immediate, not remote,..

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